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We all know we could be scammed and these days it’s becoming harder and harder to tell what’s legitimate and what’s not. Phishing attack are not only increasing, they’re getting more sophisticated.Here are the main ways scammers are targeting you and what you can do to beat them at their own game.It all starts in your inbox with your email. It’s the easiest way for scammers to strike. They’re phishing for your personal info and their bait is pretty convincing.Girbin Klein is a senior security analyst and said, “These are the types that people will get into their email inbox typically that claim to be from Apple, claim to be from American Express, whatever company or bank people might be associated with."Scammers are getting more sophisticated with how they approach us. "It's claiming that you know you've won something or your accounts are being closed down because there's been some weird activity with your account," Klein added. "I mean those are the types of emails that get people's attention."Right now, fake Netflix emails are circulating. The email asks you to verify your billing information by clicking on the link. It even gives you a separate link to visit the help center. There’s also a fake email being sent out that’s claiming it’s from Apple. Recent research suggests one in four emails is trying to get your Apple ID, making it the top target of hackers.If you receive one of these emails, here’s what you should do. Never click on the link. That’s what scammers use to steal your information. Instead, if you’re really concerned, go to the company's website on your own and check things out. You can also try hovering your cursor over a link to see where it directs you, but there’s now new software that doesn’t always show you that.Finally, look at the email sender’s address. Who sent it? Are there inconsistencies? Sometimes it looks like it’s from a family member, friend or company you know, but the address doesn’t match up.Remember, just because they’re phishing doesn’t mean we have to take the bait. Something else to keep in mind is your bank will never send a generic email requesting personal information be sent back to it. Make sure you check your online accounts frequently and to install firewall, anti-virus and anti-spyware in your computer. 2308

WASHINGTON (AP) — The standoff over President Donald Trump's billion wall funds deepened Monday, threatening a partial government shutdown in a standoff that has become increasingly common in Washington.It wasn't always like this, with Congress and the White House at a crisis over government funding. The House and Senate used to pass annual appropriation bills, and the president signed them into law. But in recent years the shutdown scenario has become so routine that it raises the question: Have shutdowns as a negotiating tool lost their punch?Monday brought few signs of progress. A partial shutdown that could occur at midnight Friday risks disrupting government operations and leaving hundreds of thousands of federal employees furloughed or working without pay over the holiday season. Costs would be likely in the billions of dollars.Trump was meeting with his team and getting regular updates, said White House spokeswoman Sarah Huckabee Sanders. Trump was also tweeting Monday to keep up the pressure.The president is insisting on billion for the wall along the southern border with Mexico, but he does not have the votes from the Republican-led Congress to support it. Democrats are offering to continue funding at current levels, .3 billion.It's unclear how many House Republicans, with just a few weeks left in the majority before relinquishing power to House Democrats, will even show up mid-week for possible votes. Many say it's up to Trump and Democrats to cut a deal.Senate Minority Leader Mitch McConnell opened the chamber Monday hoping for a "bipartisan collaborative spirit" that would enable Congress to finish its work."We need to make a substantial investment in the integrity of our border," McConnell said. "And we need to close out the year's appropriation process."Meanwhile more than 800,000 government workers are preparing for the uncertainty ahead.The dispute could affect nine of 15 Cabinet-level departments and dozens of agencies, including the departments of Homeland Security, Transportation, Interior, Agriculture, State and Justice, as well as national parks and forests.About half the workers would be forced to continue working without immediate pay. Others would be sent home. Congress often approves their pay retroactively, even if they were ordered to stay home."Our members are asking how they are supposed to pay for rent, food, and gas if they are required to work without a paycheck," said a statement from J. David Cox, Sr., president of the American Federation of Government Employees, the large federal worker union. "The holiday season makes these inquiries especially heart-wrenching."Many agencies, including the Pentagon and the departments of Veterans Affairs and Health and Human Services, are already funded for the year and will continue to operate as usual, regardless of whether Congress and the president reach agreement this week.Congress already approved funding this year for about 75 percent of the government's discretionary account for the budget year that began Oct. 1.The U.S. Postal Service, busy delivering packages for the holiday season, wouldn't be affected by any government shutdown because it's an independent agency.Trump said last week he would be "proud" to have a shutdown to get Congress to approve a billion down payment to fulfill his campaign promise to build a border wall.During his 2016 presidential campaign, Trump promised that Mexico would pay for the wall. Mexico has refused.Democratic leaders Chuck Schumer and Nancy Pelosi, in a meeting last week at the White House, suggested keeping funding at its current level, .3 billion. Trump had neither accepted nor rejected the Democrats' offer, telling them he would take a look."He is not going to get the wall in any form," Schumer said Sunday on NBC's "Meet the Press." He said Republicans should join in the Democrats' offer. "Then, if the president wants to debate the wall next year, he can. I don't think he'll get it. But he shouldn't use innocent workers as hostage for his temper tantrum."One option for lawmaker would be to provide stopgap funding for a few weeks, until the new Congress convenes Jan. 3, when Pelosi is poised to become House speaker.Wyoming Sen. John Barrasso, who is in line to become the No. 3 Republican in the Senate, said suggested a stopgap bill could be one way to resolve the issue or a longer-term bill that includes money for border security. 4448

