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The lake featured in the cult classic "Dirty Dancing" has suddenly filled up with water - 12 years after running dry.The lake, which is located in Pembroke, Virginia, was the backdrop of the 1980s movie. In 2008, the lake dried up, according to CNN, but as of this spring, the lake started filling back up.In a video posted on the Mountain Lake Lodge's website, scientists said the lake is one-of-a-kind.According to The Roanoke Times, researchers found leaks at the bottom of the lake in 2014 but were able to patch them up. 533

The Harvard Global Health Institute released an interactive map in July that shows the risk of contracting the coronavirus based on daily new cases per 100,000 people. At the time the map was released, three states were in the red. As of Monday, that number has since increased to 13.According to Harvard, the 13 states represent ones where full stay-at-home orders are necessary, while an additional 23 should consider them.The map has four colors – green, yellow, orange and red – to demonstrate the risk by county and state. The map shows 13 states – North Dakota, South Dakota, Montana, Wisconsin, Utah, Missouri, Idaho, Iowa, Oklahoma, Arkansas, Tennessee, Nebraska and Wyoming – in the red for where infections are high.“If you look at the map with the color coding of cases and states that are going up, you see states in the Northwest and the Midwest, it's going in the wrong direction right now,” Dr. Anthony Fauci told CNN’s Jake Tapper on Monday. “So, if there's anything we should be doing, we should be doubling down in implementing the public health measures that we have been talking about for so long, which are keeping a distance, no crowds, wearing masks, washing hands, doing things outside, as opposed to inside, in order to get those numbers down.”As these states start to get colder, Fauci is concerned the virus will become even trickier to contain.“We're entering into the cool months of the fall and ultimately the cold months of the winter,” Fauci said. “And that's just a recipe of a real problem, if we don't get things under control before we get into that seasonal challenge."According to the Harvard Global Health Institute, when areas are shaded red, stay-at-home orders become necessary.Unlike Harvard’s recommendations, Fauci says that shutdowns can be avoided.“I think people think that, when we talk about public health, that we're talking about shutting down,” Fauci said. “Let's get that off the table. We are not talking about shutting down. We're talking about simple public health measures, as simple as they sound, are really quite effective. And that's what we say over and over again, universal wearing of masks, keep physical distance, above all, avoid crowds and congregate settings.”No states are in the green.Two states that were in the red early in the summer, Florida and Arizona, have dropped out of the red. Florida, now in the orange, is ranked No. 28 for most coronavirus infections. Arizona now is No. 38 in the US for COVID-19 infections.In general, the worst effects of the coronavirus have moved from the northeast in the spring to the south in the summer and to the upper Plains and Northern Rockies now in the fall.In North Dakota, there are currently 158 hospitalized “due to COVID,” and 233 hospitalized “with COVID.”A number of states, even those outside of the “red” areas, are seeing record numbers of cases. On Friday, Ohio set its record number of reported cases with 1,840. Ohio Gov. Mike DeWine, a first-term Republican, expressed concern in a news conference last Friday.“We have it in our power to slow it down. I know everyone is tired, but we must learn to live with it. Distance and masks are essential,” DeWine told Ohioans.COVID RISK LEVEL: GREEN- Less than one case per 100,000 people- On track for containment- Monitor with viral testing and contact tracing programCOVID RISK LEVEL: YELLOW- 1-9 cases per 100,000 people- Community spread- Rigorous test and trace programs advisedCOVID RISK LEVEL: ORANGE- 10-24 cases per 100,000 people- Accelerated spread- Stay-at-home orders and/or rigorous test and trace programs advisedCOVID RISK LEVEL: RED- 25 or more cases per 100,000 people- Tipping point- Stay-at-home orders necessaryClick here to view the map. 3741

The only way this stops is if people rise up. You get what you accept. #FreedomMatters #StepUp https://t.co/8QKBszgKTM— Scott W. Atlas (@SWAtlasHoover) November 15, 2020 177

