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President Donald Trump continues to deny he had an affair with porn actress Stormy Daniels, White House deputy press secretary Raj Shah said Monday."The President strongly clearly and consistently has denied these underlying claims. The only one who has been inconsistent is the one making the claims," Shah said.Pressed further, Shah said: "The President doesn't believe that any of the claims Ms. Daniels made in the interview are accurate."Shah pointed to Daniels' past signed statements denying the affair to back up his argument that she has been "inconsistent" about her claims."My understanding is that she signed the statements that conflict with what she said last night," Shah said. 705

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

POWAY, Calif (KGTV) -- The Poway Unified School District doesn’t plan to return to in-person learning following winter break, officials announced Tuesday.According to a letter sent to families, the district plans to suspend in-person learning for all students and schools for two weeks, from January 4 through the 15.During that time, district officials say all students will learn from home. “On-campus learning will resume Tuesday, January 19, 2021,” the district said.The district still awaits approval from the board at a Thursday meeting where the move could be solidified.Read the full letter to families below: 625

Pregnant women with COVID-19 face more possible risks, a new study has found.The study, which was published Tuesday in the British Medical Journal, revealed that pregnant women in the hospital with the virus are less likely to show symptoms but are more likely to be admitted to the intensive care unit.The researchers also stated that pregnant women are more likely to deliver preterm, and the newborns were more likely to be admitted to the neonatal unit."Other factors that increased the risk of severe COVID-19 in these women included being older, being overweight, and having pre-existing medical conditions such as hypertension or diabetes," researchers said.The study also stated that when compared with non-pregnant women of reproductive age, pregnant and recently pregnant women with COVID-19 were less likely to say they had a fever.Researchers said they analyzed 77 studies and looked at 11,432 pregnant women.The study, which was partially funded by the World Health Organization, was done by researchers in the United Kingdom, the US, Spain, China, Switzerland, and the Netherlands. 1103

Pregnant women with COVID-19 face more possible risks, a new study has found.The study, which was published Tuesday in the British Medical Journal, revealed that pregnant women in the hospital with the virus are less likely to show symptoms but are more likely to be admitted to the intensive care unit.The researchers also stated that pregnant women are more likely to deliver preterm, and the newborns were more likely to be admitted to the neonatal unit."Other factors that increased the risk of severe COVID-19 in these women included being older, being overweight, and having pre-existing medical conditions such as hypertension or diabetes," researchers said.The study also stated that when compared with non-pregnant women of reproductive age, pregnant and recently pregnant women with COVID-19 were less likely to say they had a fever.Researchers said they analyzed 77 studies and looked at 11,432 pregnant women.The study, which was partially funded by the World Health Organization, was done by researchers in the United Kingdom, the US, Spain, China, Switzerland, and the Netherlands. 1103

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