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ALPINE, Calif. (KGTV) - A charter bus collided with a tree near an East County school Friday, injuring students with shattered glass.The bus collided with a tree next to Joan MacQueen Middle School in Alpine just before 5 p.m. There were at least 43 children on the bus, according to California Highway Patrol officer Mary Bailey. Some of the students were injured by shattered glass.It's not clear how the bus crashed.10News is monitoring this story: 469
According to Blaine Koops, executive director of the Michigan Sheriffs' Association, "the enhanced system will fully automate the process. In the event a deputy makes a traffic stop with a young driver, the deputy locates the STOPPED sticker, puts the corresponding number into an internet-based program and hits the send button. The deputy then tells the driver that their parent will receive either a text message or e-mail regarding the traffic stop. But, the deputy informs the young driver that they have 48 hours to discuss the event with their parents before the parent receives the message. This system allows for not only notification but accountability between young driver student and parent." 712

About 1 in 3 people 65 and older in the U.S. enroll in Medicare Advantage, the private insurance alternative to traditional Medicare. It’s not hard to see why: Medicare Advantage plans often cover stuff that Medicare doesn’t, and most people don’t pay extra for it.But Medicare Advantage can be more expensive if you get sick because copays and other costs can be higher, says Katy Votava, president of Goodcare.com, a health care consultant for financial advisors and consumers.Unhappy customers who want to switch back to traditional Medicare may find they no longer qualify for the supplemental policies to help pay their medical bills, or that they would face prohibitively high premiums.“These are complicated products,” says Votava, author of “Making the Most of Medicare.” “They’re like nothing else, no other insurance that people encounter anywhere until they get to Medicare.”Medicare’s alphabet soupThe first hurdle many people face when deciding about Medicare coverage is simply understanding how the various parts fit together. Traditional Medicare, also known as original Medicare, has two parts:Part A covers hospitalization and is typically premium-free.Part B covers outpatient care, including doctor visits, and has a standard monthly premium of 4.60 for 2020, although higher-income people pay more.You can choose any doctor who accepts Medicare, and most do. The government pays health care providers directly.Part D is prescription drug coverage, which is provided by private insurers. The drugs that are covered and the amounts you pay out of pocket vary widely. Monthly premiums vary as well but average .74 in 2020.Traditional Medicare has deductibles, copays and coinsurance that can quickly add up. To cover these gaps, private insurers also offer supplemental plans known as Medigap. The average monthly Medigap premium in 2019 was 2, according to health insurance marketplace eHealth.com, but it can be lower or much higher depending on the plan, the insurer and the area where you live. The plans are known by letters A through N. As with traditional Medicare, you can choose any doctor who accepts Medicare.If you apply for a Medigap policy when you’re first eligible for Medicare, the insurer has to accept you and can’t charge more for preexisting conditions.How Medicare Advantage is differentMedicare Part C is Medicare Advantage. Rather than add to the other parts of Medicare, however, Medicare Advantage plans replace them. Insurers that offer Medicare Advantage are required to provide all the benefits of Part A and Part B, and most plans include Part D drug coverage as well. In addition, the plans typically cover certain expenses that Medicare doesn’t, such as hearing, vision and dental care.Most Medicare Advantage enrollees in 2020 paid no additional premiums for their coverage, other than their regular Part B premiums, according to the Kaiser Family Foundation, a health research group.How Medicare Advantage manages costsMedicare Advantage plans are similar to employer-provided group health insurance: To be covered, you typically must choose health care providers in the insurance company’s network. The network may be relatively narrow if the plan is a health maintenance organization (HMO) or somewhat broader if it’s a preferred provider organization (PPO). You may need preapproval for certain types of care or referrals to see specialists. If you go out of network, your costs may not be covered or may not apply to your out-of-pocket limits. Even if your doctor is in-network now, that could change and you might not get much notice.Also, Medicare Advantage plans are typically regional. If you move out of the area or travel to other states, you may not be covered.The devil’s in the details, and Medicare Advantage plans have many, many details. The average Medicare beneficiary has access to 28 Medicare Advantage options, with varying networks, coverage, deductibles, copays and co-insurance, according