The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t.Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit them more down the road.Many bankruptcy attorneys have a much simpler explanation: Fear, a lack of information and misplaced optimism keep people from getting a fresh start.A temporary pauseAbout 14% of U.S. households — or roughly 17 million — owe more than they own, according to Federal Reserve Bank of New York estimates. Many of these households could benefit from having their debts wiped out, but fewer than 1% of U.S. households actually file for bankruptcy each year. Last year, there were 752,160 personal bankruptcy filings. Researchers refer to this gap as “missing bankruptcies” — the filings that could be happening, but aren’t.Now, there’s an additional set of missing bankruptcies: the cases people normally would have filed in recent months, but haven’t. Bankruptcy filings dropped dramatically in the second quarter of this year, to about 60% of the average for the previous five years.Courthouses were shuttered by pandemic closures, which made it harder for creditors to pursue foreclosures and wage garnishments. Those are two big drivers of consumer bankruptcy filings, says David Cox, a bankruptcy attorney in Lynchburg, Virginia, and co-author of “Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.”Borrowers have benefited from various forms of coronavirus relief, such as suspended payments on federal student loans, mortgage forbearance and expanded hardship options for loans and credit card accounts. The 0 weekly bump in unemployment checks, which expired in July, also kept many people afloat, Cox says.Lower jobless benefits, along with the reopening of courts and continued high unemployment, mean the lull in bankruptcy filings is likely temporary, says Jenny Doling, a bankruptcy attorney in Palm Desert, California, who serves on the American Bankruptcy Institute’s Chapter 13 Advisory Committee.She worries that people will wait too long to file. Too often, people drain retirement funds or other assets that would be protected in bankruptcy to pay debts that will ultimately be erased, she says. Putting off bankruptcy also can make it harder to come up with the ,500 needed to file a typical case.You won’t lose everythingCox says many of his clients delay filing because they fear they will lose cars, homes and other property. They are pleasantly surprised that they aren’t stripped of everything they own, he says.“There’s a misunderstanding about how bankruptcy works and what it would take from you,” Cox says.The vast majority of people who file the most common type of bankruptcy, Chapter 7, don’t have to give up any of their possessions. The types and amount of property you can keep vary by state, but typically include clothing, professional tools, wedding rings and at least some equity in your home. A few thousand dollars of equity in a car is usually protected as well. If you have assets that wouldn’t be protected in Chapter 7, you could file for a Chapter 13 repayment plan instead.You can get credit againA bankruptcy filing remains on your credit reports for up to 10 years. But credit scores can start to recover soon after you file. It’s possible to get a VA or FHA mortgage two years after a bankruptcy. Most loans require you to wait at least four years.People can start to rebuild credit a few months after their bankruptcy case is discharged by getting secured credit cards, which require a deposit, or credit-builder loans, available from some credit unions, community banks and online.The problem with anxiety — or unrealistic optimismDebt often leads to anxiety and depression that makes taking action difficult, Cox says. Many of his clients arrive at their first meeting with grocery sacks full of unopened bills.But misplaced optimism can also be a problem. The same hopefulness that causes people to take on too much debt also can lead them to put off the reckoning, he says.“You always think, ‘Our income’s going to increase, things will be better going forward,’” Cox says.Anyone struggling with debt now should consider consulting a bankruptcy attorney, Doling says. The first visit is often free, and referrals are available from the National Association of Consumer Bankruptcy Attorneys. Consulting with an attorney doesn’t obligate you to file, but it could help you avoid expensive mistakes if you later decide that’s your best option.“The people who do much better in bankruptcy are the ones who came in and got advice early on,” Doling says.This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Used Cars in Short Supply, and Shea Couleé Talks About MoneyHow Frugal Fashionistas Can Stay on TrendAre Medicare Advantage Plans Worth the Risk?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5211

The Gulf Coast appears to have dodged a bullet after Marco — once a tropical storm — collapsed into a post-tropical cyclone as it neared the Louisiana coast. But the National Hurricane Center (NHC) warns that the region faces a more substantial threat in Hurricane Laura.Just after 8 a.m. on Tuesday, the NHC reported that Laura had officially strengthened into a Category 1 hurricane, with maximum sustained winds of over 74 mph. As part of the agency's 11 p.m.. ET update, the storm is expected to reach the Louisiana or Texas coast by late Wednesday evening or early Thursday morning. By the time it reaches the coast, the NHC forecasts that the storm could be a Major Category 3 hurricane, with maximum sustained winds of 120 MPH.At 11 p.m. ET on Tuesday, Hurricane Laura had top winds of 90 MPH, and was located 405 miles southeast of Lake Charles, Louisiana. The storm is moving west-northwest at 17 MPH.The storm has already proven to be deadly. Haiti's Civil Protection Agency reports that 21 people were killed as the then tropical storm passed over the nation.A Twitter List by alexhider The NHC said Tuesday that the system could bring life-threatening storm on the Gulf Coast from as far west as San Luis Pass, Texas to as far east as Ocean Springs, Mississippi.The agency also warned that an inland region of the south-central United States could face flash floods and urban floods by the end of the week and into the weekend.A hurricane watch is currently in effect across the Gulf Coast, between Port Bolivar, Texas, to the west of Morgan City, Louisiana. The city of Galveston, Texas has already announced a mandatory evacuation and has ordered anyone within the city to leave and move inland by noon on Tuesday. 1736