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Before large banks began reaching out to these clients, city and rural commercial banks offered small business loans at average annual rates of more than 8 percent. By the end of June, however, the weighted average interest rate of one-year loans issued by Agricultural Bank of China's Zhejiang branch to incorporated small businesses was around 4 percent, lower than the average lending rate of the overall banking sector, said Hu Yongzhong, general manager of the inclusive finance department at the branch.

Beijing said on Thursday it hopes dialogue between Pyongyang and Washington will continue after the two sides failed to reach an agreement at their summit in Vietnam.

Bei Bei munches on bamboo at the zoo on Wednesday. YUAN YUAN / FOR CHINA DAILY

Before receiving approval, Tencent could only act as an online bridge between investors and fund distributors via its online wealth management platform qian.qq.com and its messaging app WeChat, which has more than 980 million monthly active users.

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