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The acting director of the Office of Government Ethics said in a letter to a Democratic member of Congress that the White House Counsel's office is looking into whether Jared Kushner violated any laws when he met with business entities which later loaned more than 0 million to his company.In the letter dated March 22, OGE director David Apol said, "The White House informed me that they had already begun this process. I have asked the White House to inform me of the results of that process."CNN has reached out to the White House Counsel's office and Kushner for comment.Apol sent the letter to Illinois Democratic Rep. Raja Krishnamoorthi, who wrote regarding a variety of ethical questions around Kushner's White House role.In a letter dated March 14, Apol also told Connecticut Democratic Sen. Richard Blumenthal that he had discussed ethical concerns about Kushner with the White House Counsel's office "in order to ensure" that office looks into whether any law or regulation had been violated."During that discussion, the White House informed me that they had already begun this process," Apol wrote. 1121

TAMPA, Fla. – Both presidential candidates will hold campaign events in Tampa on Thursday as they make their final pitches to voters in the swing state of Florida.Tampa is located in the western end of the state’s Interstate 4 corridor, an area The Associated Press says is known for its rapid residential growth, sprawling suburbs and status as an ever-changing, hard-fought battleground during presidential elections.President Donald Trump will visit the Gulf Coast city first, holding a “Make America Great Again” rally that’s scheduled to start around 1:35 p.m. ET.Watch Trump's event below:Following a stop in Broward County, former Vice President Joe Biden will host a drive-in event in Tampa, which is set to begin at about 6:30 p.m. ET.The stakes are highest in Florida for Trump, who is hoping to retain the state’s 29 electoral votes that he won in 2016. If he doesn’t win The Sunshine State, his options to reach the all important 270-vote threshold are limited, though still possible, based on polling.With Election Day just five days away, both nominees are focusing on encouraging voters to turn out for them. As of Wednesday, more than a third of registered voters had already voted, CNN reports. That’s over 75 million Americans.In the final days of the campaign, the conversation continues to revolve around the ongoing coronavirus pandemic. More than 227,000 people have died from COVID-19 so far in the U.S. and the nation is seeing an uptick in cases as we move into the fall and winter months.Trump and Biden are addressing the pandemic differently. The president is arguing that the country is rounding a corner and promising that a forthcoming vaccine will bring things back to normal, while his Democratic opponent is pointing to the Trump administration's failures. 1798

The Arizona Poison and Drug Information Center have seen a spike in alcohol poisonings and hospitalizations across much of Arizona.The center services all counties except Maricopa, stating it has never seen so many in one month.“We see dozens of these per year, but never 22 in a month with hand sanitizers being the source of these hospitalizations," said Dr. Steve Dudley, director of the Arizona Poison and Drug Information Center.Since June 1, it has received 22 cases related to people drinking hand sanitizer. The center said many don't know the poisonous chemical methanol is inside.Dudley explained if hand sanitizer isn't mixed just right, it can create the toxic compound.“With COVID-19 and everyone is rushing to be prepared and stay stocked on hand sanitizer that's a left shortage. So, that's opened the door for either whole making of hand sanitizer or other companies or manufacturers being able to step in and fill that need,” explained Dr. Dudley.Dudley explained the effects of methanol might not be apparent right away, but could be deadly over time.“Methanol itself is not very toxic, it's what the body breaks methanol down into that causes all the toxicity,” he said.Signs and symptoms of methanol poisoning include:NauseaVomitingBlurry or hazy vision that could lead to permanent blindnessSeizuresDudley explained the reason some drink hand sanitizer.“Unfortunately, you know, it's an alcohol substitute, just like we see people who drink rubbing alcohol and attempts to get drunk. And so again, the problem is you know people who are used to drinking this product. Not that we would ever recommend it but they're used to drinking a certain product and they know what to expect in terms of what it does for them and what side effects that would have, but now you throw in as extremely toxic methanol in there,” said Dr. Dudley.Dudley added it could be hard to know if methanol is in hand sanitizer by reading the label, but if you think someone has ingested methanol you call the poison center immediately at 1-800-222-1222.KGUN's Ciara Encinas originally reported this story. 2107

The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be Stocks fell sharply Monday, dragged down by reports that Apple's newest line of phones may not be selling as well as Apple or its investors had hoped.The Dow fell 450 points and the Nasdaq tumbled 2.8%.Apple's stock fell once more after the Wall Street Journal reported that Apple has cut orders for its iPhone XR, iPhone XS and iPhone XS Max.The new iPhones, which Apple unveiled in September, cost more than previous versions. The 9 iPhone XR is the least expensive new iPhone, but it costs more than last year's cheapest model, the iPhone 8.The iPhone XS Max can cost up to ,449. The higher prices -- without many more features -- could be driving customers to keep their current phones longer or buy last year's models.Apple declined to comment about the Journal story or broader concerns about iPhone demand.Shares of Apple fell 4% and have now plunged about 20% from the all-time high it hit a few months ago, when Apple (AAPL) was worth more than trillion.The stock ended a 5-day losing skid on Friday after an analyst at Morgan Stanley suggested that the supplier concerns are overdone.Apple, which is a member of the Dow, was hurting the blue chips too.Several makers of chips and other components used in iPhones have warned of soft sales and profit in recent weeks, citing sluggish demand for higher-end smartphones.To that end, shares of Apple suppliers, such as Qorvo (QRVO), Broadcom (AVGO), Cirrus Logic (CRUS) and even Apple's key Anrdoid phone rival Samsung were all lower Monday too. Samsung also makes chips for iPhones.Investors have other reasons to be concerned about the future of Apple -- as well as other big tech companies for that matter.Apple CEO Tim Cook said on the "Axios on HBO" show Sunday that he expects Washington to crack down on tech firms in the wake of high-profile privacy scandals, such as the Cambridge Analytica problems that have plagued Facebook (FB)."I am not a big fan of regulation," Cook said to Axios on HBO. "I'm a big believer in the free market. But we have to admit when the free market is not working. And it hasn't worked here. I think it's inevitable that there will be some level of regulation."HBO, like CNN, is part of WarnerMedia, which is owned by AT&T (T). 2244 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

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