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Banking since COVID-19 has taken on a different form. From wearing a mask to not being able to talk with a teller, several changes have been implemented in recent months.At Michigan Legacy Credit Union, a cashless transaction requiring the help of a teller can now be handled from home, from the mall, or by the lake. They launched the virtual teller app in early July."As long as you don't need a cash transaction, you can open up a membership, you can apply for a loan or a mortgage," Teller Michael Castano said. "There's so many different member service opportunities you can have just from the comfort of your home.""Only 7 percent of our transactions are done by members in our lobby with a teller. Everything else is electronic format," CEO Carma Peters added.Peters said declining transactions in brick-and-mortar branches has fueled the credit unions to push to mobile banking, and since COVID-19, there's been a massive increase in mobile banking."We let members call us, text us, chat us, use our mobile website. Our mobile logins went up in the month of April by 50,000," Peters said.She said the plan was to equip branches with virtual tellers before launching the app. That comes next.Banking in-person has also taken on a different look. Wearing a mask during a visit prior to COVID-19 might raise suspicion. Now, it's encouraged at all credit unions.For banks that remain open, the American Banking Association has also called on all banks to adopt a face mask policy.This story was first reported by WXYZ in Detroit, Michigan. 1551

Before he crashed and died, the airline worker who stole and flew a passenger plane in the Seattle area Friday had a wide-ranging discussion with air traffic control -- at one point expressing confidence in his flying ability because "I've played some video games."In audio recordings posted on Broadcastify, the man can be heard both resisting and seeking help as a controller and others tried to guide the otherwise unoccupied Horizon Air plane to a landing.The Pierce County Sheriff's Department described the man as suicidal but did not elaborate. At times he was apologetic, expressed his desire to fly toward the nearby Olympic Mountains, worried about lightheadedness and expressed shock at his fuel level's rapid decrease. 738

BENTONVILLE, Ark. – Walmart announced Wednesday that it has revamped its Black Friday plans to help provide a safer and more convenient shopping experience amid the coronavirus pandemic.The retail giant says it will spread out its Black Friday savings from one single day to three different events throughout November to bring customers “Black Friday Deals for Days.”The company says each savings event will begin online at Walmart.com and continue in Walmart stores three days later.Event 1Deals for the first event begin online on Nov. 4 at 7 p.m. ET, with new deals in stores starting on Nov. 7 at 5 a.m. local time. New deals will also go live at Walmart.com on Nov. 7 at 12 a.m. ET.The first deals will be on toys, electronics and home products.Walmart will also hold its annual tire event in-stores and online Nov. 7-13, where customers will receive off per tire and free lifetime balance service from its Walmart Auto Care Centers for all modular Goodyear branded tires.Event 2Deals for the second event will begin online at Walmart.com on Nov. 11 at 7 p.m. ET with new deals at Walmart.com on Nov. 14 at 12 a.m. ET and in stores starting at 5 a.m. local time.The second event will offer deals on electronics, like TVs, computers and tablets.“Amazing savings on movies, music and items in apparel, hardlines, home and more will also be available,” Walmart said.Walmart will also host its biggest wireless phone event ever in-stores and online on Nov. 14 with deals on iPhones and Samsung phones.Event 3For the third and final event, deals will first be offered at Walmart.com on Nov. 25 at 7 p.m. ET. New deals will be available at Walmart.com at 12 a.m. ET and in stores at 5 a.m. local time on Nov. 27.Walmart says will wrap up the month of savings by offering deals on more electronics, toys and gifts across apparel and home, as well as seasonal décor favorites.Additional detailsTo help provide a safer shopping experience, Walmart says all of its stores will open at 5 a.m. local time on Black Friday in-store event days.Customers will form a single, straight line to enter the store and workers will hand out sanitized shopping carts to shoppers to help with social distancing.During the in-store Black Friday events, Walmart says it will meter customers into stores to help reduce congestion and promote social distancing inside. Customers will also be directed to shop down the right-hand side of aisles.This year, customers will also have the option to pick up their online Black Friday order through Walmart’s contact-free curbside pickup service. 2577

