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A federal judge in Texas said on Friday that the Affordable Care Act's individual coverage mandate is unconstitutional and that the rest of the law must also fall."The Court ... declares the Individual Mandate ... unconstitutional," District Judge Reed O'Connor wrote in his decision. "Further, the Court declares the remaining provisions of the ACA ... are inseverable and therefore invalid."The case against the ACA, also known as Obamacare, brought by 20 Republican state attorneys general and governors, as well as two individuals. It revolves around Congress effectively eliminating the individual mandate penalty by reducing it to A day after Republicans attempted to portray the Democratic Party's platform as "far-left socialism," the Trump campaign will attempt to continue that messaging during the second night of speeches at the Republican National Convention.On Monday, speakers attempted to paint Democratic presidential nominee Joe Biden as part of the party's left-wing, despite his moderate record. Speakers warned of progressive Democrats' calls to defund police departments and institute gun control measures.Tuesday's program will attempt to further those talking points. According to the Trump Campaign website, the second day of the RNC will focus on "how Democrats' radical left agenda will deny Americans the opportunity to achieve their full potential."The theme of Tuesday's program is "Land of Opportunity," which includes a focus on the Trump policies that Republicans say "empower" all Americans.Tuesday's slate of speakers is highlighted by Sec. of State Mike Pompeo, one of Trump's fiercest allies. Pompeo's speech will likely focus on Trump's defeat of the Islamic State group, his attempts to normalize relations with North Korea and his attempts to push back against national security threats from China.Pompeo drew criticisms last week for tweeting a Simpsons GIF to mock House Speaker Nancy Pelosi.Also expected to speak is Kentucky Attorney General Daniel Cameron — the man currently in charge of investigating the death of Breonna Taylor a the hands of police in March.Two of Trump's children are also slated to deliver addresses — Eric, his second-oldest son, and Tiffany, his youngest daughter.Below is Tuesday's list of speakers in the order in which they are expected to appear.Pastor Norma Urrabazo, International Church of Las VegasMyron Lizer, Vice President of the Navajo NationRichard Beasley, former FBI special agent an President of Global Intelligence NetworkJon Ponder, founder and CEO of HOPE for Prisoners, Inc.Sen. Rand Paul (R-Kentucky)Jason Joyce, Coast Guard Licensed CaptainCris Peterson, CEO of Minnesota dairy farmLarry Kudlow, Assistant to the President for Economic Policy and Director of the National Economic CouncilJohn Peterson, CEO of President of Schuette MetalsCissie Graham Lynch, granddaughter of televangelist Billy GrahamRobert Vlaisavljevich, mayor of Eveleth, MinnesotaAbby Johnson, pro-life advocate and former Planned Parenthood employeeMary Ann Mendoza, mother of a police officer killed by an undocumented immigrantNicholas Sandmann, Covington Catholic student who sued several media outlets for defamationPam Bondi, former Florida Attorney GeneralTiffany Trump, daughter of President Donald TrumpIowa Gov. Kim ReynoldsRyan Holets, Albuquerque police officer and father to adopted childFlorida Lt. Governor Jeanette Nu?ezEric Trump, son of President Donald TrumpKentucky Attorney General Daniel CameronSec. of State Mike Pompeo 2877 as part of the 2017 tax cut bill.The Republican coalition is arguing that the change rendered the mandate itself unconstitutional. They say that the voiding of the penalty, which takes effect next year, removes the legal underpinning the Supreme Court relied upon when it upheld the law in 2012 under Congress' tax power. The mandate requires nearly all Americans to get health insurance or pay a penalty.The Trump administration said in June that it would not defend several important provisions of Obamacare in court. It agreed that the zeroing out the penalty renders the individual mandate unconstitutional but argued that that invalidates only the law's protections of those with pre-existing conditions. These include banning insurers from denying people policies or charging them more based on their medical histories, as well as limiting coverage of the treatment they need.But the administration maintained those parts of the law were severable and the rest of the Affordable Care Act could remain in place.Because the administration would not defend the law, California, joined by 16 other Democratic states, stepped in. They argued that the mandate remains constitutional and that the rest of the law, in any event, can stand without it. Also, they said that eliminating Obamacare or the protections for those with pre-existing conditions would harm millions of Americans.In oral arguments in September, a lawyer for California said that the harm from striking down the law would be "devastating" and that more than 20 million Americans were able to gain health insurance under it.The lawsuit entered the spotlight during the midterm elections, helping propel many Democratic candidates to victory. Protecting those with pre-existing conditions became a central focus of the races. Some 58% of Americans said they trust Democrats more to continue the law's provisions, compared to 26% who chose Republicans, according to a Kaiser Family Foundation election tracking poll released in mid-October.The consumer protections targeted by the administration are central to Obamacare and transformed the health insurance landscape. Their popularity is one of the main reasons GOP lawmakers had such difficulty repealing Obamacare last year."Guaranteed issue" requires insurers to offer coverage to everyone regardless of their medical history. Prior to the Affordable Care Act, insurers often rejected applicants who are or had been ill or offered them only limited coverage with high rates.Under the law's community rating provision, insurers are not allowed to set premiums based on a person's health history. And the ban on excluding pre-existing conditions from coverage meant that insurers cannot refuse to pay for treatments because of a policyholder's medical background.All these provisions meant millions of people with less-than-perfect health records could get comprehensive coverage. But they also have pushed up premiums for those who are young and healthy. This group would have likely been able to get less expensive policies that offered fewer benefits prior to Obamacare. That has put the measures in the crosshairs of Republicans seeking to repeal the law and lower premiums.It's no wonder that politicians on both sides of the aisle promised to protect those with pre-existing conditions during the election. Three-quarters of Americans say that it is "very important" for the law to continue prohibiting health insurers from denying coverage because of medical histories, according to the Kaiser Family Foundation's September tracking poll -- 58% of Republicans feel the same way. And about the same share of Americans say it's "very important" that insurers continue to be barred from charging sick people more. 4383