WASHINGTON, D.C. -- IBM says it is getting out of the facial recognition business over concern about how it can be used for mass surveillance and racial profiling.A letter to U.S. lawmakers Monday from new IBM CEO Arvind Krishna said the tech giant “has sunset its general purpose facial recognition and analysis software products.”Krishna’s letter called for police reforms and said “IBM firmly opposes and will not condone uses of any technology, including facial recognition technology offered by other vendors, for mass surveillance, racial profiling” and human rights violations.Krishna was addressing Democrats who recently introduced police reform legislation in Congress in response to the death of George Floyd and others in law enforcement interactions that have sparked a worldwide reckoning over racial injustice.IBM had previously tested its facial recognition software in New York City.In the letter, Krishna also called for a “national dialogue” on whether and how facial recognition should be employed by domestic law enforcement agencies.“Artificial Intelligence is a powerful tool that can help law enforcement keep citizens safe,” wrote Krishna. “But vendors and users of Al systems have a shared responsibility to ensure that Al is tested for bias, particularity when used in law enforcement, and that such bias testing is audited and reported.” 1373

WEST LAFAYETTE, Ind. -- Target will bring a new type of store to Indiana in 2019.The retailer announced Thursday it will open its first small-format store at 304 W. State Street near the Purdue campus in West Lafayette.The store will offer "a quick-trip shopping experience" with beauty and personal care items, food and beverages, and dorm and apartment essentials.The small-format Target will also offer Order Pickup which will allow customers to buy online and pickup in the store.The nearly 12,000-square-foot West Lafayette store will employ up to 45 people.Development will begin this spring pending city council approval.Target says it has plans to open 130 of these small-format stores by the end of 2019.The stores will be in areas where a traditional Target may not fit, like dense suburban neighborhoods, urban areas and on college campuses.   877

WASHINGTON, D.C. — Democrats have driven a temporary extension of a popular subsidy program for small businesses through the GOP-controlled Senate.Maryland Democrat Ben Cardin pushed for the extension of the Paycheck Protection Program hours before a deadline for applying for the program, which was created in March and has been modified twice.The measure is not a done deal though. It must also pass the house and be signed by President Donald Trump.If approved by Trump and the House, the new deadline for businesses to apply for PPP loans would be pushed back to Aug. 8.The proposed extension is an unexpected development that comes as spikes in coronavirus cases in many states are causing renewed shutdowns of bars and other businesses.The pressure swayed Republicans controlling the Senate, who have delayed consideration of a fifth coronavirus relief bill and are preparing to go home for a two-week recess.About 4.8 million businesses received a PPP loan, with a total of 9 billion lent out. But as of Tuesday, there was still more than 0 billion left in the pot.As to why that is, the Small Business and Entrepreneurship Council says there's a few reasons, like concerns over how much would actually be forgiven, constantly changing rules, and strict limits to how the money can be used.“Not all businesses are the same. So, you know you've got businesses with high overhead, maybe few on payroll,” said Karen Kerrigan, President and CEO of the SBE Council. “This program really didn't align with their needs.” 1534

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