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SAN DIEGO (KGTV) - At the end of the week, many federal government employees may find themselves in a financial bind as they arrive at their first pay period of the shutdown without a paycheck. Enrique, a federal contractor who did not want to use his last name, created a GoFundMe campaign to cope with the lack of funds. He asked for ,000 to cover his salary gap, posting a picture of his family to encourage donations. “This shutdown really affects me because once the shutdown ends I will not get back pay as a contractor,” Enrique said. Christian Rodriquez is a corrections officer at Metropolitan Correctional Center detention facility in downtown San Diego. His work is deemed essential, so he is working without pay."I'm going to have to borrow from family and friends to pay my mortgage, or get a loan," said Rodriguez.Some institutions, including Navy Federal Credit Union (NFCU), are offering no-interest loans to help workers through the crisis. Other banks, including Chase and Wells Fargo, encouraged affected customers to reach out for assistance.While some loans may have fair terms, government employees are warned to beware of so-called predatory lenders during the shutdown. The California Department of Business Oversight (CDBO) has established guidelines to protect borrowers from illegal and improper lending practices. The agency is warning government workers against excessively high fees and commissions, high interest rates, high-cost credit insurance, and refinancing with higher fees, known as “loan flipping”. CDBO experts have tips for anyone seeking a loan.Shop around: Compare interest rates and total costs of loans by several banks and credit unionsUse caution: Be wary of lenders who contact you first, or offers “only good for a short time”Ask questions: You have a legal right to know the total cost of the loan, the APR, monthly payments, and how long you have to pay it backThink before you sign: Make sure you understand all documents, and consider having someone else check them 2031
SAN DIEGO (KGTV) - As the biotech industry grows in San Diego, many companies are hiring, offering people a chance at high-paying jobs in an emerging field."The jobs that are in demand are the ones most difficult to fill," says Lisa Bozinovic, Executive Director of the Biocom Institute, a trade association for the industry in California.According to Biocom's most recent survey of the companies across the state, 88 percent say they plan to expand and hire in the next 12 months. The average salary is 7,000."They need people skilled in IT, HR, administration, accounting, sales," Bozinovic says. "There's a wide variety of opportunities to enter the industry."RELATED: Making It in San Diego: Biotech fields seek veterans for jobsAs demand for employees grows, Biocom is working to let people know they don't need to be a lab scientist or have an advanced degree to qualify.Most companies want someone to have 190 hours of practical lab skills experience before they start. But they're willing to train on the job, and are also partnering with local colleges to help people get that experience.MiraCosta College offers a 4-year degree in Biomanufacturing that teaches students how to combine the science with areas like quality control and regulatory compliance.RELATED: Single mom uses free career training to switch jobsThe Southern California Technology Center has programs at several Community Colleges across San Diego offering starter classes that can help people get their foot in the door.Mesa College's Bridges to Baccalaureate program helps minorities and underrepresented groups get into the industry.Biocom?has workforce development programs and special programs for veterans."A couple of courses at a community college will help someone get enough skills to transfer into the industry from something totally different," says Bozinovic. "We're lucky that San Diego has that life-science industry and we have that opportunity."Ashley Reynolds, who works in Regulatory Affairs at Tandem Diabetes, says programs like these helped her find a place in the industry, even though she had no interest in lab work."There's no one way to do something," she says.Reynolds got a bachelor's degree in biology from UC Riverside and a master's degree in regulatory affairs at San Diego State. She also went to Cal State San Marcos for a lab tech certificate. She says it was a lot of work, but it's been worth it in the long run."You make a path to get there and don't even worry about all the other obstacles in your way," she says. "If you're determined to get there, you will."That's the message Bozinovic has as well. It may take returning to school, but it's an investment in your long-term future."For ,000, you can get a four year degree and slide right into a job," she says of the program at MiraCosta. And, remember, you don't always need a full four year degree.Bozinovic and Reynolds both say someone looking to make a change should take some time to learn about the industry first, and see what part of it interests them. The best way to do that is to go to career fairs or science expos and talk to people at the booths. There are also trade associations and professional groups to join, even if you're still looking for a job."Whatever you put into it is what you'll get out of it," says Reynolds.Anyone interested in a career change can get connected in San Diego through the San Diego Biotechnology Network. The group has events and job postings on its website. 3508

