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CINCINNATI -- The man who told police he was a missing boy from Illinois when he was found in Newport, Kentucky on Wednesday, is now being held at the Hamilton County Justice Center in Ohio on an FBI detainer, according to the Hamilton County Sheriff's Office. Brian Michael Rini, 23, was booked into the jail at 11:10 p.m. Thursday, according to the jail's website. It's not yet clear what charges Rini could face. 429

Four days every week, Bill and Brenda Bowman pack food for Meals on Wheels. It’s a national program that empowers communities to address senior isolation and hunger by delivering nutritious meals to those who are homebound and can’t make food for themselves. Bill and Brenda became volunteers in 2011. “We started honestly in what we think is obedience to the Lord. And as we did that, we were rewarded. We have met some awesome people,” said Meals on Wheels volunteer Brenda Bowman. Seniors in isolation often experience loneliness. It’s becoming one of the biggest threats to seniors. For that reason, the 621

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

??Here it is: The 2019 #RockefellerCenter Christmas Tree ?? The Norway spruce hails from the Village of Florida in Orange County, NY. ? ? Each year, Rockefeller Center receives submissions from families in hopes their tree will bring joy to the millions who visit Rockefeller Plaza during the holiday season. We usually select a Norway spruce that is later on in its life cycle, and plant a young one in its place. Once the holidays have passed, the tree is donated to Habitat for Humanity, where it is recycled and used as lumber in their building projects.? ? The tree will be raised on the plaza on Saturday 11/9—mark your calendars! 652

PALM SPRINGS, Calif. – The Palm Springs, California, real estate market is thriving, with many properties receiving multiple offers just a few days after being listed. “It’s amazing how fast the prices have escalated,” said Kevin Stern, a real estate broker with Town Real Estate. Stern has been selling real estate in the Coachella Valley for years and calls Palm Springs a very unique market. “It draws the LGBTQ community so greatly,” said Stern. “I would say the average is age group that is buying right now is between the ages of 45 and 60.” Combine that with median home price of nearly 0,000 and there are a lot of retirees spending a lot of money in this desert resort city. And now a pair of casino developers are gambling on building and bringing something new to the desert. “This is nine acres of undeveloped property that will be the site of Living Out,” said developer Paul Alanis who along with his business partner Loren Ostrow are building Living Out Palm Springs – an active retirement community designed for the LGBTQ community. “It will be first class in every respect,” Alanis said. “The level of amenities and the level of an access to a vibrant LGBTQ community here in Palm Springs – those are the two features that are most different than others.” Those features, however, are going to cost you. A 13,000 square foot, one-bed, one and a half bath starts at 9,000. “It’s clearly going to be worth it because it's going to be a luxury type of facility,” Alanis said. “We’re not skimping on anything when it comes to creating a quality of life.” Who would buy a property like this for this price? Well, it depends on who you ask. “Palm Springs is already a retirement community for LGBTQ’s,” Logan Whalen said. While Whalen isn’t at the retirement age yet and he doesn’t plan on moving to a LGBTQ community when he turns 55, he does think it’s a good option. “I think the more people that feel welcome here, the happier all of us are going to be in retirement,” he said. Several city leaders also support this project. “People use to say Palm Springs is a place for the newlyweds and the nearly dead,” joked Palm Springs Mayor Robert Moon. Moon leads the country's first all-LGBTQ city council. And with the number of LGBTQ Americans over the age of 50 expected to double in the next 10 years – he believes there is a big need for this kind of retirement community.“A lot of people find once you come here you can’t forget it,” he said. “This is a wonderful place to visit but it’s also a great place to retire.” 2556