to the Kaiser Family Foundation. In general, though, Medicare Advantage costs less upfront and potentially more overall if you need lots of medical care. Many Medigap plans have higher upfront costs but cover most if not all of your expenses when you need care.If you want to switch from one Medicare Advantage plan to another, you can do so during annual enrollment periods. But if you want to switch from Medicare Advantage to traditional Medicare, you often won’t have guaranteed access to a Medigap policy. That means the insurer may charge you more, exclude preexisting conditions for a time or not issue you a policy at all.That doesn’t mean Medicare Advantage plans are a poor choice — just a complicated one, says Tatiana Fassieux, a training specialist with California Health Advocates, a Medicare advocacy nonprofit. She recommends people contact their state health insurance assistance program, which can provide free, unbiased one-on-one counseling. Links to these programs can be found by visiting the SHIP National Technical Assistance Center.“People should not rely exclusively on television commercials,” Fassieux says. “That’s when people get stuck and sometimes make the wrong decision.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Fake Reviews and Saving ‘Too Much’Is Moving Now Your Best Financial Move?When Debt Relief Does More Harm Than GoodLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5523
After former New Jersey Gov. Chris Christie’s stay in the hospital, Christie told the New York Times on Thursday he was “wrong” not to wear a mask inside the White House before becoming infected with the coronavirus.Christie, President Donald Trump, and a number of others who had contact with Trump and his staff, tested positive for the coronavirus several weeks ago. Christie spent nearly a week in the hospital, and he told the New York Times he was in the intensive care unit.Christie, who has since been released from the hospital and is recovering, expressed regret for his actions inside of the White House. Christie was among a group of GOP advisers helping Trump with preparing for the Sept. 30 debate.“I believed when I entered the White House grounds, that I had entered a safe zone, due to the testing that I and many others underwent every day,” Christie said in the statement to the New York Times. “I was wrong. I was wrong not to wear a mask at the Amy Coney Barrett announcement and I was wrong not to wear a mask at my multiple debate prep sessions with the president and the rest of the team."Christie said that the public should take the virus seriously.“I hope that my experience shows my fellow citizens that you should follow CDC guidelines in public no matter where you are and wear a mask to protect yourself and others,” he told the Times.Kellyanne Conway, who also was on Trump’s debate prep team, tested positive for the coronavirus.A contingent of others who attended Barrett’s nomination ceremony tested positive for the virus, including three US senators, Notre Dame President John Jenkins, and an unnamed White House journalist.The virus also reached others in the presidential family, with both first lady Melania Trump and son Barron Trump testing positive. Other aides, including Kayleigh McEnany, Hope Hicks, and Stephen Miller, also confirmed they tested positive for the virus.While Christie came to terms with the seriousness of his infection, Trump has largely brushed off his ailment. Trump was rushed to the hospital by Marine One on October 2, and he stayed there for nearly 72 hours. Presidential physician Dr. Sean Conley released multiple statements downplaying Trump’s prognosis, only for Conley to later reveal more serious details of Trump’s diagnosis.It was learned in the days following Trump’s positive coronavirus test that he ran a significantly high fever and needed supplemental oxygen.Following his 10-day isolation period, Trump immediately held a public event at the White House, inviting hundreds of people who sat shoulder to shoulder, many of whom without masks. He then has been holding rallies on a daily basis since Monday.Dr. Anthony Fauci said that holding such events is risky."I think the — the data speaks for themselves," Fauci to CBS News about wearing masks. "We had a super-spreader event in the White House and it was in a situation where people were crowded together and were not wearing masks. So the data speak for themselves." 3014
According to multiple reports, the U.S. Federal Aviation Administration said charter flights began flying to the United States with “the first mass air shipment” of COVID-19 vaccines.CNBC reported United Airlines flew Pfizer’s coronavirus vaccine from Brussels to Chicago O’Hare International Airport on Friday.CNN reported that the FAA would work with manufacturers, air carriers, and airports to transport large quantities on dry ice.Within 24 hours of FDA authorization, Operation Warp Speed plans to begin the first vaccine deliveries, USA Today reported.The Food and Drug Administration said it is holding an emergency-use authorization meeting about Pfizer's vaccine on Dec. 10. 692
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