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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SEOUL, South Korea (AP) — North Korea says it has suspended nuclear and long-range missile tests and plans to close its nuclear test site.The North's official Korean Central News Agency said the suspension of nuclear and ICBM tests went into effect Saturday.The country says it's making the move to shift its national focus and improve its economy.The announcements came days before North Korean leader Kim Jong Un is set to meet South Korean President Moon Jae-in in a border truce village for a rare summit aimed at resolving the nuclear standoff with Pyongyang.The North's decisions were made in a meeting of the ruling party's full Central Committee which had convened to discuss a "new stage" of policies. 718

SEYMOUR, Indiana — An 8-year-old boy died after ingesting meth he may have thought was cereal.The boy, Curtis Collman III, was at his dad's home when the drug overdose occurred. He died after being returned to his mother's home, according to WAVE television station.The father is Curtis Gilbert Collman, 41, and he has been charged with neglect that led to the death of a dependent, WAVE reports.  415

SINGAPORE (AP) — A Royal Caribbean “cruise to nowhere” has been cut short and the ship has returned to Singapore after an elderly passenger was diagnosed with the coronavirus, but the health ministry later said new tests on the man were negative. Meanwhile, passengers onboard are not able to disembark from the ship until full contact tracing measures are carried out and everyone is tested for coronavirus. The ship had 1,680 passengers and 1,148 crew members onboard.Royal Caribbean and Singapore’s Tourism Board said the 83-year-old passenger tested positive for COVID-19 after reporting to the ship’s medical center with diarrhea and was immediately isolated. But Singapore’s health ministry said later that it retested the man and found him negative. It says it will conduct another test Thursday to confirm his status. "We worked closely with the government to develop a thorough system that tests and monitors all guests and crew and follows public health best practices," a Royal Caribbean representative told CNN. "That we were able to quickly identify this single case and take immediate action is a sign that the system is working as it was designed to do."Singapore recently began a “safe cruising” program allowing cruise ships to make round trips from Singapore with no ports of call.The Quantum of the Seas ship was hosting a three-night, four-day cruise around Singapore, a so-called "cruise to nowhere." All passengers had to show proof of a negative COVID-19 test prior to boarding and wear masks at all times outside their rooms. The ship was regularly cycling in fresh air and was operating at 50% capacity. 1638

Some eggs and embryos at a San Francisco fertility center may no longer be viable after a storage tank malfunction.The Pacific Fertility Center said a piece of equipment in its cyro-storage laboratory "lost liquid nitrogen for a brief period of time" on March 4.It is the second clinic to report a fault that weekend.In an unrelated event, more than 2,000 frozen eggs and embryos were also left compromised at the University Hospitals Fertility Clinic in Cleveland after a malfunction caused temperatures to drop in the freezers where they were stored.Viable tissue recoveredIn a statement, the Pacific Fertility Center said "viable tissue" had been recovered from the one tank affected and that "the vast majority of the eggs and embryos in the lab were unaffected."The equipment was immediately retired and the facility is now operating securely, according to the statement."As soon as the issue was discovered, our most senior embryologists took immediate action to transfer those tissues from the affected equipment to a new piece of equipment."The center said it had brought in independent experts to conduct a full investigation and was reaching out to its patients: "We are truly sorry this happened and for the anxiety that this will surely cause."The clinic's president, Carl Herbert, told the Washington Post that staff had spent days sorting through records to establish which patients had tissue inside the affected storage tank, before clinic doctors called them."Anger is a big part of the phone call," Herbert told the Post. "Our goal is to provide all the patients we see with some kind of a family. ...We need to think: If this tissue doesn't work, what are the next steps, and have you not feel defeated."CNN has attempted to contact Herbert for comment.Cleveland clinicThe equipment malfunction at the fertility clinic in Cleveland that same weekend affected about 700 families, University Hospitals reported in a statement Thursday."We are incredibly sorry this happened. We are committed to getting answers and working with patients individually to address their concerns," the University Hospitals statement said.The eggs and embryos have been moved to a different cryotank in the meantime, but their viability remains questionable.The dilemma for those involved is that their eggs and embryos have to be completely thawed to determine whether they are still viable, but if thawed, they cannot be refrozen.The facility has set up a call center for patients to arrange and appointment or calls to speak with their physicians."At this point, we do not know the viability of all of the stored eggs and embryos, although we do know some have been impacted," said Patti DePompei, president of UH Rainbow Babies and Children's Hospital, in a video posted Thursday on Facebook. "Right now, our patients and families are our first priority."Many people have been sharing personal concerns on the hospital's Facebook post. One, Marc Ellis, wrote, "my wife has eggs at that hospital...shes going crazy crying all morning...I don't know what to do..."Another, Amber Ash, wrote how sick she feels having two embryos involved in the malfunction, adding, "there is so much grief and a lack of control in the world of infertility and this compounds it."University Hospitals officials say procedure fees could be waived for future treatment, according to CNN affiliate WEWS.The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 3484

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