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As health system budgets continue to recover from deep losses caused by the COVID-19 pandemic, questions are being raised about why hospitals with billions in reserves still received hundreds of millions of dollars through taxpayer bailouts.As part of the CARES Act in April, the federal government infused billions of dollars into the economy, with much of the money going to hospitals across the country.“The CARES Act basically said hospitals had to apply for money and had to demonstrate need,” said Robert Berenson, a fellow at the Urban Institute. “That was completely ignored under the pressure to get the money out the door.”According to COVID Stimulus Watch, Beaumont Health System received more than 3,377,370 while McLaren Health System took in 6,502,427. Henry Ford Health System reports receiving 0,538,048 through the CARES Act. Spectrum Health collected 9,000,000.According to the health systems’ most recent quarterly financial filings, each had billions in cash and investment reserves.At the end of March, Beaumont reported .05 billion in cash and investments, McLaren had .18 billion and Henry Ford had .25 billion.Spectrum Health, based in Grand Rapids, reported the most: .2 billion in cash and investments — enough to run the health system for 246 days.Berenson, who studies healthcare costs, said the vast revenues should have been utilized, at least in part, to offset costs that were shouldered by taxpayers.“What’s the purpose for not-for-profit hospitals to have large surpluses, other than for this kind of an emergency?” he said.Without question, all of the hospitals saw significant losses in revenue due to elective procedures being canceled and increased expenses in security and scarce personal protective equipment.Each of the health systems stresses that while they appreciate the federal grants, they will not cover all of their losses.Beaumont, McLaren and Spectrum all declined on camera interviews, but Henry Ford’s Health System CFO Robin Damschroder agreed to an interview."It was critical for us to be able to pay payroll, buy pharmaceuticals, pay our utility bills," Damschroder, who leads the Michigan-based system said. "If we didn’t have those accelerated loans, we would have been going out on our credit lines very, very quickly in an effort to keep everything moving."Damschroder estimated the hospital will have lost 0 million due to the pandemic, and is bracing for a second wave to slash revenues further.“We’re anticipating a wave two. We are unclear given the amount of money that’s been given out today whether there will be more money,” Damschroder said. “So if the second wave were as big as the first, or half of the first, you can imagine that Henry Ford is going to have to look to those reserves then.”Grants to hospitals weren’t based on need, but rather on past revenues. It prioritized large health providers first, and smaller, more rural hospitals last.North Ottawa Community Health System in Grand Haven, Michigan, a small hospital with under 500 employees, was struggling well before the pandemic and was late to receive any federal funds after it took hold.“It has shown the light about the inequities of hospital funding,” said Jennifer VanSkiver, chief communications officer for the health system.In total, the health system received .2 million through the CARES Act, not enough to offset .7 million in losses.“With smaller hospitals,” VanSkiver said, “you don’t typically have huge cash reserves or the ability to forever rely on investment income.”Niall Brennan, the CEO of the Healthcare Cost Institute in Washington, doesn’t blame Michigan hospitals for accepting the federal funds because they all lost significant revenues. Back in April, he said, no one knew if the surge of COVID-19 patients would last weeks or months.But where he does fault hospitals is for accepting federal funds and still furloughing or laying off employees. Beaumont furloughed nearly 2,500. Henry Ford furloughed 2,800.McLaren and Spectrum also furloughed employees, but the final numbers were not publicized. Both released statements."McLaren has taken decisive action to stabilize its operations and protect its financial strength during the pandemic," said spokesman Kevin Tompkins in an e-mail."We’ve focused our resources, reduced expenses and boosted our liquidity to ensure we have adequate cash on hand to support normal operations and the increase in COVID-19-related cash obligations that will extend well into 2021. Unfortunately, this pandemic is far from over," he said."The financial impact of COVID-19 is far-reaching and will suppress our health system’s revenues for the remainder of the year, which will end in a loss," said Spectrum Health spokesman Bruce Rossman. "This makes financial adjustments imperative. The most difficult adjustment involved the furloughing of team members and the elimination of positions that would not be needed in the future. These were roles that did not involve direct patient care."Beaumont did not release a statement..“Maybe a CFO can look at the bottom line and say look, we’re not utilizing these people and therefore they need to be furloughed,” Brennan said. “But this was an extraordinary time for our country, and if an organization could afford to keep their workers paid, I think they should have made every effort to do so.”Each of the hospitals said furloughs were necessary to ensure they’d survive longer than just the next year. Most furloughed employees have returned to the workforce."When people start to read about the reserves that certain facilities have or the profits that certain facilities are making or the furloughs that certain facilities are engaging in,” Brennan said, “people sort of question the optics.”This article was written by Ross Jones for WXYZ. 5825

