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Millions of small businesses are fighting off permanent closures, looking for every possible penny to help them stay afloat amid the pandemic. However, there is a little-known CARES Act rule that could net small businesses tens of thousands of dollars in just a few weeks, and it helps keep more people employed.Back in March, when Congress passed the CARES Act, most of the focus for businesses was on the billions of dollars allotted for Paycheck Protection Program (PPP) forgivable loans. Congress also included a temporary tax rule, at the same time, for businesses.“If you had a loss in 2018, 2019, or 2020, any of those years, you could carry it back up to five years to generate refunds,” said Chris Catarino, a CPA with the firm Drucker & Scaccetti in Philadelphia.Catarino explained that under the new rule, businesses can generate a tax refund by applying 2020 losses to taxes paid over the past five years, essentially making the tax burden in past years less, netting them the refund.Losses for 2020, though, can only be filed after Dec 31, 2020. However, the temporary rule also applies to 2019 and 2018. So, if a business had losses over those two years, they could carry back those losses to their respective five-year period and possibly generate a refund.Businesses can start filing for a refund on 2018 and 2019 losses now. Catarino explained they would have to file an amended return or 1045 form.“The 1045 is generally quicker,” said Catarino “The IRS is required to respond and process those within 90 days.”The tax refund, under the temporary net operating loss rule, could mean tens of thousands of much-needed dollars for some businesses. However, Catarino pointed out that the biggest refunds would be for businesses with the largest “swing” from the prior years.For example, take a business that did extremely well in 2019. It likely paid a high tax bill that year. Then, this year, it had a significant loss of business. That business could get most of the money it paid in taxes the year prior, possibly even all the money it paid but nothing more than was paid in taxes. The same principle applies to 2018 and 2019.“The idea that they could recoup some taxes that they already paid in the past, today, could really be significant,” said Todd McCracken with the National Small Business Association. “It could mean the difference between keeping your doors open or not.”Although the temporary tax benefit could save some businesses, there is concern that the businesses that may need it the most may not be aware of it.“It is the smallest companies that don’t know, that tend to deal with their taxes once a year,” said McCracken. "They don’t have an ongoing relationship with a CPA. They go have their taxes prepared in the spring and find out, ‘Wow, I could’ve had this benefit all along.’ Next spring, of course, could be too late.”It could be too late for many businesses, especially if another round of coronavirus-related closures occurs and a second stimulus package isn’t passed soon. 3031

MILWAUKEE — Jacob Blake is out of the hospital and in a rehabilitation center, his attorney says.Blake was in Froedtert Hospital since Aug. 23, when Kenosha Police Officer Rusten Sheskey fired seven rounds into Blake's back.Blake's attorney declined to say when exactly Blake left the hospital, or how long he is expected to remain at the rehabilitation center. Blake's family said he had been paralyzed from the waist down. It appears his condition has improved somewhat, as he is now recovering in an unidentified rehabilitation center.Blake was initially handcuffed to his hospital bed after the shooting. Police said at the time that the handcuffs were necessary because Blake still had an outstanding warrant on him. After he posted bond and with the help of local lawmakers, the handcuffs were removed, and the police officers guarding his door left.Officer Sheskey has not been charged in the shooting. Sheskey's attorney says the officer believed at the time that Blake may have been trying to drive off with a woman's child.On August 23, Officers were initially called to a domestic incident. There, they attempted to arrest Blake on an outstanding warrant for third degree sexual assault charges. Blake tried to get into his car, when the officer fired his service gun into Blake's back.The shooting quickly became national news as protests erupted in Kenosha and across the U.S.After a few nights of demonstrations in Kenosha, a 17-year-old man opened fire on the crowd, hitting three people. Two people died and the third was taken to the hospital. The teen, Kyle Rittenhouse, was arrested at his home in Illinois and he is now facing extradition to Wisconsin and charges in the shooting deaths. This story originally reported by Jackson Danbeck on TMJ4.com. 1779

