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Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

Today has been a trying day for our family. We’re thankful to everyone who has reached out with their concerns. Our daughter is in good care at Arnold Palmer Hospital and is doing well. My wife was also treated for her injury and has been released from the hospital. At this time, we ask for privacy as we focus on our daughter’s recovery. 347

Things are sizzling in the back of this food truck as burgers are served with a side of bravado.Mike Schuster and Dominic Maldonado have been in the food truck game for almost seven years, and in that time the industry has boomed.“When we first hit the road, I think there were maybe 230 licensed food trucks in all of Denver. I think now it’s over 500,” said Schuster.Doubled in Denver and nearly doubled across the US.According to the US Census, in 2013 there were almost 3,300 food trucks in the US. That number grew to just under 6,000 in 2018. Sales have risen from 0 million in 2012 to .2 billion in 2017.“We’ve seen it, we’ve seen it in front of office buildings, we see it in the downtown core. And I’m not just talking because of COVID, I’m talking a natural business marker, alive and well within the hospitality and restaurant industry,” said Steve Chucri, the president of the Arizona Restaurant Association He says food trucks are here to stay in his state as well.“I think they’ll always have their place and their spot in the industry," Chucri said.A unique opportunity that food trucks have, they are a to-go business and most social distance guidelines during the pandemic don’t hold them back in the same way they do sit down restaurants.But that doesn’t mean the industry is not facing its own challenges.“Back when April hit and everything shut down, it was about a month and a half straight for us of just wedding cancelations, graduation party cancelations, party after party everyday,” Schuster said.“Food trucks depending on those office buildings to have people pouring out at 12 noon everyday and going to a food truck and buying. So, they’ve got to be hurting just like all of us are,” said Chucri.But with challenges come opportunity so Maldonado and Schuster got to work and got creative.“We started going after some of the business to serve some of the front line workers during the pandemic so we started serving some of the workers at King Soopers who were working their butts off through the whole thing. We fed some the Aurora 911 services, the ambulance services because they were working their butts off. We started doing hospital servings. We found a way to find where people were hungry, working still, needed to eat, and just didn’t have a lot of viable options,” said Schuster.Getting creative to get by. Just like a lot of us over the last several months.One thing that doesn’t change, wherever Maldonado and Schuster serve food, they serve it with heart.“When people come back to the truck for seconds and thirds, because they just want to try every flavor of slider we have, even when they’re stuffed. Even just that, even when they don’t even say anything, you know that they love it and they see the smile on their face and it’s great,” said Schuster. 2809

Top officials at the Justice Department, the FBI and the Office of the Director of National Intelligence agreed Monday to share highly classified information with lawmakers related to the Russia investigation amid an escalating controversy over the bureau's use of a confidential intelligence source during the 2016 presidential campaign.White House press secretary Sarah Sanders said Monday that chief of staff John Kelly planned to "immediately" schedule a meeting with the officials and leaders of Congress to "review highly classified and other information they have requested."But the statement -- vague enough to allow each side to claim victory -- did not fully settle the critical issue: whether the Justice Department would ultimately be forced to turn over the documents subpoenaed by House Intelligence Chairman Devin Nunes on the FBI source.Sanders had said earlier that Deputy Attorney General Rod Rosenstein, FBI Director Christopher Wray and Director of National Intelligence Dan Coats were expected to gather at the White House on Monday afternoon for a discussion aimed at addressing congressional requests.Rosenstein, Wray and several other officials were spotted leaving the White House just before 4 p.m. ET after over an hour inside. The Justice Department did not comment on the meeting or details of the agreement.While Sanders and a source familiar with the meeting said it had been scheduled before a weekend of tweets from President Donald Trump, it took on a heightened public focus Monday afternoon.On Sunday, Trump demanded via tweet the Justice Department "look into whether or not the FBI/DOJ infiltrated or surveilled the Trump Campaign for political Purposes."His tweets prompted the Justice Department to ask its inspector general to expand its ongoing probe into the surveillance of former Trump campaign aide Carter Page to include a review of whether the FBI was politically motivated in its investigation of Russian meddling in the 2016 US election, Justice Department spokeswoman Sarah Isgur Flores said in a statement Sunday."If anyone did infiltrate or surveil participants in a presidential campaign for inappropriate purposes, we need to know about it and take appropriate action," Rosenstein said in the statement.Some former Justice Department and FBI officials praised the move as deftly avoiding a ugly showdown, while others lamented that Rosenstein had failed to stand up to the President.But tapping Inspector General Michael Horowitz to examine the issue appeared to de-escalate the controversy, at least for now.Vice President Mike Pence praised the decision during an interview with Fox News set to air later Monday."The President I think is grateful that the Department of Justice is going to have the inspector general look into it, and determine, and insure, that there was no surveillance done for political purposes against our campaign," Pence said.How House Intelligence Chairman Devin Nunes and other Republicans on Capitol Hill handle the apparent agreement for another classified briefing remains to be seen.Nunes said Sunday that he would refuse to meet with the Justice Department unless he was able to review documents related to the confidential FBI source.Rep. Adam Schiff, of California, the ranking Democrat on the House Intelligence Committee, said he's unaware of what the administration briefing on the confidential source is about, whether they'll see documents and whether he'll be invited. He's concerned that the Justice Department may have "capitulated" despite its concerns that revealing the information could put lives at risk.Schiff also expressed concern about Kelly or other White House officials at the upcoming meeting getting access to sensitive materials related to the ongoing investigation.The New York Times and The Washington Post?have reported the source spoke to Page and Trump campaign co-chairman Sam Clovis, as well as campaign adviser George Papadopoulos.Clovis' attorney, Victoria Toensing, told CNN on Monday that the source had reached out to Clovis but her client "didn't know this guy from Adam.""Russia didn't even come up," Toensing added, saying the meeting was about China and took place around the end of August or early September 2016.Page tweeted what he indicated was an email from the source in July 2017, describing their interactions as "cordial," but CNN has not independently confirmed the email's authenticity.Trump has previously suggested the intelligence source was "embedded" in his presidential campaign, but US officials have denied that claim to CNN. 4642

There is no question that 2020 has been a rough one for children, but it appears parents are doing what they can to atone for a rancid year.A survey of more than 1,000 parents commissioned by LendingTree found that 71% of parents say they plan to spend more on their children this Halloween to make up for other missed celebrations this year.This comes as many public health experts are encouraging parents to exercise caution this Halloween season as cases of the coronavirus continue to grow throughout the country. While children are generally at a low risk of having coronavirus complications, experts are concerned that children can spread the virus to those at a higher risk. "I think it is safe to say that 2020 has been a stressful year for most Americans. The toll that the coronavirus crisis has taken on the country's physical, emotional and financial health has been nothing short of staggering," said LendingTree's Chief Credit Analyst, Matt Schulz. "Between remote learning, social distancing measures, cancelled vacations, and fewer extracurriculars, parents and children alike have faced a lot of disappointment and unexpected difficulties in 2020. With the uncertainty around Halloween and Trick-or-Treating, it makes sense that parents want to go above and beyond to make the holiday season extra-special, for both their children and themselves."In addition to spending more this year, 79% percent of parents said they have spent more than they can afford on Halloween. Also, 65% say they have made purchases to show off on social media. 1563