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INTERACTIVE MAP: Where the Camp Fire is burning in northern CaliforniaPARADISE, Calif. (AP) — Not a single resident of Paradise can be seen anywhere in town after most of them fled the burning Northern California community that may be lost forever. Abandoned, charred vehicles cluttered the main thoroughfare, evidence of the panicked evacuation a day earlier.Most of its buildings are in ruin. Entire neighborhoods are leveled. The business district is destroyed. In a single day, this Sierra Nevada foothill town of 27,000 founded in the 1800s was largely incinerated by flames that moved so fast there was nothing firefighters could do.Only a day after it began, the blaze that started outside the hilly town of Paradise had grown on Friday to nearly 140 square miles (360 square kilometers) and destroyed more than 6,700 structures, almost all of them homes, making it California's most destructive wildfire since record-keeping began.Nine people have been found dead, some inside their cars and others outside vehicles or homes after a desperate evacuation that Butte County Sheriff Kory Honea called "the worst-case scenario." Their identities were not yet known."It is what we feared for a long time," Honea said, noting there was no time to knock on residents' doors one-by-one.With fires also burning in Southern California , state officials put the total number of people forced from their homes at more than 200,000. Evacuation orders included the entire city of Malibu, which is home to 13,000, among them some of Hollywood's biggest stars.President Donald Trump issued an emergency declaration providing federal funds for Butte, Ventura and Los Angeles counties. He later threatened to withhold federal payments to California, claiming its forest management is "so poor." Trump said via Twitter Saturday that "there is no reason for these massive, deadly and costly fires in California." Trump said "billions of dollars are given each year, with so many lives lost, all because of gross mismanagement of the forests. Remedy now, or no more Fed payments!"The fire in Paradise, about 180 miles (290 kilometers) northeast of San Francisco, was still burning out of control Friday.A thick, yellow haze hung in the air, giving the appearance of twilight in the middle of the day. Some of the "majestic oaks" the town boasts of on its website still have fires burning in their trunks. Thick wooden posts holding up guardrails continued to burn.Thursday morning's evacuation order set off a desperate exodus in which many frantic motorists got stuck in gridlocked traffic. Many abandoned their vehicles to flee on foot as the flames bore down on all sides."The fire was so close I could feel it in my car through rolled up windows," said Rita Miller, who fled Paradise with her disabled mother.The town, situated on a ridge between two valleys, was a popular retirement community, raising concerns of elderly and immobile residents who have been reported missing.On the outskirts of town, Patrick Knuthson, a fourth-generation resident, said only two of the 22 homes that once stood on his street are still there — his and a neighbor's."The fire burned from one house, to the next house, to the next house until they were pretty much all gone," Knuthson said. He worked side-by-side with neighbors all night, using a backhoe to create a fire line, determined not to lose his house this time."I lost my home in 2008, and it's something you can't really describe until you go through it," said Knuthson, who battled flames eight feet or taller as strong winds whipped hot embers around him. He worked so long in the flames and smoke that he needed to use oxygen Thursday night at his home, but he refused to leave.On Friday, Knuthson was covered from head to toe in black soot. His tiny town will never be the same, he said. The bucolic country landscape dotted with bay and oak trees will take years to recover.In the town's central shopping area, there was little left but rubble.St. Nicolas Church still stands, a rare exception. The nearby New Life church is gone. An unblemished Burger King sign rises above a pile of charred rubble. The metal patio tables are the only recognizable things under Mama Celeste's pizzeria sign. Only blackened debris remains behind the Happy Garden Chinese Restaurant sign touting its sushi. Seven burned out Mercedes chassis are all that's left of Ernst Mercedes Specialist lot.City Hall survived. But the Moose Lodge and Chamber of Commerce buildings didn't.The town's 100-bed hospital is still standing, but two of its smaller buildings, including an outpatient clinic, are flattened. The Adventist Feather River Hospital evacuated its 60 patients in a frantic rush when the evacuation order came Thursday morning. Some were forced back by clogged roads, but all of them eventually made it out, some in dramatic fashion.On the outskirts of Paradise, Krystin Harvey lost her mobile home. She described a town rich with historical charm, until a day ago."It was an old country town. It had the old buildings lined up along the walkway," she said. "Almost all businesses were locally owned and included an assortment of antique shops, thrift stores, small restaurants, two bars and lots of churches."Harvey wondered if the town's traditions would survive. The town was famous for the discovery of a 54-pound gold nugget in the 1800s, which eventually prompted a festival known as Gold Nugget Days. The highlight of the festival is a parade that features a Gold Nugget Queen."My daughter's going out for the gold nugget queen this year," said Harvey, then she paused. "Well, it's been going for 100 years, but we don't know — there's no town now."People in Paradise, like so many in California, have become accustomed to wildfires, and many said they were well prepared. They kept their gutters clean, some kept pumps in their swimming pools and had fire hoses. But the ferocity and speed of this blaze overwhelmed those preparations.Drought, warmer weather attributed to climate change and home construction deeper into forests have led to more destructive wildfire seasons that have been starting earlier and lasting longer.Just 100 miles north of Paradise, the sixth most destructive wildfire in California history hit in July and August and was also one of the earliest. Called the Carr Fire, near Redding, it killed eight people, burned about 1,100 homes and consumed 358 square miles (927 square kilometers) before it was contained.Paradise town Councilmember Melissa Schuster lost her 16-acre Chapelle de L'Artiste retreat, a posh property with a chapel, pond and pool. But Friday she was clinging to two furry glimmers of hope: Shyann and Twinkle Star Heart."Our llamas," she said. "Somehow they made it through."Schuster said they stopped trying to hook up a trailer for the animals and fled their home and property with just their three cats on Thursday when the day turned pitch black as fire roared in."It's Paradise," she said. "It's always been Paradise, and we will bring it back."___Associated Press writers Don Thompson in Chico and Jocelyn Gecker, Janie Har, Martha Mendoza, Daisy Nguyen, Olga R. Rodriguez and Sudhin Thanawala in San Francisco contributed to this report. Darlene Superville contributed from Paris. 7290