NASHVILLE, Tenn. — As the COVID-19 vaccine starts to be administered and mid-state counties are already reporting that they’ve received the first shipments, doctors want you to know about the possible side effects of the vaccine, and not to be confused about them, including sore muscles, aches, and a fever."It’s a small one to two days sense of illness," said Patsy Stinchfield, with the National Foundation for Infectious Diseases. "It usually lasts about a day and it is far, far better than having COVID disease."Doctors say those side effects are actually a sign that the vaccine is working as your body builds and remembers defenses against a future attack."That is something we have to educate people about every year with the flu vaccine. I have patients that say, 'Well, I got the vaccine and I felt like garbage the next day," Well, a side effect is to make you feel kind of crummy for a day or two because it's developing this wonderful immune response," said Susan Bailey, president of the American Medical Association.Doctors say they’re also fighting misinformation about what’s in the COVID vaccine. The shots contain small amounts of dead COVID virus, so you cant get COVID from the vaccine.Doctors say whether to get the vaccine is your choice — they just want you to be armed with the correct information. This story was first reported by Jason Lamb at WTVF in Nashville, Tennessee. 1410

Moderna is asking American regulators to allow emergency use of its COVID-19 vaccine. It says its final results show the vaccine is 94% effective.The drug maker says it had 196 COVID-19 cases so far in its study. It says 185 of those participants received the placebo, while 11 got the real vaccine. The 30 people who became seriously ill in the trial didn't get the vaccine.FDA advisors are expected to look at all the evidence on December 17. They'll be checking out Pfizer’s vaccine on December 10.Pfizer and Moderna's success with their COVID-19 trials could impact how vaccines are made in the future.It has to do with how they work. They use what's called messenger RNA (mRNA) technology. The virus' genetic code is injected into the body so it can instruct cells on what antibodies to produce.It hasn't been approved to be used in a commercial vaccine before.“In the future, it's clearly going to be tough to beat RNA vaccines for speed and that's a wonderful thing. Just this demonstration of how incredibly fast they can move has been great. How effective they can be, I think will depend on a particular disease,” said Shane Crotty, Ph.D. with the La Jolla Institute for Immunology.Crotty says the narrowest application for this vaccine technology in the future is a similar situation where there's a new emerging virus."The mRNA vaccine has been tried for other infectious diseases and they have been investigated for cancer. There's a whole area of trying to vaccine against cancer, which has kind of been an elusive target,” said Dr. Alessandro Sette with the La Jolla Institute for Immunology.A big question with an mRNA vaccine is how long its protection will last. While there is encouraging findings, there's no historical comparison to look at.A big thing experts say has helped with a vaccine is there has been a lot of money put towards manufacturing before we even knew it would work.Click here to learn more about mRNA vaccines. 1958

Musician T.I. was named in an investigation by the Securities and Exchange Commission on Friday in a fraudulent initial coin offering scheme.The SEC said T.I. will not be criminally charged, but settled on a ,000 fine and he has agreed to not participate in offerings or sales of digital-asset securities for at least five years.Film producer Ryan Felton is facing criminal charges, allegedly promised to build a digital streaming platform for FLiK, and a digital-asset trading platform for CoinSpark. Instead, Felton allegedly misappropriated the funds raised in the initial coin offerings, the SEC said.Felton is facing charges of violating registration, anti-fraud, and anti-manipulation provisions of the federal securities laws.T.I. was allegedly involved in promoting Felton’s scheme. The SEC said that T.I., and his social media manager William Sparks, Jr., offered FLiK tokens on T.I.’s social media accounts.“The federal securities laws provide the same protections to investors in digital asset securities as they do to investors in more traditional forms of securities,” said Carolyn M. Welshhans, Associate Director in the Division of Enforcement. “As alleged in the SEC’s complaint, Felton victimized investors through material misrepresentations, misappropriation of their funds, and manipulative trading.”Felton was also accused of manipulative trading to inflate the price of SPARK tokens.The SEC said that Felton made an addition .2 million in profits, and used money he allegedly misappropriated to buy a Ferrari, a million-dollar home, diamond jewelry, and other luxury goods. 1608

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