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SOLANA BEACH, Calif. (KGTV) -- These days, the only person who can keep Kevin and Nicole Noar positive is their one-year-old son, Deklan.Otherwise, they are tormented."We can't sleep," Nicole says. "You go through so many different feelings and then the worst part is the morning because you just wake up and you keep feeling like it's still real. You just want to wake up and feel like it didn't happen and it did."The couple is living a nightmare, just days after they thought they'd achieved the American dream. They're staying with family in Solana Beach at a time they thought they'd have closed on their dream home in Carlsbad, where they hoped to create a happy childhood for Deklan."All of this was for him," Nicole says. "The house, with the yard, with schools, and so he could have a sibling."But instead, their roughly 5,000 down payment for that home, 60 percent of the purchase price, is now in the hands of a hacker in an account in Singapore. The money, which came from prior home ownership and inheritance, was supposed to go to lowering the couple's cost-of-living. Nicole is a nurse and Kevin is a chef, so they hoped to make the move more manageable. "It's literally all the money that we had to get this house so that we could have a low enough mortgage payment that we could afford," said Nicole. Nicole says she started receiving fake emails from a hacker posing as employees at her escrow company and her real estate agent, who was away due to a death in the family. Kevin says the emails were sent with duplicate signatures and addresses that appeared as contacts in their phones when clicked. The Noars are taking specific aim at their escrow company, saying an employee e-mailed them official wire instructions via unsecured email. The instructions did not have account numbers, but the Noars say the hacker got that email, duplicated the document, and sent it back with account numbers to a bitcoin exchange. The couple took that document to the bank, which did not catch the bitcoin clue. After the wire, Nicole called the escrow company she thought she had wired the money to, which says should have triggered them since they never actually sent her instructions. "They called back, they called to tell me what time the notary would be here the next day to sign our loan docs," Nicole said. The couple is now weighing their legal options and therefore asked 10News not to identify the escrow company. They have also contacted the FBI.The FBI says Californians are the biggest target of these kinds of scams. Many escrow companies have warnings saying never to accept wire instructions via e-mail, and to instead call. Another strategy is to forward all emails to the escrow agent, not just hit reply without looking at the address. In 2019, 50,000 Californians fell victim to internet financial scams, losing more than 3 million, the highest number in the U.S, according to the bureau. "Typically, escrow will send the wire instructions to the buyer via some sort of secured email, so be very suspicious if you receive (unsecured) wire instructions from an escrow or title company, especially if the escrow or title company is not the same title company or the same escrow company that you're dealing with," said Mark Goldman, a loan officer at C2 Financial. The Noars have set up a GoFundMe to help make up for the loss. 3366
Star Wars fans have turned May 4 into a "May the Force" holiday, by binge watching the popular movie series, and getting dressed up like Chewbacca or Princess Leia. Shops are taking advantage of this unofficial holiday by offering deals, many of which are only available this weekend only. Here is a sampling of deals for Star Wars fans, provided by Offers.com (while supplies last). Denny's: Denny's is offering collector cups for .99. The cups are availble in four themes: Chewbacca, Han Solo, Lando Calrissian and Qi'ra. Cups can be purchased here. LEGO: LEGO is offering a free Star Wars Mini BB-8 set with the purchase of in LEGO Star Wars merchandise. The deal is available Friday through Sunday on the LEGO website. Kohl's: Younger Star Wars fans will enjoy this backpack and lunch bag set, which is half off of its regular .99 price. Other items, including Star Wars products, will be 20 percent off with a special offer code thorough Sunday on its website. Barnes and Noble: A large selection of Star Wars toys and games start at .99. Kay Jewelers: Kay's is offering a large selection of Star Wars jewelry, some of which is up to half off on its website. 1278

Singer Mariah Carey is getting into the cookie business.The delivery-only cookie brand, Mariah's Cookies, which launched Friday, will offer boxes of 12 cookies for .99 or a half-dozen for .99.Customers will have several different assortments to choose from, including chocolate chunk, triple chocolate chunk, Heath bar, lemon cooler, spiced oatmeal raisin, white chocolate cranberry, pumpkin, and gingerbread.According to Today, the cookies are available year-round, and currently, the company is offering a Holiday Hits Box, which includes gingerbread, white chocolate cranberry, and pumpkin.Also on Friday, Carey's Apple TV+ production, "Mariah Carey's Magical Christmas Special," premiered on the streaming service, the Associated Press reported. 763
Several Kentucky teachers won't be going to work Friday after the state legislature approved changes to their pension on Thursday.Educators, who are furious over the pension issue, called out of work in protest. At least nine counties have canceled school, the Kentucky Democrats tweeted early Friday. Kentucky has 120 counties.The bill, which overhauls the state's pension, passed mostly on party lines and heads to Gov. Matt Bevin, who supports reforming the system. State leaders say it's critical to fix the pension crisis, which ranks as one of the worst in the US.Kentucky teachers have opposed changes to their pension, which was in Senate Bill 1 that proposed reducing benefits. 694
So the seemingly endless month of Black Friday sales is finally over.But don't worry if you haven't found everything you need: we head into December now with more days to find deals, through Christmas Eve.Just like Black Friday stretched into a weeks of deals, Cyber Monday is now Cyber Week. And it seems there are new sales every other day.So when will you find the best deals from now till Christmas?The savings site DealNews.com says:Cyber Week is a great time for electronics and home and kitchen gadgets, with many things that sold out during Thanksgiving back in stock again. This is when you want to hunt online for those hardest-to-find items like the Xbox Series X and PlayStation 5.Green Monday, December 7th or 14th, depending on the retailer, is a great time to order from smaller online merchants and local stores.Free Shipping Day is December 14th, the last day for guaranteed Christmas delivery (at no surcharge) from hundreds of web retailers.December 15th is not an official sale day, but is traditionally when toy prices start to drop, according to DealNews.com.December 20th is when prices on winter clothing and jewelry that hasn't sold starts to get slashed.Christmas Eve sales usually start a couple of days before Christmas Eve, and are a last-ditch attempt to clean out unsold gifts, clothing, and other items. You can find some incredible deals 48 hours before Christmas.Why you shouldn't wait much longerBut from the doesn't that stink file, is the risk this year of waiting too long to order online.DealNews.com says this year has seen many shipping delays, and with so many people ordering online, supply lines could bog down again by mid month.After free shipping day in mid December, you are pushing your luck ordering online, unless you are willing to pay for or more for priority shipping.That late you may want to put your mask on and head to the mall.With online shopping up 30% this pandemic year, Amazon, FedEx, and UPS are expecting a crush of orders.So shop early, so you don't waste your money.__________________________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2371
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