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Americans are tweeting a lot about the band BTS, yoga and chicken during the pandemic.As lockdowns and stay-at-home orders from the coronavirus pandemic pushed many of us inside and away from friends and coworkers, more conversations moved to social media. Twitter released a “twitter from home” trends report this week looking at what we are talking about on their platform between March and August.They reported the yoga/meditation emoji was used 161 percent more during the pandemic than in 2019, the camping emoji was used 93 percent more, and in a sign of how many of us are learning new hobbies, the yarn/knitting emoji increased in use by 67 percent.As for what we are not doing, the selfie emoji and the haircut emoji both decreased in use by 32 percent during the pandemic over 2019.While at home, we are sharing more about our food and baking habits. According to Twitter, the top food mentions on their platform between March and August this year, compared to last year, are:1. Chicken2. Bread3. Cake4. Cookies5. Cheese6. Chocolate7. Rice8. Beans9. Potato10. SaladPushing chicken to the top of the list may be from a handful of restaurants introducing or bringing back chicken-related foods, including McDonald’s and Shake Shack.Twitter noted the “cake” mentions may be part of a trend of fancifully designed cakes that don’t look like cake.Other interesting lists include what shows and movies we’re talking about:Most Tweeted About TV Shows1. The Last Dance2. Big Brother Brasil3. Tiger King4. SpongeBob SquarePants5. Avatar: The Last Airbender6. Insecure7. 90 Day Fiance8. Grey's Anatomy9. Saturday Night Live10. The SimpsonsMost Tweeted About Movies1. Black Panther2. Black Is King3. The Avengers: Endgame4. The Batman5. Hamilton, The Musical6. Sonic the Hedgehog7. Mulan (Live Action)8. Star Wars: The Rise of Skywalker9. The King of Staten Island10. Frozen 2Most Tweeted About Musicians1. BTS (SUGA, Jungkook, Jimin, V, J-Hope)2. Kanye West3. Beyoncé4. Drake5. Megan Thee Stallion6. NCT7. Bad Bunny8. ATEEZ9. Cardi B10. Harry Styles 2057

As Americans slowly return to work, older workers are finding the current economic situation much harder to navigate than their younger counterparts.Many large companies, including the airlines, are offering early retirement packages. For older workers, those buyouts come with uncertainty for their financial future.“These are tough times, especially for older workers,” said Susan Weinstock with the AARP.Weinstock’s concern is older workers are being forced out of work without enough saved for retirement. According to AARP, half of full-time workers experience job loss after the age of 50. It typically takes them double the time to get back into the work force as it does a younger worker, and even if they find a job, they end up making less money.For those over the age of 50 who have suddenly lost their job because of COVID-19, there's also less time to make up retirement savings that were lost.“We know saving through work is the best way to save for retirement, and when you don’t have that option it makes it a lot harder,” Weinstock said.Weinstock's advice if you're over the age of 50 and out of work is to use this time to upscale or re-scale. She suggests finding an online class. Showing employers that you're a lifelong learner can make you more marketable.“We want to make sure older workers are able to recover from this, along with everybody else in the economy,” Weinstock added.For those working from home, Weinstock recommends taking the money you might have spent on commuting and putting it into your retirement account. 1557

As governors around the country consider new or stricter restrictions to control the latest surge in coronavirus cases, a recently published study identifies restaurants, cafes and gyms as some of the places having the highest risk of coronavirus spread outside the home.The study, published this week in the journal Nature, looked at data from millions of Americans, tracked by their phones as they went about daily life during the first wave of the pandemic this spring.They used the data and an epidemiological model to run simulations on viral spread at points of interest outside the home. Their findings in the simulations closely matched actual coronavirus caseloads, according to the Washington Post.“We found large variation in predicted reopening risks: on average across metro areas, full-service restaurants, gyms, hotels, cafes, religious organizations, and limited-service restaurants produced the largest predicted increases in infections when reopened,” the study states.Researchers say these locations pose more risk because the mobility data, data showing how mobile people are at these places, shows Americans tend to spend longer amounts of time and at a higher density of people.Their models add support to pandemic measures around the country that limit capacity at some of these points of interest, including capping indoor gatherings to a certain percentage or number of people.“Reducing maximum occupancy substantially reduced risk without sharply reducing overall mobility: capping at 20% maximum occupancy in the Chicago metro area cut down predicted new infections by more than 80% but only lost 42% of overall visits, and we observed similar trends across other metro areas,” researchers stated.The study also looked at disparities in lower income neighborhoods, where more of the population has to leave their home for essential jobs, grocery delivery may not be available or is financially not possible, and businesses tend to be smaller and potentially more crowded.“Because disadvantaged groups suffer a larger burden of infection, it is critical to not just consider the overall impact of reopening plans but also their disparate impact on disadvantaged groups specifically,” the study states.The researchers hope the information is helpful to policymakers and city leaders as they consider reopening restrictions. 2356

ANDERSON, Ind. -- A mother and stepfather in Indiana are accused of locking their children in a basement without food, water or a place to go to the bathroom.Connie and her husband Javier Campos were arrested over the weekend and charged with four counts of neglect of a dependent. The investigation began back in November 2017 when a 13-year-old boy ran away from home and was found at a local hotel. At the time, the investigator contacted the Department of Child Services because he believed the children may be in need of services. According to court documents, the couple had four children living in their home ages 13, 11, 10 and 8.The children told investigators that their mother and step-father would lock three of them in the basement of their home any time the adults would leave the house or go to bed.The children described using a bucket and bottle if they needed to go to the bathroom or holding it until morning.  “You go before, hold it or it sucks to be you,” the 13-year-old child told investigators.Each of the children had a bed in their upstairs bedrooms, according to court documents, but they were only there “in case CPS came then they would think we sleep there.” 1217

As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549