A magnitude 6.1 earthquake has struck off the coast of Japan, United States Geological Survey reports.The earthquake's epicenter is located  in the Pacific Ocean, about 175 miles away from the coastal city of Kamaishi.The magnitude 6.1 quake occurred about 6 miles below the surface of the earth.The Japan Meteorological Agency currently has no tsunami warnings or advisories in affect, nor does the National Oceanic and Atmospheric Administration.The earthquake occurred one day after more than 200 people died in an earthquake near Mexico City. 569

A federal judge is demanding answers after the U.S. Education Department rejected 94% of claims for student loan forgiveness it had agreed to process after being sued over delays. U.S. District Judge William Alsup in California scrapped the settlement this week and is considering barring the agency from denying claims until the case is decided. Judge Alsup said the department has been denying claims using template letters that are “alarmingly curt.”He said that although Education Secretary Betsy DeVos blamed the backlog on the hard work that goes into processing claims, she has now “charged out of the gate, issuing perfunctory denial notices utterly devoid of meaningful explanation at a blistering pace.”The dispute stems from a 2019 lawsuit brought by 160,000 borrowers who say the Education Department illegally stalled their claims for loan relief. The students claim they were defrauded by their schools. The Education Department says many claims were submitted for ineligible programs or failed to make a case for loan relief.In a proposed settlement in April, the Education Department agreed to process the backlog of claims within 18 months. But Alsup scrapped the deal, saying it was undermined by the recent spate of rejections. 1254

A Key deer fawn was rescued from a brush fire Sunday in the Florida Keys.  Monroe County Fire Rescue firefighter Jen Shockley responded to the brush fire in Big Pine Key shortly after it started Sunday afternoon.While protecting a home and with the fire moving rapidly, Shockley rescued the fawn.“I jumped into the flames and saved the little guy,” Shockley said in a written statement. “He was all by himself and running for his life into the fire.”The uninjured Key deer was given oxygen, water and wrapped in a sheet. 538

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