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Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

ATLANTA (AP) — A former Navy SEAL who claims to have killed Osama bin Laden has been banned by Delta Air Lines after removing his face mask during a flight.Robert O'Neill tweeted about his ban on Thursday, and the airline confirmed its action.I just got banned from @Delta for posting a picture. Wow.— Robert J. O'Neill (@mchooyah) August 20, 2020 O'Neill posted and later deleted a selfie showing himself with no mask on a plane.The incident happened Wednesday on flight from Minneapolis to Newark, New Jersey.All major U.S. airlines require passengers to wear face coverings to prevent the spread of COVID-19.Delta says it has banned more than 100 passengers for violating the rule. 692

As more and more states legalize marijuana, a Colorado family and Mothers Against Drunk Driving (MADD) want people to know about the devastating consequences of driving while high.Amanda Hill loved all things animal. The 24-year-old had landed a coveted internship at the Denver Zoo and was well on her way to becoming a vet tech.“She was like an animal whisperer,” said Amanda’s mother, Denise Hill. “She loved animals. Animals made her feel better. She didn’t always get along with humans as she did with animals.”The two were extremely close. Denise says on a sunny June day near Denver, Colorado, the two worked in the garage until Amanda had to leave for an appointment.“I’m thankful that when she left, I gave her a hug and told her I loved her,” said Denise.Then, she got a phone call.“I picked the phone up and instead, it was that phone call that every parent dreads,” said the mother.On a road that Amanda travels all the time, and in the middle of the afternoon, she was hit head on.“And the impact was such that the sheriff who showed up later said its typically not survivable at the level they recorded,” Denise said.While the medical staff worked to save her life, they let Ed and Denise Hill have a few moments with their daughter.“We got those precious few seconds to tell her we loved her,” said Denise. “The last thing I told her was you’re going to be okay.”Amanda didn't make it. Two years later, her parents are keeping her memory alive, fighting for tougher laws for people who drive while high on marijuana. They believe the sentence that was handed down to the driver who caused the accident that killed their daughter was too lenient.“There’s so much that’s not understood about driving high, how long it stays in your system, what effect it truly has,” said Denise.Helen Witty, National President of Mothers Against Drunk Driving, said “I think the frightening thing is that almost half of Americans think it's okay to drive after smoking marijuana even in the first two hours.”Witty also lost her 16-year-old daughter in an accident. That driver was also drinking. And had smoked marijuana.“When she died so violently and suddenly, I always would say, my daughter would be saying, mother say something. Do something. Not mom, mother.”A new study sponsored by MADD and dedicated to Amanda Hill found that 26% of people surveyed think that driving after marijuana consumption is "not too concerning" and more than 40% of parents and grandparents reported never discussing the subject.“The legalization happened before the data is out there,” said Witty. “The data is actually that it’s different for every person”Ed and Denise Hill say they are proof of what one decision can do to a family. Amanda's loss is a painful void that they feel every day."The first thing you have to do is decide whether you want to live anymore and if you make the decision to live, then you have to decide how you’re going to live,” said Denise. “Are you going to just get through each day or is there going to be some kind of meaning in your life?”The meaning is in her memory – a life cut too short, a death that was entirely preventable. 3154

AURORA, Colo – A man is giving a family a piece of their hero back after finding World War II dog tags on a job site he was working on.“They’re going into the mail today,” Michael Huber said in his office, surrounding by old photos and knick-knacks packed away in a box.Huber has all the respect in the world for a man he’s never met, but came across his name in the dirt.“Well, I was excavating on my jobsite,” Huber said. “I was getting rid of some trash and debris from years ago, and I pulled out a bucket and there was something shiny sticking out. I saw what it was and it was dog tags.”The name Gail Sheldon was engraved on the tags.“It said he got his shot in 1943,” Huber said. “Amazing. World War II dog tags.”Doing a little research, Huber found out who Sheldon was.“He was a captain and flew B-24 bomber planes,” Huber said. “He had several missions over Berlin, and he flew during D-Day. He was even shot down one time.”Huber was able to get into contact with Sheldon’s family after a couple of months. He found out from the family Sheldon died in 1990.Huber is now sending back the dog tags along with Sheldon’s pilot wings that he found with the tags. He packs up a box filled with old coke bottles and old squirt guns from that time that he found on the job site.“It could possibly be his family’s,” Huber said.Huber, who has also served in the U.S. Army, said he deeply respects Sheldon. Which is why it's important to send this memento back to the family.“Dog tags to me is part of a person’s being,” Huber said. “It’s a symbol of them giving up everything.” 1584

As we focus on getting kids safely back to school this year, Nashville-area builders are trying to figure out how to limit the impact of potential future pandemic years down the road, which may require permanently changing the look of new schools, offices, and hospitals."Yes, we are definitely seeing clients ask questions," said Matthew Griffith, an architect with Gould Turner Group."Things like the materials we specify, how cleanable they are, rounded corners in rooms and antimicrobial surfaces," Griffith said.Griffith says with the thought of a future pandemic in mind — segmented spaces could be the norm for new schools."I think you will see a big focus on true flexible space, have demountable partitions and movable walls to where it can be segmented or more individualized on an as-needed basis," Griffith said.And that idea extends beyond school buildings. Griffith says the same can apply to hospitals and other office spaces."I think it's going to be common in a lot of designs to have dedicated spaces for temperature checks and things of that nature," Griffith said.A large building's heating and cooling system will likely be a large focus, according to Griffith. Rather than circulating air throughout the whole building, individual units may be able to keep the air within smaller areas in case of an outbreak.Schools have been through similar kinds of building trends before. In the early 2000s, it was all about security and hindering active shooters. Just like those changes, Griffith says COVID-19 will likely leave its mark on big building blueprints.WTVF's Jason Lamb first reported this story. 1629