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Since the controversy surrounding "Baby, It's Cold Outside,” sales of the iconic Christmas song have been soaring.Billboard reports three different versions of the song from different performers have seen a bump and streaming for the song is up 54 percent for at least versions of the song.The song—written in 1944 by Frank Loesser—was criticized this year for its lyrics.Loesser’s daughter, Susan, is also defending the song, saying listeners need to examine the context.“It’s this flirty, funny, charming song,” Susan says. “I’ve always loved it.”Susan Loesser says she can’t help but smile every time she hears it."My mother considered it their song,” Susan recalls. “That's why she was crushed when he sold it to MGM for ‘Neptune's Daughter.’"The movie is a romantic comedy from 1949."But it won the Academy Award and she got over it,” Susan says.Now, fast forward 70 years, the song is getting attention for a very different reason.Radio stations began pulling the song, as critics argued the lyrics promotes rape culture.The uproar centers on the particular lyric, “Say, what’s in this drink?”It's a line that stands out, especially in the context of the #MeToo movement.But Susan says the movement, "doesn't get it.""I just think it's a mistake to attack this particular song,” she says. “It's not a date rape song. It's a flirt song, and they're both into it.”New York University songwriting professor Phil Galdston says that although we can't ask the song's composer about the now infamous line, we should consider the time period when the song was composed.“Social history suggests that particular line had the meaning of, Wow, I don't know how this is affecting me, so what's in it?’ That's a different context than it has today,” he explains.Some radio stations are now reversing the ban.As to whether generations to come will still be learning the tune, Susan says she believes they will.“I guess it depends on how politically correct we get,” she says. 1974

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

SOLANA BEACH, Calif. (KGTV) — Protests continue to move into the suburbs and other cities of San Diego County, including one Wednesday morning in Solana Beach along Highway 101.Mayor of Solana Beach Jewel Edson helped the two organizers put a rally together in the beach community in less than 24 hours. “We really wanted to this to be our city coming together,” said Edson. Roughly 100 people showed up with signs at Solana Beach City Hall. Susana Arnold, one of the two organizers, said "this is the passion that is existing in all of us, that is absolutely sick of the injustice. I think posting memes and sitting watching the news is not enough." The group, including many families with small children, took a knee at city hall before taking their march up the 101. Arnold and co-organizer Tina Zucker said they wanted their march to be local, peaceful and safe. Many cars driving by honked in support. "We are powerful once we say something," added Zucker. 970

Skyrocketing sales has landed Lego's new "Women of NASA" play set as Amazon's No. 1 best-selling toy in just 24 hours.Astronomer Nancy Grace Roman, computer scientist Margaret Hamilton, and astronauts Sally Ride and Mae Jemison, the four women who played vital roles in the US space program are now immortalized in a 231-piece Lego set, accompanied by three builds illustrating their areas of expertise.The set went on sale Wednesday morning, at a price of .99, and it quickly sold out on Amazon, creating great positive feedback on social media under #WomenofNASA. "Women of NASA" was first pitched to Lego Ideas in 2016 by Maia Weinstock, deputy editor of MIT News, under the headline "Ladies rock outer Space."See the whole set in the video below: 761

SOLANA BEACH, Calif. (KGTV) - An injured sea lion spotted on a North San Diego County beach prompted lifeguards to place shark warning signs along a stretch of coastline Thursday. The incident was reported about 9:30 a.m. at 2525 South Coast Highway near Tower 11 at Cardiff State Beach, according to California State Parks officials. A jogger reported the sea lion with a missing tail and gash on its back, washed up on the beach.SeaWorld San Diego experts responded to the area but told 10News the sea lion later died due to the severity of its injuries. They confirmed the female sea lion was bitten by a shark.Lifeguards posted aggressive shark advisories for beachgoers from Cardiff Reef in the north to Seaside State Beach in the south, officials said. There was no immediate word on the type of shark involved. The incident Thursday marks the sixth shark sighting over the last several weeks in the waters off San Diego. Shark sightings several days in a row prompted shark advisories in Del Mar in July. A shark sighting in Coronado also forced lifeguards to post signs warning beachgoers about the presence of sharks. A shark advisory means that a shark has been spotted in the water and swimmers should enter at their own risk. Check out the list below for tips on avoiding any possible shark attacks:Avoid the beach at dusk and dawnStay away from river mouthsPay attention to lifeguards and their warnings 1424