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Choosing the best way to pay for something — credit or cash — can make a real dollar difference for you. So knowing when to do which is key.Personal finance experts say it’s especially smart to avoid using cash for these five types of purchases: 253

CHICO, Calif. (AP) — Desperate families posted photos and messages on social media and at shelters in hopes of finding missing loved ones, many of them elderly, nearly two weeks after the deadliest, most destructive wildfire in California history.The death toll stood at 77 Monday, with about 1,000 people unaccounted for."I have an uncle and two cousins that I have not been able to make contact with. Paul Williams, in his 90's, his son Paul Wayne Williams, in his 70's, and his daughter Gayle Williams in her 60's," one woman wrote on Facebook. "Any info would be appreciated."RELATED: Residents return to Woolsey Fire area, face new concernHundreds of searchers continued looking for human remains in the ashes in Paradise and outlying areas ravaged by the blaze Nov. 8, with the body count increasing daily.Rain in Wednesday's forecast added urgency to the task: While it could help firefighters knock down the flames, it could hinder the search by washing away fragmentary remains and turning ash into a thick paste.Authorities located hundreds of missing people and the list of unaccounted for dropped dramatically Sunday from nearly 1,300 to 1,000. Social media pages gave updates on who was discovered dead and who was found safe.Butte County Sheriff Kory Honea has said he put out the rough and incomplete list in hopes that many people would contact authorities to say they are OK. More than a dozen people are listed as "unknowns," without first or last names."The data we're putting out is raw, but my thought on that was it's better to work toward progress than achieve perfection before we start giving that information out," he told ABC on Sunday.Robert James Miles, 58, lost the trailer he lived in in Paradise in the fire. He brought his 27-year-old son, Charlie, to a Federal Emergency Management Agency disaster center to meet with a mental health counselor.RELATED: Trump tours Camp Fire devastation in Paradise"His main concern was getting Mama out, and it rattled him to the roots," he said.At the shelter Miles was staying in in Chico, people posted names of those they hadn't heard from. Miles said he alerted a Red Cross worker Saturday that he recognized eight names on the board as friends and knew they were OK."Two of them were in the shelter," he said with a chuckle.Ellen Lewis, a 72-year-old woman who lost her home in Paradise, went to the FEMA center for help, and a FEMA representative showed her the list of the missing while she was there. She recognized two people from her archery club."I'm going to have to contact other people to see if they're OK," she said. She said she would call the sheriff's office if she confirmed they were safe.The fire, which burned at least 234 square miles and destroyed nearly 12,000 homes, reported was two-thirds contained on Monday. 2830

CHULA VISTA, Calif. (KGTV) - Chula Vista neighbors are dealing with the aftermath of a San Diego Gas and Electric equipment malfunction that triggered a power outage and caused their homes to smoke.Residents on Country Club Circle told 10News about the outage Saturday night. Electricity was restored and everything seemed fine, they said, but they woke up to sparked outlets, smoke and fire Sunday morning.“Every single room sounded like someone came in with gunshots,” said Mona Hernandez. “My girls got up screaming ‘fire’ in one of the rooms and I thought they were on fire. I feared they were actually on fire until I got to see them.”SDG&E said the equipment failure involved a transformer and affected more than 400 homes in the area.One woman said she was concerned about her air conditioning and heating working for her son.“He’s disabled. We need the heater to use. He's going to have open brain surgery next week. You people from SDG&E should have been out here.”She also said her smart television was destroyed by the outage and feels she deserves more than what SDG&E is offering to replace it.“ for a Toshiba smart TV is not very nice.”SDG&E said it has representatives assisting customers with claims. One option for neighbors is to replace items then submit proof of purchase with reimbursement.The power company also offered to send an electrician to the home of any neighbor having trouble with outlets or major appliances.Affected residents can call SDG&E at 800-411-7343. 1522

CHULA VISTA, Calif. (KGTV) -- Police are investigating after a deadly crash in the South Bay early Sunday morning. According to police, the single-car crash happened on the 100 block of Telegraph Canyon Road just after 3:45 a.m. Chula Vista Police say a man was driving along the road when he veered to the left and struck two trees in the center median, causing major damage to the vehicle. RELATED: Fire breaks out inside San Diego shopping centerWhen officers arrived on scene, the vehicle was reportedly on fire with the man trapped inside. The driver was taken to the hospital with major injuries where he later died. According to police, the driver didn’t display any signs of being under the influence, but speed may have been a factor. 752

CHULA VISTA, Calif. (KGTV) -- Hope, peace, unity and love are some of the simple words painted on rocks that Maria Gutierrez walked by each morning."I was thankful and I would look for more and more stones," Maria said.Maria just moved to the neighborhood and was surprised to learn who was behind those painted messages."One day I was walking my dogs and I saw Ava carrying a couple of stones and just quietly putting one down," Maria described.Ava is her neighbor, an 8-year-old doing her part in lifting others in difficult times."I’s because a lot of people aren’t happy right now. My mom and I were trying to make the people in our neighborhood happy," said Ava.I asked Ava what works like hope meant for her and she replied, "if someone doesn’t think they can do something, there’s hope they’ll make it."Her mom Cyndi said others neighbors have joined in their "rocks of hope" movement."We noticed other stones placed around the tree. It was cool because other people starting doing it as well," Cyndi said.Maria moved to Eastlake last month and said Ava's efforts showed how helpful and hopeful her neighborhood could be."It made me smile and I didn't really know anybody here. It just gave me a positive feeling inside.""Little acts like that can bring other people joy in so many different ways," said Cyndi. 1325

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