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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

MOUNT PLEASANT, Iowa (AP) — A prosecutor in the trial of an Iowa father whose infant son was found dead and maggot-infested in a baby swing last year has told a jury the child "died of diaper rash."Assistant Iowa Attorney General Coleman McAllister told jurors Tuesday that 4-month-old Sterling Koehn had been in the same diaper for nine to 14 days when his body was found in the swing Aug. 30, 2017, at his parents' Alta Vista apartment, the Courier reported .The baby's father, 29-year-old Zachary Paul Koehn, is charged with murder and child endangerment. The boy's mother, Cheyanne Harris, is also charged and faces a separate trial at a later date.McAllister said Tuesday in opening statements that the baby's heavily soiled diaper had attracted bugs that had laid eggs, which had hatched into maggots. The resulting diaper rash led to ruptured skin, and e.Coli bacteria set in."He died of diaper rash. That's right, diaper rash," McAllister said.A coroner's report showed the baby died of malnutrition, dehydration and the infection.In opening statements Tuesday, Koehn's attorney said the baby's death was a tragedy, but not a crime.McAllister denied the defense's claims, saying Koehn was an experienced parent. He noted that Koehn's 2-year-old daughter was also in the apartment and was healthy, and that Koehn had money to buy food and baby supplies. He stated Koehn was a drug user.Nurse and county rescue squad EMT Toni Friedrich testified Tuesday that she was the first to arrive at the apartment after Koehn called 911 to report the baby had died. Friedrich said Koehn showed no emotion when he led her to the dark, hot bedroom where the baby's body was.The baby's "eyes were open, and it was a blank stare," she said.Friedrich said when she touched the baby's chest, his clothing was crusty. When she moved his blanket, gnats flew up, she said.Koehn's trial was moved from Chickasaw County to Henry County to counter pretrial publicity. 1969

MOSCOW — The Kremlin says Russian President Vladimir Putin won’t congratulate President-elect Joe Biden until legal challenges to the U.S. election are resolved and the result is official.Putin is one of a handful of world leaders who have not commented on Biden’s victory, which was called by major news organizations on Saturday.However, President Donald Trump’s team has promised legal action in the coming days and refused to concede his loss. He has alleged large-scale voter fraud, so far without proof.When Trump won in 2016, Putin was prompt in offering congratulations, but his spokesman Dmitry Peskov told reporters Monday that this year’s election is different.The leaders of China, Mexico, Brazil and Turkey also are holdouts in offering congratulations.China says it has taken note of Biden's declaration of victory in the election but is holding off on sending any message of congratulations.A foreign ministry spokesperson says the result of the election would be determined under U.S. laws and procedures and that China would follow international practices in extending its sentiments.China has had a fractious relationship with Trump, characterized by growing friction over trade, technology and competition for influence in Asia and the world.Analysts say Biden will likely return ties to a less contentious state, although Beijing has stuck throughout the election to a position of not commenting directly on what it says is an internal American political issue. 1489

More than 1.4 million children under the age of 19 have tested positive for COVID-19 in the U.S. since the pandemic started earlier this year, according to the American Academy of Pediatrics and the Children’s Hospital Association.New data released this week shows that as of December 3, 1,460,905 children have tested positive in this country, representing more than 12% of total reported cases at that time.In August, children under 19 made up 9% of all COVID-19 cases in the U.S.During the last two weeks of November, there was a 23% increase in the number of children who tested positive for the coronavirus, going from a total of 1.183 million in mid-November to 1.460 on December 3.Children still make up a small number of the country’s hospitalizations and deaths from COVID-19; ranging from 1-3% of hospitalizations depending on the state, and 0-.23% of all COVID-19 deaths.Last week, the AAP released guidance on returning to youth sports during the pandemic. They encourage children to wear cloth face coverings at all times “for group training, competition, and on the sidelines.” 1099

NATIONAL CITY, Calif. (KGTV) -- National City Police are investigating after a woman was found with stab wounds outside a burning motel room.Police were called to the Roadway Inn Motel on the 600 block of Roosevelt Avenue just before 3 a.m. Sunday after receiving reports of a fire.When officers arrived, one of the motel rooms was engulfed in flames.Several guests tried to extinguish the flames while removing an unconscious woman from the room, police say.Officers found the woman outside the room with multiple stab wounds. She was rushed to the hospital in serious condition.No information was released about any suspect or suspects in the incident, but police say an investigation is ongoing.Anyone with information is asked to call the National City Police Department’s Investigation Division at 619-336-4411. 824

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