SAN DIEGO (KGTV) - As the Valley Fire raged across parts of eastern San Diego County, emergency assistance workers put into action plans they'd been working on for months to handle the dual disaster of a wildfire during a pandemic."It completely changed our approach," says Red Cross Regional CEO Sean Mahoney.The Red Cross has been planning and training for months, knowing this situation would likely arise this fall.Mahoney says their plan included Temporary Evacuation Points instead of group shelters, hotel rooms for people who needed somewhere to stay, grab and go or delivery meals, and an emphasis on sanitation and health screenings to keep volunteers and evacuees safe."We planned for this as much as we possibly could, but exercise is just an exercise. Doing the real thing is where you have those real lessons learned," Mahoney says.During the Valley Fire, the Red Cross assisted 440 people in 174 families. They served around 9,000 meals and snacks.Mahoney says his staff's dedication, along with 107 volunteers who worked 12-hour shifts, helped things go smoothly.But not everything went according to plan. On the first night of evacuations, the Red Cross ran out of hotel rooms, especially for people who had pets. Some evacuees without RVs had to sleep in their cars.Mahoney says the busy Labor Day Weekend, combined with hotel capacity restrictions because of the coronavirus, leads to fewer available rooms.To make sure it doesn't happen again, Mahoney says the Red Cross is already working on backup plans to open limited group shelters, with social distancing put in place to keep people apart. He told 10News they've already scouted hundreds of locations around San Diego.Meanwhile, the San Diego Humane Society also put in new protocols for safety during the pandemic. They helped hundreds of animals during the Valley Fire, and say the most significant challenges were limiting contact with owners and making sure their field teams followed the rules about distancing and wearing masks."The more people you interact with, the more likely you are to come in contact with somebody who is transmitting coronavirus," says Lt. John Peaveler. "So, we've had our biggest safety precautions on that side."Both groups say they'll take all the Valley Fire experience and put it to use in the next disaster. Since wildfire season is just beginning, they're sure it will come in handy. 2405
SAN DIEGO (KGTV) — Business associations in North Park and Normal Heights are pushing back against a plan organizers say could bring more customers to their parts of town.Leaders from both business improvement districts are expressing coronavirus-related concerns over a scavenger hunt the city and the San Diego County Bicycle Coalition are planning beginning Aug. 12 and lasting two weeks. "It's unpredictable, especially in this environment, when you're going to invite people to get out of their house for the first time," said Scott Kessler, who leads the Adams Avenue Business Association. "We just don't know what to expect."Organizers say the event is all about social distancing. Participants download an app called Scavify, which they use to do things like find landmarks or answer trivia questions. Local businesses decide how much they want to be involved. "Most of this engagement is done outside, socially distanced, and it's just about highlighting businesses and community organizations," said Sylvie Froncek, program director at the Bike Coalition. But the business organizations say they are concerned about a lack of organization and late notice. "We welcome shoppers, diners and people in need of essential services but we do not support any gatherings that cannot be managed or overseen for safety protocols. Bike events have traditionally brought great benefit to North Park because of the number of people who see them as a way to connect with friends while enjoying outdoor activity," Angela Landsberg, who directs the North Park Main Street Association, said in a statement. "Unless these events can be managed to ensure proper safety for our community at this time we believe they could do more harm than good."Others say that fear is unfounded. The coalition held a scavenger hunt earlier in July in Imperial Beach, an event Councilman Mark West said was such a big success that they have scheduled another one."No one needs to be afraid of this, they need to embrace it and enjoy it because it's good for businesses, it's good for families and it gets you outside," West said. In a statement, the City of San Diego says the event is a safe and virtual opportunity to support local business. It says it continues to seek creative ways to support local business and encourage healthy options. 2327
SAN DIEGO (KGTV) — Businesses in the Gaslamp District were evacuated Saturday due to a natural gas leak. San Diego Fire crews evacuated several business in the area of Fifth Avenue and E Street in the heart of the Gaslamp District. All streets within a one block radius, from F St. to Broadway and Fourth Ave. to Sixth Ave., have been blocked off. Police are asking pedestrians and drivers to avoid the area.No injuries were reported. No estimation as to how long the businesses would remain evacuated was immediately available. 10News is monitoring this breaking news story. 583
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