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Once the graduation confetti settles, you should mentally add “help your kid get a credit card” to your parental pre-college checklist. But getting a credit card at age 18 isn’t as easy as it was when you were in college.The Credit Card Act of 2009 generally prevents consumers under 21 without independent income from qualifying for credit cards on their own. And even with a job, your kid might have trouble qualifying for a card without a credit history. Plus, if you don’t give him or her credit guidance, your child’s missteps could strain your finances — and your relationship.“My counseling to my parents is, don’t just randomly give [your kid] a card,” says Amy Irvine, a certified financial planner and owner of Irvine Wealth Planning Strategies, a fee-only advisor firm in Corning, New York. “Make sure there’s some explanation that goes with it.”Here’s how you can help and avoid common pitfalls. 965
On Friday, roughly 900 million miles away, a collection of metal and electronics will crash into Saturn, disintegrating into its atmosphere. It sounds almost routine -- or at least a mere blip on the radar of importance for people grappling with hurricanes, war and political discord.But it's not routine. At least not for the more than 5,000 people who, at one time or another, worked on the Cassini spacecraft mission. For them, it's a thrilling -- and perhaps traumatic -- end to a decades-long journey."I'm now carrying around an end-of-mission handkerchief to every interview," said Trina Ray, Cassini's Science Planning and Sequencing Team deputy. She joined the mission just before its launch in 1997. "It's part of being a part of an incredible thing, and of course, everybody is so proud of the team, of the spacecraft. There's a lot of pride in what we've done." 880

OCEANSIDE, Calif. (KGTV) — Heavy rains and slick roads may have contributed to a fatal motorcycle crash in Oceanside.A 22-year-old man riding a Yamaha motorcycle on northbound Interstate 5 just south of State Route 76 crashed just after 10 p.m. Friday, just as lightning, thunder, and heavy rain pounded the area, according to California Highway Patrol.The man was transitioning from NB I-5 to the SR-76 off-ramp when he veered off the side of the road and up a dirt embankment. He then traveled back to the paved portion of the off-ramp where he was ejected from the motorcycle, CHP said.RELATED: One dead in multi-car I-15 crash in EscondidoThe man was taken to Tri-City Hospital where he was pronounced dead.The man's identity has not been released. 770
ONTARIO, Calif. (AP) — An infant and her teenage sister found dead at their California home are believed to have been killed by their mother, who left two suicide notes and was unresponsive in a hospital Wednesday, police said.The victims, 4 months and 14 years old, were found Tuesday in Ontario, east of Los Angeles, by their father when he returned home from work.Among the evidence is a "suicide note by the mother indicating that she intended to kill the children and to kill herself," police Sgt. Bill Russell told reporters.No details of the mother's medical condition were released, but Russell said she had been unable to provide a statement.No charges had been filed, and Russell said her name would not be released until investigators speak to her.Details of the suicide notes were not released but Russell said there was "a clear indication of what her intention was.""We do know that the mother was dealing with depression prior to the incident and had dealt with that in the past," he said.How the children were killed was still being determined by the coroner."There was a struggle at the scene which may have played a factor in the deaths," Russell said.The sergeant said the father called police when he discovered the deaths and was cooperative.Asked how the father was handling the situation, Russell said, "It's a difficult time, as you can imagine. It's a horrible tragedy."San Diego Crisis Hotline888-724-7240 1439
ORLANDO, Fla. – The Walt Disney Company is planning to lay off about 32,000 of its employees early next year.The layoffs were announced in a filing with the U.S. Security and Exchange Commission (SEC) on Wednesday.The filing says the 32,000 workers affected are primarily in Disney’s parks, experiences and products division, and they’ll be terminated in the first half of fiscal 2021.Additionally, as of Oct. 3, about 37,000 employees who were not expecting to be terminated were placed on furlough, according to the filing.The news of the 32,000 layoffs comes about two months after Disney said it would be shedding about 28,000 jobs from its parks division in September. Officials told The Associated Press at the time that two-thirds of those layoff involved part-time workers, but they ranged from salaried employees to hourly workers.CNBC reports that the 28,000 workers are included in the 32,000 layoffs.The layoffs are a result of COVID-19's impact on Disney’s businesses and the theme park industry as a whole.“Due to the current climate, including COVID-19 impacts, and changing environment in which we are operating, the Company has generated efficiencies in its staffing, including limiting hiring to critical business roles, furloughs and reductions-in-force,” wrote Disney in its filing.As of Oct. 3, Disney says it employed about 203,000. Around 155,000 of those employees worked in the company’s parks, experiences and products segment. Disney’s global workforce is comprised of about 80% full-time and 20% part-time workers, with nearly 1% of the part-time employees being seasonal.Disney has reopened some its parks, like Walt Disney World in Florida, but its California parks remain closed due in large part to state guidelines. 1756
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