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MIRAMAR, Calif. (KGTV) - As political tensions rise worldwide, critical training ensuring the U.S. and it's allies are ready runs straight through San Diego.MCAS Miramar hosts everyone from the Canadian Air Force, to NASA. On Wednesday, a NASA research jet took off from the flight line.Part of why Miramar is so critical is it's location. Colonel Charles Dockery, the Commanding Officer at MCAS Miramar, said due to air congestion over land, Miramar's location close to the ocean alleviates that complication."Within one flight's distance from Miramar, we are within 66% of the training air space in the Continental U.S." he said. Some of their training, mimicked in Top Gun. "Not only to take down an adversary or an airplane, but also defend ourselves from their aircraft trying to attack us," he said. Right now, MCAS Miramar is working to remain competitive with nations overseas."We have four major nation state competitors out there, Russia China, North Korea and Iran," Col. Dockery said.If the need arises, he said troops would deploy from Miramar to support the effort to defend the U.S.He said if Miramar didn't exist, it would mean millions of tax-payer dollars to conduct the same training. "When you talk about the amount of fuel burned to get there, just when you talk about the amount of time to get there," he said.Col. Dockery said the base is constantly evolving, with four F-35s coming in January of 2020, and advanced helicopters following in the future. 1483

Nearly 800 nurses were on a picket line Tuesday in Pennsylvania. The nurses work at St. Mary Medical Center in Langhorne, near Philadelphia, and they say they are walking off the job to fight for their patients.At issue is the hospital’s contract with the nurse’s union. The nurses want a new contract with higher wages and safeguards for patient safety.The nurses say they are caring for more patients during the coronavirus pandemic than they should, and that is putting patients at risk.“Safe staffing is the main issue in our negotiation--it's why we organized last year in the first place,” says Kathy McKamey R.N., who works on St Mary's MG2 unit and has been at the hospital for 10 years, said in a statement provided by the union.The hospital’s owner, Trinity Health, said the union rejected a contract last week that included higher wages.Hospitals in the Philadelphia area told the Philadelphia Inquirer that they would hire replacement nurses to work if the union goes on strike."We respect the union members’ right to strike, and we remain committed to negotiating in good faith to reach agreement on a fair, consistent and sustainable initial contract for St. Mary nurses. We look forward to the day productive negotiations can resume," said a statement from Trinity Health.The nurses say their strike will continue Wednesday if necessary. 1360

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

Music producer DJ Khaled and boxer Floyd Mayweather Jr. were charged by the Securities and Exchange Commission with promoting investments in initial cryptocurrency coin offerings without revealing that they'd been paid.The SEC has said that cryptocurrency coins sold in initial coin offerings (ICOs) may be considered securities and subject to federal securities laws.Both Khaled and Mayweather settled with the SEC and agreed not to promote any securities, even digital ones, for two years and three years, respectively, the SEC said Thursday. They also agreed to give the money they'd received to the SEC and pay penalties and interest.Mayweather failed to disclose that he'd received 0,000 from three different ICO issuers, including 0,000 from Centra Tech. Khaled failed to disclose a payment of ,000 from the same company.Centra has separately been charged by the SEC, which alleged that its ICO was fraudulent.Centra could not immediately be reached for comment.Both Mayweather and Khaled promoted Centra's ICO on their social media accounts. Khaled called it a "game changer" while Mayweather encouraged his followers to get in on the ICO, saying he'd taken part.Mayweather also commented on another ICO, saying he was going to make a lot of money."You can call me Floyd Crypto Mayweather from now on," he tweeted.The SEC, which has made it clear that ICOs can be fraudulent, encourages would-be investors to be wary of those ICOs that are endorsed by celebrities."With no disclosure about the payments, Mayweather and Khaled's ICO promotions may have appeared to be unbiased, rather than paid endorsements," said SEC Enforcement Division co-director Stephanie Avakian."Social media influencers are often paid promoters, not investment professionals, and the securities they're touting, regardless of whether they are issued using traditional certificates or on the blockchain, could be frauds," said Steven Peikin, another SEC enforcement division co-director.This is the first time the SEC has brought charges against individuals for promoting ICOs and the investigation is ongoing. 2128

More than 136,000 people were diagnosed with COVID-19 in the U.S. on Tuesday according to a Johns Hopkins database, marking the fourth time this month that the country has broken the record for confirmed COVID-19 cases in a single day.Tuesday also marked the deadliest day of the pandemic in several months. More than 1,400 Americans died of the virus on Tuesday, the most recorded in a single day since 1,500 Americans died of the virus on Aug. 12.Tuesday's tally shattered the previous record of 128,000, which was set on Saturday. The mark continues a disturbing and troubling trend as health officials suspect spread will only increase as social gatherings move indoors during winter months.About a million Americans have contracted COVID-19 in the first 10 days of November.While the exploding spread rate is concerning on its own, several states across the country report that they are nearing full hospital capacity as severe cases of the virus increase.North Dakota Gov. Doug Burgum said earlier this week that hospitals have already reached operating capacity and fears that facilities could be pushed past their capabilities in the coming months.In Iowa, the state's largest city is also nearing hospital capacity as available beds dwindle.More than 10.2 million Americans have contracted virus, and 239,000 have died since the virus reached the U.S. in February. Both figures lead all other countries around the world. 1437

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