BUFFALO, N.Y. — Social workers could soon work alongside police officers in the Buffalo Police Department. Captain Jeff Rinaldo with the Buffalo Police Department said Monday that officers in Buffalo have been undergoing crisis intervention training for several years. He said officers are learning techniques to help handle situations with people in crisis, including mental health, substance abuse and homelessness. Buffalo police are working on an "initiative to embed licensed clinical social workers" who would work alongside police and help respond to crisis calls, according to paperwork submitted to the Buffalo Common Council. "The goal now is to create a specialized unit called the Behavioral Health Team within the police department," Rinaldo said. Endeavor Health Services is the company named in the proposed contract. A recently-awarded grant allowed the company to hire three trained clinicians to work with Buffalo police and handle crisis calls, Rinaldo said.The contract requires approval by the Common Council and is expected to be discussed at a meeting on Tuesday.The department's new plan was released as protesters across the country call for significant changes in policing. Some proposed plans involve defunding local police departments and, instead, sending social workers to deal with certain crisis calls. Albuquerque, New Mexico, announced earlier this year that they plan to install a similar program in the coming months.This story was originally published by WKBW in Buffalo, New York. 1530

BIARRITZ, France (AP) — President Donald Trump is threatening to use the emergency authority granted by a powerful, but obscure federal law to make good on his tweeted "order" to U.S. businesses to cut ties in China amid a spiraling trade war between the two nations.China's announcement Friday that it was raising tariffs on billion in U.S. imports sent Trump into a rage and White House aides scrambling for a response.Trump fired off on Twitter, declaring American companies "are hereby ordered to immediately start looking for an alternative to China." He later clarified that he was threatening to make use of the International Emergency Economic Powers Act in the trade war, raising questions about the wisdom and propriety of making the 1977 act used to target rogue regimes, terrorists and drug traffickers the newest weapon in the clash between the world's largest economies.It would mark the latest grasp of authority by Trump, who has claimed widespread powers not sought by his predecessors despite his own past criticism of their use of executive powers."For all of the Fake News Reporters that don't have a clue as to what the law is relative to Presidential powers, China, etc., try looking at the Emergency Economic Powers Act of 1977," Trump tweeted late Friday. "Case closed!"The act gives presidents wide berth in regulating international commerce during times of declared national emergencies. Trump threatened to use those powers earlier this year to place tariffs on imports from Mexico in a bid to force the U.S. neighbor to do more to address illegal crossings at their shared border.It was not immediately clear how Trump could use the act to force American businesses to move their manufacturing out of China and to the U.S, and Trump's threat appeared premature — as he has not declared an emergency with respect to China.Even without the emergency threat, Trump's retaliatory action Friday — further raising tariffs on Chinese exports to the U.S. — had already sparked widespread outrage from the business community."It's impossible for businesses to plan for the future in this type of environment," David French, senior vice president for government relations at the National Retail Federation, said in a statement.The Consumer Technology Association called the escalating tariffs "the worst economic mistake since the Smoot-Hawley Tariff Act of 1930 — a decision that catapulted our country into the Great Depression."And trade association CompTIA stressed the logistical strain that would follow if companies were forced to shift operations out of China, saying it would take months for most companies."Any forced immediate action would result in chaos," CEO Todd Thibodeaux said in emailed comments.Presidents have often used the act to impose economic sanctions to further U.S. foreign policy and national security goals. Initially, the targets were foreign states or their governments, but over the years the act has been increasingly used to punish individuals, groups and non-state actors, such as terrorists.Some of the sanctions have affected U.S. businesses by prohibiting Americans from doing business with those targeted. The act also was used to block new investment in Burma in 1997.Congress has never attempted to end a national emergency invoking the law, which would require a joint resolution. Congressional lawmakers did vote earlier this year to disapprove of Trump's declared emergency along the U.S.-Mexico border, only to see Trump veto the resolution.China's Commerce Ministry issued a statement Saturday condemning Trump's threat, saying, "This kind of unilateral, bullying trade protectionism and maximum pressure go against the consensus reached by the two countries' heads of state, violate the principles of mutual respect, equality and mutual benefit, and seriously damage the multilateral trading system and normal international trade order." 3915

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