Are you looking for work? Whole Foods Market is seeking to hire 6,000 new team members nationwide.The company will be hosting a National Hiring Day at all of its U.S. stores Thursday, November 2. The grocer has a goal of hiring up to 6,000 new team members from this national event.Full and part-time positions for both seasonal and permanent opportunities, including cashiers, prepared foods specialists and culinary experts are available.Job seekers can stop by any Whole Foods store Thursday to receive an interview, with a chance for an on-the-spot job offer.Whole Foods offers competitive pay and benefits for their full and part-time workers, including a 20-percent in-store discount. For more information about National Hiring Day or to apply in advance, visit https://joinwfm.com/. 817

An educational platform that was created to help the nation's teacher shortage is now helping schools backfill during the pandemic."Elevate K-12" offers live instruction, and some districts say it's filling in the gaps for students.Eighth-grade science looks a lot different these days, at least in Louisiana's Caddo Parish Public Schools."We really are almost the districts in one," Caddo Parish Public Schools Chief Academic Officer Keith Burton said.Of the district's 61 schools, 65% are Title 1 schools, meaning they receive federal funds for having large concentrations of low-income students.While the district also has magnet and gate programs, there were some instructional gaps."We really struggled in the area, as most districts do around the nation with needing enough mathematics teachers — especially around the middle and high school area — as well as science and foreign language teachers," Burton said.The district discovered Elevate K-12 two years ago and now use their live teachers for 67 periods."Anywhere from seventh-grade math to Spanish II, Algebra II, in about every corner of our district," Burton said."If you look at the entire U.S. K-12 population, there are 58 million students, of which 50.8 million are in the public school system," said Elevate K-12 CEO and founder Shaily Baranwal. "In that, about 22 million are low-income. The teacher shortage problem specifically plagues the low-income neighborhoods. We work with some states in some zip codes where they can't even find a grade four math teacher."Baranwal grew up in Mumbai, and Elevate K-12 was born out of a business school project."I'm that one Indian that rebelled and said I do not want to do engineering," Baranwal said. "I've always followed my heart, followed my passion. I'm an extreme non-conformist, so I did not follow that path and got an early childhood teaching certification. I then worked as a preschool teacher in India, came to the U.S. to Michigan to get my MBA."She says she created the platform to solve one problem: the nation's teacher shortage."One of the school districts we work with in Georgia — when I was talking to the head of talent there, they did not have an Algebra I teacher for the last four years," Baranwal said. "So, what they had to do was they took the local priest and made the local priest get an Algebra I secondary certification so the local priest could then teach the class."Elevate K-12 now helps large and small school districts around the country, and it just so happens to be in a unique position to help those who have gaps because of the COVID-19 pandemic."This solution was not created to solve a COVID problem," Baranwal said. "The teacher shortage problem has been plaguing the U.S. K112 schools and districts and specifically the low-income neighborhoods for years. What COVID has done for us is accelerated the entire acceptance of live streaming instruction as a solution."They have a network of more than 2,000 teachers, and more than 300 are actively teaching now. All are certified and based in the U.S."We are shaking up the K-12 antiquated system in making people realize that you should not offer a class like German or cybersecurity or science or math, just because you don't have a teacher," Baranwal said. "Take those barriers away and use live-streaming instruction so the teacher can be anywhere in the country. Your kids can be where they are and still learning in a highly engaging format."Burton says Caddo Public Schools hasn't had to use it for reasons related to the COVID-19 pandemic as of yet, but they're in a position to, should they need it.He added that the students adjusted quickly, and some even prefer personal and private teacher-student interaction."Now I'm able to leave those classrooms and see students engaged see students learning," Burton said. "Many times, students are saying I'm having conversations with a teacher in Colorado or North Carolina, and those students are loving it. They really are." 3992