Information on when and how to file an Unemployment Insurance Claim (LINK)GETTING BACK TO WORK: Links and tools for browsing local jobs listingsHelp available for renters, homeowners struggling to pay for housing during pandemic (READ)(KGTV) — California's Employment Development Department is hiring about 1,800 temporary full-time and hourly staff over the next several weeks to help with the demand for unemployment services amid COVID-19.The temporary workers will be trained to handle call center operations, process claims, and analyze documents from claimants and employers.Teleworking options will be made available, as well as in-office locations throughout the state. Positions include:Employment Program Representative: Requires college education and public contact experience to process claims and assist customers, including over the phone and off-phone work.Office Technician: Requires clerical skills to assist customers over the phone.Financial services classifications including Tax Auditor and Accountant 1 Specialist, Accounting Technician, and Accounting Officer positions: Requires professional accounting coursework along with up to three years of accounting/auditing experience. These positions are in Sacramento.Applications for positions can be submitted online here.The new positions will join about 1,200 EDD staff and another 1,300 workers who have been redirected from throughout the EDD and state government to help manage services during the increased demand.As of the week ending May 16, the EDD says it has processed more than 5.1 million claims for unemployment benefits and paid more than .1 billion to workers since the pandemic began."This urgent hiring effort will further enhance the Department’s ability to process an unprecedented surge of benefit claims, while offering an opportunity for employment to Californians during this difficult time," said EDD Director Sharon Hilliard. 1933

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475

It's a place known for some of the most incredible sightseeing in Arizona, but even with its beauty, it's no stranger to tragedy."It breaks my heart," said Andrea Lankford, a former park ranger at the Grand Canyon National Park. "I looked at her pictures. She looks like such a nice person. I'm sorry to her family."Arizona resident, 59-year-old Maria Andrea Salgado Lopez, died Friday, July 3, after falling off a rim west of Mather Point. It's an area Lankford says can see hundreds of tourists at a time."That's often your first view of the Grand Canyon when you come," she added. "There's also a lot of what we call 'social paths,' where people are going your own way and trying to get a unique view or unique photo."Grand Canyon Park officials say Salgado Lopez was taking photos before she fell. Her body was discovered about 100 feet below the rim."It's really sad to go out there and think you're just going for a vacation and sightseeing, and you come back without your mom or your wife," said Miriam Weiner. She and her daughter were visiting the Grand Canyon for the first time when the woman fell to her death."I saw people out in that area start to hug each other, trying to comfort each other and shield them from what they were seeing," she added. "So, that told me this is really bad."Weiner started recording video shortly after the fall, where you can hear many screaming for help."I just feel really bad for the family," she said. "I've been thinking about what they must be going through and it just brings tears to my eyes."The National Park Service says they see an average of 12 deaths a year at the Grand Canyon, but not all related to falls. Others happen due to heat-related or medical issues. However, Lankford says despite safety measures and previous incidents, falls are not uncommon.She says park rangers aren't always available to watch over visitors either."Their staffing is low and it's a busy park," she said. "Rescue Rangers could very well be busy on another incident while you're at Mather Point, so there's rarely rangers that are standing there to warn you. That's why you have to take personal responsibility for your own safety."The National Park Service and the Coconino County Medical Examiner's office are investigating.This story was originally published by Nicole Valdes at KNXV. 2335

It kind of feels like a concert, but there’s no musical performance. It’s former First Lady Michelle Obama, having a conversation with tens of thousands of people during her “Becoming” tour stop in Denver.  “This has been an amazing day being here with all of you,” Obama says.  The event, however, was just one part of the time she spent in the community. Just hours earlier, Emma Jones and her mom were among the hundreds of patients and families who packed the lobby of Children’s Hospital Colorado for the surprise visit.After a warm welcome, Obama sat down with Santa to read a book and answer questions from her young audience members.  “Was there really a movie theater in the White House?” asked one child.  Other questions were more serious, including one that asked Obama what advice she’d give to her younger self.“Don't let fear stop you from doing things that will help you grow,” she replied.  “Just being at the hospital and like knowing that something is going on with you in the first place, it's kind of scary,” says patient Emma Jones. “But like just hearing that message from someone who cares a lot about everybody is just super empowering and like it was just really cool.”Following the hospital stop, Obama signed copies of her book at a local bookstore.   With eight tour stops so far, all of them include some form of giving back to young people. In Detroit, Obama surprised a group of college students, sitting in on a discussion on education. In Boston, she made a stop at a Boys and Girls Club, and in Los Angeles, she read books to preschoolers.  It's a reflection of what Obama says is closest to her heart.  “I love kids. If I could spend every day with kids, like you all day, I would do that every single day,” Obama says. 1823

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