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Buying a designer dog is pricey, so now, people are turning to financing options to pay the high price tags. However, these financing options could come with even higher costs.That's what one woman, Victoria Caruth. came to learn. She fell in love with Duchess, a Yorkie.The dog came with a hefty price tag of ,600. Caruth couldn't afford it, but the pet store offered financing, so she accepted their offer.When Caruth got home with Duchess, her husband asked to see the paperwork.The paperwork revealed Caruth had agreed to lease her dog for two years with interest, paying almost triple the original price of the dog. 630

CAMP PENDLETON (KGTV) - A training accident on Camp Pendleton that left several Marines with severe burns may have been caused by an exposed gas line, a report from the Washington Post indicated Friday.Camp Pendleton officials said Marines from 1st Marine Division were conducting "scheduled battalion training" on land when a vehicle caught fire September 12.The 15 Marines were taken to various area hospitals.The vehicle involved was identified as an Assault Amphibious Vehicle (AAV) used to transport Marines from sea to land. The AAV performed a maneuver which caused it to run over a gas line, sever it with its tire treads, and ignite the line, the Washington Post reported.The official report on the fire has not yet been released by the Marine Corps. 777

CHEYENNE, Wyo. (AP) — Three war-trophy bells seized by U.S. troops over a century ago got a send-off back to the Philippines on Wednesday by U.S. Defense Secretary James Mattis, who called the controversial decision to repatriate them an important gesture of friendship between the two countries.Some veterans and officials in the U.S. oppose returning the Bells of Balangiga, calling them memorials to American war dead. But Filipinos revere the bells as symbols of national pride.U.S. Army soldiers took the bells after an attack killed 48 American troops in 1901, during the U.S. occupation of the Philippines. Two of the Bells of Balangiga are at F.E. Warren Air Force Base in Cheyenne, and the third is with the U.S. Army in South Korea.Philippine presidents including current President Rodrigo Duterte, have repeatedly called for the bells' return. Now, President Donald Trump's administration has agreed that bolstering the U.S. relationship with a key international ally outweighs concerns at home, even among Republican political allies.Mattis marked the start of a several-week process to return the bells to a church in the Philippines with a visit to the two bells at F.E. Warren. With him was the Philippine ambassador to the U.S, H.E. Jose Manuel G. Romualdez."History reminds us that all wars end. In returning the Bells of Balangiga to our ally and our friend, the Philippines, we pick up our generation's responsibility to deepen the respect between our peoples," Mattis said in a ceremony at the base.Soldiers from the Philippines fought alongside U.S. troops in World War II, the Korean War, Vietnam War and in the recent struggle against international terrorism, Mattis pointed out."To those who fear that we lose something by returning the bells, please hear me when I say that the bells mark time, but courage is timeless," Mattis said.Those opposed to returning the bells include Wyoming Gov. Matt Mead, a Republican. Mead took part in the ceremony even as he sides with U.S. veterans who worry that returning the bells could lead to the repatriation of any number of items serving as memorials to American war dead."We know you and the president have looked at this, and the highest priority of the military of course is national security," Mead told Mattis at the gathering of a couple hundred Air Force officers, personnel and family members. "We absolutely need to build those friendships."Wyoming's all-Republican congressional delegation also opposes the bells' return, saying in a joint statement released by Sen. Mike Enzi spokesman Max D'Onofrio that repatriation would set a dangerous precedent for other veterans' memorials in the U.S.___Follow Mead Gruver at https://twitter.com/meadgruver 2737

Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314

CARLSBAD, Calif. (KGTV) — North County's new foodie destination is finally opening its doors for business.Carlsbad's Windmill Food Hall began taking orders during its soft opening this month, after its opening was pushed back from an expected summer debut.Diners will have their choice of several cuisines at the North County stop, from waffles to gourmet sliders to New England-style lobster rolls to Korean fried chicken.RELATED: Hot chicken to bao: Six new flavors move into Liberty Public MarketRestaurants include:Bing Haus - Asian-inspired dessert spot serving cult followed rolled ice cream such as Green Tea, Banana, and Black Sesame;Bread and Cheese Eatery - Gourmet made-from-scratch grilled cheese sandwiches stuffed with gourmet cheeses, meats, and specialty ingredients; will also be serving pineapple smoothies served inside fresh pineapples;Cross Street Chicken & Beer - Korean-style fried chicken with a popular brick & mortar on Convoy Street;(Not open yet) District 1 Pho - Vietnamese cuisine like Bánh mì sandwiches, Shaking Beef - Bò lúc l?c, and a variety of spring rolls;(Not open yet) Dough Balls - Wood-fired pizzas ranging from basic cheese or tomato basil to the meat-packed "porky" or "stinky" brussel sprouts and prosciutto — made in about 90 seconds;El Puerto Street Tacos - Burritos and tacos for breakfast or dinner and a variety of quesadilla, nacho, and seafood eats;Friend's House - Dumplings spot with hot or cold Bi Bim Bap, kim chi, Korean BBQ beef, and fish cakes; The Fry Fix - French fires in several variations like truffle, bacon, or house aioli, or loaded with steak, pesto, or poutine;Mesteeso Coffee - Variety of signature drinks like Cha Mate or Latte Mossa, and espressos, with an assortment of daily pastries and Brazilian eats;Notorious Sliders and Salads - Handcrafted burgers like the "Capone" with a fried egg and avocado mash or the "Notorious" with bacon and grilled onions;The Poke Stand - Poke rolls (burrito-style) from vegetarian to "Kalifornia" (with crab) to surf and turf with Korean short ribs;Lobster West - New England style staple foods such as Main lobster rolls made with sustainable ingredients;(Not open yet) RG's Sizzling Steer - BBQ concept from Murrieta known for delicious pulled pork, country fried steak, and tri-tip sandwiches and burgers;Thai Style Kitchen - Traditional Thai cuisine served from a traveling pop-up food stand.While plans for a speakeasy on the second floor have been scrapped, 2,000-square-feet of outdoor seating with games and picnic tables and a concept dubbed "The Library" are still planned.Carlsbad's food hall is North County San Diego's first food hall, joining other local stops like Little Italy Food Hall, Liberty Public Market, and soon, Park Commons in Sorrento Valley. Poway also has plans for its own food hall called Outpost.The 12,000-square-foot hall transforms the iconic windmill building, which was formerly a T.G.I.Fridays and prior to that, a Pea Soup Andersen’s location. 3001

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