Amid the COVID-19 pandemic, with millions of schoolchildren still learning remotely as the weather turns colder, some might benefit from a few investments in their at-home experience.The following items, all under , can help make distance learning more appealing to even the youngest learners.1. New background decorationsWhen your child is on screen all day, sprucing up their background with a wall decal or two can help keep them in school mode, especially when virtual backgrounds are prohibited by school systems. Consider shopping for a school-themed wall decal like crayons, pencils, numbers or books. A quick search on Amazon or Etsy pulls up dozens of choices for under .2. A clip-on selfie lightSmall selfie lights that attach to the side of a screen can help light up your child’s face and ensure the teacher can see them, too. This light is especially useful if your student is sitting in a dark room or has a light or window behind them. You’ll want to make sure it’s not too bright for their eyes, but selfie lights generally allow you to adjust the brightness.3. A paper plannerEven though distance learning largely takes place on a computer, it’s nice for kids to get some practice staying organized on paper. To keep track of homework assignments, due dates and even online classes, consider buying a small paper planner for your student. A pack of fine-tip colorful pens can also be a nice bonus.4. Online programs to boost learningAfter checking which free online programs are available through your child’s school, you might want to supplement your child’s learning with some relatively inexpensive academic games. Prodigy, a math game for students in grades one through eight, offers a free version and a premium version, which costs .95 a month (or less if you purchase a longer subscription). Scholastic offers a “Learn at Home” program that costs .99 a month. There are countless other options, so you might want to search online for educational games related to the subjects your child wants to practice.5. A stress ball to squeezeKids of all ages (and even some adults) can struggle with sitting still and remaining on video for class all day. If your child likes to fidget, you might want to consider buying a large stress ball for them to squeeze with their hands or feet off screen. It can help get out some of their energy so they can stay focused on class. If you search online for “giant stress ball,” you’ll find plenty of options for under .6. Blue-light glassesYou’ve probably heard about the blue light being emitted from computer screens that can irritate eyes and even keep you up at night. To protect your child’s eyes from that stress, or just to make a fashion statement, you might want to invest in some blue-light glasses. They filter out the blue light and also look pretty cool. While some are pricier, plenty of colorful kids’ models are available for or less.7. Fine-tip dry-erase markersTeachers often ask students to hold up their work on dry-erase boards or paper to help keep them on task. Using a fine-tip marker with an eraser tip can make it easier for small hands to fit more numbers or words on their dry-erase board; buying different colors can make it more fun, too. You can find multipacks for under online.8. Trifold poster boardIf your child is easily distracted or working in a room with other people — including other children attending school on different computers — then surrounding their front and side views with a trifold poster board can help them stay focused on class. They can even decorate the poster board with photos and drawings.9. Kid-size headphonesHeadphones can also help cut out distractions, and there are plenty of kids’ headphones on the market for under . If you’re willing to spend a few dollars more for wireless headphones, that can help reduce the temptation to fidget with the wires.More From NerdWalletNo Credit? 3 Steps to Qualify for a Great Credit Card3 Ways to Keep Your Distance With Contactless PaymentsIf Credit Card Relief’s a No-Go, Check Out Debt ManagementKimberly Palmer is a writer at NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. 4190

An isolated Amazon tribe with no known contact with the outside world has been spotted by a drone flying over the Brazilian jungle, according to the country's National Indian Foundation.Footage released this week shows several people walking through a wide clearing made in a patch of dense jungle in the Javary River valley, near the border with Peru.One of the figures is carrying a spear or pole of some kind, while four or five others stand near what look like thatched structures.None of the people spotted by the drone appear to notice their observer, which is flying high above the trees surrounding them. 620

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