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What would it take to save million for retirement? Right now, more people than ever are 401k millionaires.Financial adviser Jonathan Duong says saving million is not as impossible as it may seem."A million dollars is very achievable for folks who aren't necessarily making really large six-figure incomes," Duong says. The average 401k millionaire has been contributing to their retirement fund for over 30 years, according to MarketWatch. So, how do you get to million in your 401k? Duong says there are a few easy ways. First, defer over 10 percent of your paycheck to your 401k. Fidelity Investments says it might seem like a lot, but in the end, it should leave you with an annual income that you're use to once you retire. Next, take advantage of your employer match."A match is free money," Duong says. MarketWatch found 28 percent of the contributions to the average 401k millionaire's account came from their employer. "Additional things you can do is working a little bit longer and delaying social security," suggests Duong. Delaying Social Security until you’re in your 70's will allow you to get more money opposed to taking it sooner. “It’s fairly good to say that if you've got 25 to 30 times your annual living expenses saved up, you might be in a position to retire, but there are a lot of other details that go into it," Duong explains. There's no rule of thumb for how much everyone should save, Duong says. It all depends on your living expenses and how much it takes for you to live comfortably. "In my mind, the ability to start today is really a reality for most people it's never too late," Duong says. 1756
Wisconsin authorities are urging hunters to be on the lookout for clues related to missing 13-year-old Jayme Closs, whose parents were found fatally shot last month in their home."As hunting season opens on Saturday, we ask that hunters report anything suspicious such as clothing, weapons or anything you think it just not right on your property," the Barron County Sheriff's Department said this week in a statement.The bodies of Jayme's parents, James and Denise Closs, were discovered October 15 after a mysterious 911 call led deputies to their home in northwestern Wisconsin. No one spoke during the call, but the dispatcher heard yelling in the background.When the dispatcher called back, the call went to Denise Closs' voicemail. Police arrived to find the door kicked in, but Jayme was nowhere to be found, and investigators believe she was abducted and may be in danger.Thousands of people have joined search parties for Jayme, and the FBI is offering a reward of ,000 for information on her whereabouts.Investigators continue to follow up on leads, review recovered video from the area and explore digital evidence, authorities said."There is still hope in this department on this case, and the community support and prayers that we have been given continues to fuel our drive and determination to bring Jayme home," the sheriff's office statement said. 1375

When the Rockefeller Center Christmas Tree arrived in New York City, some thought the tree was a perfect metaphor for 2020. But just like your 7-foot spruce in your living room, the Rockefeller Center tree just needs a little fluffing. "Wow, you all must look great right after a two-day drive, huh? Just wait until I get my lights on! See you on December 2!" Rockefeller Center tweeted. The 75-foot Norway spruce arrived at New York City’s Rockefeller Center on Monday to serve as one of the world’s most famous Christmas trees. The tree was trucked in Saturday morning and lifted into place by a crane. The tree will be decorated over the coming weeks. It was donated by Al Dick of Daddy Al’s General Store in Oneonta in central New York. NBC says it's broadcasting the tree-lighting at 7 p.m. Dec. 2. No in-person spectators will be allowed this year because of the coronavirus pandemic. The pandemic has spurred the cancellation of other New York holiday customs including the Radio City Christmas Spectacular. 1022
With a .6 billion Mega Millions jackpot up for grabs Tuesday night, lottery players across the country are no doubt looking for any edge they can get.Disclaimer: Your odds of winning the Mega Millions jackpot are 1 in 302,575,350, no matter which numbers you pick or where you buy your tickets.Mathematicians say the simplest way to increase your odds is to buy more tickets. Think about it: Two tickets give you twice the chance (though your odds are still minimal), and buying 100 million tickets would give you a 100 million chances (but you could still lose, and lose 0 million in the process).Whatever you do, don't overspend. Mega Millions reminds players that gambling can be addictive and very damaging. The information below is presented solely for entertainment purposes only, and the E.W. Scripps Co. is not responsible for any losses incurred by using the following tips. 947
We've all been here before, trying to back out of a crowded parking lot having a near miss or even worse, a crash. But avoiding these types of accidents is getting easier thanks to new technology. It could save lives, and money.Back in the day you'd have to turn around look out of the window and hope you didn't hit anything. But now cameras are pretty standard in most new cars. They will be mandatory in all new cars starting this spring. And it's more than just a nice thing to have, it's just one of several technologies that are really reducing crashes.The rear view camera gives you a look at things you sometimes can't see with your own eyes. It eliminates those blind spots.Then there are parking sensors. Those are those sometimes annoying beeps or vibrations in your seat that let you know when your car is getting too close to something behind it. But what researchers found to be most helpful in preventing rear crashes is the rear automatic emergency braking system. It can detect if something is behind you while you're backing up and can automatically brake if you can't or wont stop.Together, this technology dream team is reducing back up crashes reported to police by 78 percent, according to a new study from the Insurance Institute for Highway Safety.Most rear crashes don't result in serious injuries, but you never know who or what might be behind you. Using this technology could save you a lot of stress and potentially thousands in repair costs. 1503
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