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Renowned Tulsa saxophonist and Race Massacre survivor, Hal Singer, has passed away, just a few months shy of his 101st birthday.The French city of Chatou announced the news of his death. Singer resided in the town for more than 20 years."Weakened in recent years, Hal Singer has passed out peacefully surrounded by his wife and family," the release stated.Singer, who was born in Tulsa on Oct. 8, 1919, would go on to have an "exceptional 70-year career, from Duke Ellington to Ray Charles, to Billie Holiday," the release said.According to the Oklahoma Jazz Hall of Fame website, Singer topped the R&B charts in Sept. 1948 with his instrumental recording "Corn Bread.""The City just lost a friend, an artist, and a great man," the release concluded. "We extend our condolences to his family." 805

RAMONA, Calif. (KGTV) — Ramona Unified School District is alerting parents of what they called a "suspicious" incident at a local elementary school Friday.In a letter home to families, Barnett Elementary School Principal Linda Marthis said a kindergarten student reported the incident took place at the campus' upper playground in front of the school.Marthis did not elaborate on the incident. San Diego Sheriff's deputies arrived and were unable to find evidence to support the student's claims.Out of an abundance of caution, supervisory staff will be "heightened" while students are on the playground and all K classes would have recess on the kindergarten. 668

President Donald Trump will make two campaign stops in the upper Midwest Monday as he attempts to sway voters in crucial battleground states of Minnesota and Wisconsin.Trump's campaign stops will come the same day that Democrats will open their party convention — a convention originally scheduled to take place in nearby Milwaukee, Wisconsin, but which has since been rescheduled to take place virtually.According to the official White House schedule, Trump will first travel to Mankato, Minnesota and deliver remarks at North Star Aviation. He'll then fly to Oshkosh, Wisconsin, where he'll deliver a speech at the city's airport.Trump is expected to deliver a speech on "jobs and the economy" at both locations, according to the official White House schedule.The state of Wisconsin proved critical to Trump's victory in 2016, where he broke through the Democrats' "Blue Wall" in the Upper Midwest and edged out a close victory in the state. The state could again prove critical in 2020 election, and recent polls show presumptive Democratic nominee Joe Biden with a slight edge in the state.Former Secretary of State Hillary Clinton carried Minnesota during the 2016 election.Trump's comments come the same day that an ABC/Washington Post poll showed Biden leading nationally with 53% to 41% lead. 1308

President Donald Trump took action Wednesday to make it a little easier for the nation's military spouses to find employment as their families deploy domestically and abroad.The President signed an executive order aimed at increasing opportunities for military spouses to obtain federal jobs and encouraging agencies to increase their use of the noncompetitive hiring authority for military spouses. Trump said he hoped the executive action would encourage private-sector businesses to follow suit in their hiring practices.Speaking to a crowd of military spouses at the White House, the President said, "Your support is essential to making our military the mightiest fighting force in the world and getting stronger all the time."He continued, "We can never repay you for all that you do. We know what you do, and your spouse knows what you do. We can never repay you for that, but we can and we will give you the opportunities you deserve."The unemployment rate for military spouses is 16%, four times the national average for female adults, a statistic the President noted.A survey of military families released last June from Hiring Our Heroes, a US Chamber of Commerce foundation, found that unemployment and underemployment are major challenges for the spouses of service members, 92% of whom are female. Among military spouses who are employed, 14% are in part-time jobs and half of that part-time group wants full-time work.Trump promised, "We are going to change that, and we are going to change it as quickly as we can. It will go fast."While many military spouses choose "portable" career paths like teaching or nursing or law, those often have state-specific licensing requirements that present barriers with each new move.The Trump administration is building on the work begun by former first lady Michelle Obama and former second lady Jill Biden, who through their Joining Forces initiative called on US governors to streamline licensing and credentialing for the military community."Even though all 50 states have addressed this issue in some way, we know that there are still plenty of gaps and challenges that we need to work on, so as far as I'm concerned, our work here definitely isn't finished," Michelle Obama told the Military Times in 2016.The licensing barriers sometimes force spouses to choose between advancing their own careers and moving from place to place with their service member husband or wife."We're working with states across the country to encourage them to remove licensing barriers so that spouses who work in careers such as teaching, nursing and law, many others, also can get a job in their profession no matter where they move," Trump said Wednesday.The administration has been working to address the challenges of military spouse employment for several months. Counselor to the President Kellyanne Conway and senior adviser Ivanka Trump held a listening session with military spouses last August, and they have since had meetings on the topic.The White House's own Office of Public Liaison Deputy Director Jennifer Korn, who was present for the signing of the executive order Wednesday, is the wife of a Marine."One of the biggest challenges is, do I leave my career or do I leave my husband?" Korn said at the listening session last year."At different points of my career, I have left my career. A couple times, me and my husband have lived apart, at one point three years apart while he was on back-to-back deployments. It's very difficult if you have to choose." 3519

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765