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Following the passing of music legend Aretha Franklin, news surfaced the “Queen of Soul” did not have a will. Music icon Prince also didn’t have a will at the time of his death.How important is it to have a will?Certified financial planner Jonathan Duong says everyone should have a will, no matter your age or financial status."Even if you don't have kids, as long as your situation includes some level of basic complexity where you have different types of assets, then absolutely, a will is going to be a proper document at a minimum to have in place," says Duong.  For those who only have assets like a 401k or a life insurance policy that has a designated beneficiary built in, a will might not be necessary.  “But for many other things, there is no legal way to control where that asset goes without a will," explains Duong.  Getting a will often times entails hiring an attorney and can cost nearly ,000, but Duong says you don’t need to spend that much to have a proper will.  "Typically, their employer--if their employed with a larger company or a public organization--may offer a legal plan, within their employee benefits," says Duong.  There are also online resources like willed.com or doyourownwill.com that will help you create one for less than 0. 1301

First lady Melania Trump will attend the funeral for Barbara Bush in Texas on Saturday."Mrs. Trump plans to pay her respects at the funeral on Saturday," her communications director Stephanie Grisham told CNN.Bush, the matriarch of a Republican political dynasty and a first lady who elevated the cause of literacy, died Tuesday. She was 92.The-CNN-Wire 361

FORT HOOD, Texas —The family of missing Fort Hood soldier Vanessa Guillen met with officials from the Army base and the Criminal Investigation Command (CID) Tuesday and said foul play is suspected in the woman's disappearance.Congresswoman Sylvia Garcia and an official with the League of United Latin American Citizens accompanied the family.Vanessa's mother spoke and said in Spanish that while she's grateful Army officials invited them for an update today, she felt sick visiting Fort Hood. She says the Army took too long to search for her daughter.She says she asked Fort Hood to shut down the base and look for Vanessa as soon as she went missing and they didn't do it."I told them to search barrack by barrack and they never did it. I seek justice, that they respect Vanessa as a soldier, as someone who is serving this country," said her mother. She demands the people on base are investigated, especially the sergeant who she says her daughter said was sexually harassing her."I told them I want her alive. She entered alive," said the mother."If my daughter appears dead, close this base immediately," her mother said while crying. "I want her alive, for the love of God. I need my daughter with me. She is my life. That's why I'm fighting until they bring her back and the people who are responsible pay.""Investigate from the top to the bottom, everyone is responsible."Garcia said Fort Hood officials said they are convinced foul play is involved at this point and the criminal investigation is ongoing.The 3rd Cavalry Regiment commander, Col. Ralph Overland, has appointed an investigating team led by a senior investigating officer to conduct a commander’s investigation into allegations that Vanessa Guillen was sexually harassed.Congresswoman Garcia says there are discrepancies about when Fort Hood officials say they started searching for Vanessa and when the family tried to contact the base.Congresswoman Garcia and the Guillen family's lawyer also said the Army told the family the base has regular check-ins through the day. The sergeant who checked their barracks at some point after she went missing reported that Vanessa was there but later admitted he did not actually see her."We gotta remember this is a story about a family who is hurting," said Garcia. "We are dealing with a tragedy."Mayra Guillen, Vanessa's older sister, said she hopes the community keeps searching for Vanessa.The 20-year-old soldier was reported missing from Fort Hood on April 22. She was assigned to 3rd Cavalry Regiment, and was last seen in the parking lot of her Regimental Engineer Squadron Headquarters on Fort Hood. 11:30 was the last time anyone had contact with her.There is a ,000 reward for information on her whereabouts.This story was originally published by Thalia Brionez at KXXV. 2811

For most Americans, wearing a mask in public has become part of the daily routine, and in most states, they’re required in indoor spaces.Even though interactions in public settings might be brief, public health experts have recommended wearing masks outside of the household.But what about family gatherings? Should you wear a mask when visiting relatives? Should you even see relatives outside of your household during a pandemic?If you ask Dr. Christopher Murray, the director of the Institute for Health Metrics and Evaluation at the University of Washington, he is opting not to see extended relatives amid the pandemic. And looking forward to the holiday season, Murray does not plan on seeing extended relatives.“Personally, in our family, we will not have our family get together,” Murrays said about Thanksgiving. “I am particularly cautious. That would be our strategy. Certainly, we have avoided, on a personal level, we have avoided any indoor exposure to friends or family and have restricted any exposure at all to outdoor interaction where we can maintain 6 feet or more.”On Thursday, Murray’s organization released new projections that indicated that near universal wearing of face coverings outside of the home would save 67,000 American lives.“If you have a gathering of other family members that are not in your household, then yes, you should be wearing a mask or at least eating outdoors and distancing, which becomes very, very difficult in the winter, Murray said. As part of Murray’s projections, an estimated 1,500 Americans will die per day from coronavirus-related illnesses in November with those numbers continuing to rise into the Thanksgiving holiday. But, those figures drops significantly if masks are worn outside of the home.Unlike Murray, Dr. Amesh A. Adalja, a senior scholar at the Johns Hopkins Center for Health Security, he takes a different approach around family. He said on the topic of wearing masks or avoiding interactions with extended family members, it depends on a person’s risk tolerance.“I am very risk tolerant,” Adalja said. “I am an infectious disease physician. I have taken care of people with the coronavirus. Both of my parents are physicians. I don’t take any special precautious with my parents. I don’t think they take any special precautious with me.“I think physicians might be risk tolerant, but I have not changed my behaviors with people I see regularly, other than if they’re telling me they have a fever, and then I might say ‘stay away’ because I don’t want to be quarantined and not be able to work.”Adalja agrees with Murray, however, that the more people that are involved in gatherings, the higher the risk. He said there is no right or wrong answer when deciding on attending an event with family.“When you make decisions on attending things, you have to make a risk calculation based on the fact that this virus is in the community, and that it’s likely to be at any activity with a sizeable number of people,” Adalja said.Adalja agrees, however, that there is a risk in attending family gatherings, and while face coverings are effective, they're not a panacea. While the CDC doesn’t explicitly discourage family gatherings, the organization has issued guidance on family gatherings. The guidelines include holding events outside when possible, keep seating and people six feet apart, and mask wearing when six feet of stance is not possible. The guidance even goes so far to recommend encouraging guests to bring their own silverware. 3521

Four walls and a roof aren't always enough to keep the weather out, Morning View, Kentucky resident Sierra Chitwood discovered Tuesday night. She was washing her hair when a tree in the yard smashed through the ceiling to join her in the shower."I didn't have time to react," she said. "When I opened up the curtain, the mirror fell and shattered, so I had to step around the glass. … I had to run, throw on a shirt and run out of the room because I didn't know if it was going to fall any more."Chitwood's family members said the impact rocked their entire home, knocking items off of shelves. A neighbor, Patty Bray, said the storm absconded with her entire roof. 678