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BREAKING: Asked if he planned to pay his respects to late civil rights icon Rep. John Lewis, who will lie in state at the U.S. Capitol, Pres. Trump says, “No, I won’t be going. No.” https://t.co/ri9eENlkAQ pic.twitter.com/JjGiPgHeju— ABC News (@ABC) July 27, 2020 271

Brad Weldon grabbed a garden hose as the Camp Fire approached his house, spraying water to keep the flames at bay and protect his disabled, elderly mother inside.With fire on all sides, he went from one hose to another. When there were no hoses with water left, he picked up a bucket and started scooping water from his above-ground pool.He had stayed in Paradise, California, to protect his 92-year-old mother, who is blind and was unwilling to leave.With the help of a friend who is his mother's caregiver, Mic McCrary, Weldon fought the flames from the Camp Fire."There was times we were laying on the ground pouring the water on ourselves so we didn't burn," Weldon, 62, said.Did he ever think he was going to die?"Oh yea, of course, quite a few (times). Quite a few," he told CNN on Tuesday while looking at the damage to his yard and the horrific destruction to his neighbors.The water to the hose lasted four hours. He had more water in the pool. Getting in the pool was a last resort in case the heat and the flames came too close, but they ended up only needing it for the buckets.The house made it. He made it. Everyone is fine."It feels good to have it. I feel so sad for everyone though. Everybody I know lost everything," he said while crying for his neighbors.Five days after the record-setting blaze burned almost every home in town, Weldon, who is retired, is trying to stay positive.Weldon is hopeful his home can serve in the aftermath as an anchor for people to come to while they plan for rebuilding or whatever comes next.Weldon, his mother and McCrary are fortunate. Forty-two people died in the Camp Fire, and more than 6,400 homes are gone.Their house is remarkably unscathed, save for some scorching on the back of the work shed.Officials are still looking into the cause of the fire. They are investigating a report of a transmission line outage about 1 mile northeast of the town of Pulga, about 9 miles from Paradise.While the blaze no longer appears to pose a direct threat to Paradise, Mayor Jody Jones is concerned about marshaling resources for cleanup and recovery so people can return to what's left of their homes."My biggest concern is, do we have the resources to clean up debris and get safety hazards out of the way so people can get to their property ASAP," she said. 2315

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BUFFALO, N.Y. — Social workers could soon work alongside police officers in the Buffalo Police Department. Captain Jeff Rinaldo with the Buffalo Police Department said Monday that officers in Buffalo have been undergoing crisis intervention training for several years. He said officers are learning techniques to help handle situations with people in crisis, including mental health, substance abuse and homelessness. Buffalo police are working on an "initiative to embed licensed clinical social workers" who would work alongside police and help respond to crisis calls, according to paperwork submitted to the Buffalo Common Council. "The goal now is to create a specialized unit called the Behavioral Health Team within the police department," Rinaldo said. Endeavor Health Services is the company named in the proposed contract. A recently-awarded grant allowed the company to hire three trained clinicians to work with Buffalo police and handle crisis calls, Rinaldo said.The contract requires approval by the Common Council and is expected to be discussed at a meeting on Tuesday.The department's new plan was released as protesters across the country call for significant changes in policing. Some proposed plans involve defunding local police departments and, instead, sending social workers to deal with certain crisis calls. Albuquerque, New Mexico, announced earlier this year that they plan to install a similar program in the coming months.This story was originally published by WKBW in Buffalo, New York. 1530

BOSTON, Massachusetts — Just a few years ago, Michael Farid was a mechanical engineering student, trying to build a powered skateboard that could be controlled with body weight, similar to a Segway.But that didn’t pan out.As Farid recalls, he and his three business partners—all MIT grads—dabbled with various ideas (and even some prototypes) before they said to themselves, “Hey, let’s build a robot that can cook food!”“It started more as an engineering project,” Farid said. “Then over the course of time we evaluated what business model might work for this and what might not work for this. Basically we decided that starting a restaurant was the best way to derive as much value as we could from it.”Thus Spyce was born.“We were in school. We had a hard time finding a healthy delicious meal for anything cheaper than say or , and we were studying robotics…so naturally this is what we came up with.”Situated in the heart of downtown Boston, Spyce is turning heads; lunch rush customers have lined up out the door. The main attraction is its seven rotating robotic woks, heated via induction, that cook meals all on their own.Farid, Spyce’s co-founder and CEO, knows customers may come in for the novelty, but he hopes they stay for the cuisine.The menu consists of various types of international cuisine; some of the menu items include the “Thai Bowl,” the “Latin Bowl” and an “Indian bowl.”Executive chef Sam Benson — under the guidance of world renowned chef with several Michelin stars to his name Daniel Boulud — worked to create a menu that reminded him of his upbringing in New York.“Every cuisine you can imagine is there in New York City,” Benson said. “That’s something I wanted.”As to the difficulties a chef is faced with when asking a robot to do his or her work?“It was a challenge,” Benson said. “[For example,] dispensing kale so it was perfect…making sure the ingredients were handled correctly. We are working with a tool and technology that hasn’t been invented yet. So it’s like ‘OK, here’s the chef, here’s the Spyce robotic kitchen, let's merge these two, hospitality and technology.”Customers order at a kiosk, and almost immediately they’ll see their name appear on a digital monitor positioned above the robotic wok that will start cooking their order.Ingredients are stored in refrigerated bins behind the woks, and a device they call a “runner” moves back and forth collecting various grains, vegetables and sauces to dispense. The menu offers items with chicken, but they say that “for food safety reasons” their chicken is pre-cooked at a commissary off site. Meals take roughly 2-and-a-half minutes to cook, and once finished the robotic wok tips over—by itself, of course—and pours the finished entrée into a bowl.  The only time a human interacts with the food is when an employee adds any garnishes that a customer has selected. That person then puts a lid on the bowl and affixes a pre-printed sticker with the customer’s name.Farid acknowledges the fact that a restaurant concept like this does employ fewer people, but he says it’s a trade-off for efficiency and quality food that costs less. (Each bowl costs .50)“Definitely the goal was not to eliminate people from the process,” Farid said. “The goal was to deliver a really great delicious, exciting bowl at a more affordable price point that’s accessible to people at a lot of income levels.”He demurs when asked if their concept is the future of restaurants—“it’s a little early to say”—but they aren’t shy about their desires to expand.“We see ourselves primarily as a restaurant company first and tech company second. We would love to serve more people by opening a bunch more restaurants.” 3746