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SAN DIEGO (KGTV) – A growing number of San Diego companies are offering a low-cost healthcare plan for their employees. However, those employees have to go to Mexico for services. “It's cheap. It's easier,” says Alejandra Martinez. She’s one of the employees at the Hotel del Coronado who has opted for the hotel's cross-border HMO health plan called SIMNSA, which is licensed by the State of California.“[Are you] saving like 60 to 80%?” we ask. “Oh, yes,” she responds.Christina Carrillo is the president and CEO of SIMNSA. She tells 10News, “For someone who is willing and able to cross the border and receive their healthcare, it's an attractive product for them.”RELATED: Making It in San Diego: How to save money on your prescriptionsJust like any other insurance option, a San Diego employer can offer SIMNSA to its work force. The plan provides for ER and urgent care visits in the U.S., but for everything else like routine medical care and prescriptions, employees must go to Mexico.The company has a network of providers across the border. Drivers get a medical pass to avoid long border waits. The monthly savings can be significant.“From the studies that we have, a typical U.S.-based plan for a fully insured HMO product will charge over ,000.00 for a family to receive healthcare coverage. SIMNSA is about 0.00.”RELATED: Making It in San Diego: What you should know about traveling with prescription drugs, medications10News reached out to the Medical Tourism Corporation, which says the Mexican government maintains an online database of accredited hospitals and licensed doctors. SIMNSA tells 10News that its doctors belong to the National College of Physicians. SIMNSA is building a new, private hospital in Tijuana.“The facilities that we own are first class,” says Carrillo.Several San Diego hotels, casinos and restaurants are offering the option to their employees. Currently, the plan is only open to Mexican nationals. That means you must have been born in Mexico, have a parent who was born in Mexico or you are married to a Mexican national.RELATED: San Diegans saving money on plane tickets out of the Tijuana Airport amid concerns over securityAlthough the plan is not eligible to non-Mexican nationals, SIMNSA says anyone can pay out of pocket to visit their doctors and facilities in Mexico.Martinez lives in Otay Mesa during the week and Tijuana on the weekends.Carrillo adds, “A lot of [members] reside here and a lot of them reside in Tijuana, cross into the United States to work, and then cross back home to receive their healthcare.” 2582

SAN DIEGO (KGTV) - A man involved in a DUI hit-and-run crash that seriously injured a young boy in the South Bay started his sentencing hearing Wednesday for violating federal immigration laws.Constantino Banda Acosta, a Mexican national who had previously been deported from the U.S. at least 15 times in the past, has been in federal custody since March over federal criminal re-entry charges.He was transferred to federal custody after charges against him stemming from a 2017 crash were dismissed.Banda faced charges in the May 6, 2017, crash in San Ysidro that sent young Lennox Lake to the hospital with serious injuries, including head trauma.Banda was initially charged with drunk driving and hit-and-run after authorities said he ran a stop sign at Dairy Mart Road and slammed his pickup truck into the Lake family’s car as they were heading home from a Disneyland trip.Banda left the scene but was arrested about two miles away after Border Patrol agents spotted his damaged truck parked on a street, police said.San Diego police Officer Michael Muniz testified in the first trial that Banda's blood-alcohol content measured .151 and .152.Following a mistrial, a judge dismissed the case against Banda in March, saying there was no clear evidence that showed he was behind the wheel at the time of the crash.Banda’s lawyers had argued that another man in the truck, Jorge Adame Ariza, may have been driving the truck after a night of drinking with Banda.Adame said Banda got into a fight with another man outside a Chula Vista restaurant before the crash. During testimony in a preliminary hearing, Adame said he picked up Banda but later moved into the passenger seat with Banda behind the wheel during the crash.RELATED COVERAGE: 1759

SAN DIEGO (KGTV) - A San Diego financial expert in San Diego has a message for women looking for success: a man is not a financial plan.Most women would rather talk with the grandmothers about their love lives than talk about financial planning, according to an investment survey done by Oppenheimer Funds.CPA Ginita Wall has a clear message.“Every marriage ends in either divorce or widowhood and 70 percent of the time it’s the woman who’s left alone,” said Wall. “Then thinking that magically, someday, I’ll start saving for retirement, someday I’ll be able to buy a house; living in the someday and not really planning for it today.”Wall moved her CPA practice to San Diego 31 years ago. She realized there was a need.“Women were out in the marketplace, but they weren't managing the money, and sadly, often nobody was.”Wall and financial planner Candace Bahr launched the Women’s Institute for Financial Education (WIFE), a nonprofit to give women the tools to start making a difference.“We didn't have anything to sell anybody. Our whole goal was and continues to be ‘our goal is education,’” said Bahr.Wall and Bahr established Second Saturday, a monthly workshop to teach women what they need to know during divorce. Each session brings in an attorney for matters of the court. Wall gives financial advice, a counselor helps with family issues, and a mediator can settle the differences. The experts volunteer their time.“It’s a decision for many people that may be the largest financial decision of their life, and if you're going through it uninformed or too emotional, it's going to be difficult to make the right choices.”Wall says love and money go together, but so do arguments.“if you loved me more, you wouldn't be spending this money, spending more on me, or you would understand how I feel.” Wall advises couples to talk about what’s important to them, make goals, create a concrete plan and monitor it.“So we want women to be partners in a relationship, not dependents,” said Bahr.Wall and Bahr’s money message has gone national. Second Saturday is now in 115 other locations around the country, and there are plans to be in 500 cities soon.“It's amazing because we didn't set out to do this for 31 years. We set out to make a difference, and I never expected it to get this big,” said Bahr.WIFE is now the longest-running nonprofit devoted to the financial education of women. 2409

SAN DIEGO (KGTV) - A random act of kindness at a Rancho Bernardo grocery store has a grateful grandma paying it forward. Kathy Yezarski went to the Albertsons at Rancho Bernardo and Poway Roads Friday night to buy milk and cereal for her grandchildren, who were staying at her home. She was about to pay for her groceries when she noticed a problem. “When I got to the checkout I was really embarrassed to see that I didn’t have my wallet,” Yezarski said. Yezarski thought she’d have to leave the items behind and return home when “a very kind young man” noticed her dilemma. “The man behind me very quickly said ‘I’ve got this,’” Yezarski said. Yezarski was mortified she had forgotten her wallet. “It was really touching to me…heartwarming that he would do that for someone.” Yezarski was so moved, she posted about the kind act on the Nextdoor app for her neighborhood. She was hoping the young man would see the post but she wasn’t expecting the reaction she received. “I didn’t realize when I posted until after I posted that two previous posts had been about recent shootings, and I think people were just reeling from that, feeling so upset and I think they needed to hear something positive. A lot of people said that: thank you for restoring my faith in humanity,” Yezarski said. She was inspired to perform a kind act of her own. “Beyond just thanking him, I thought - I’ve got to pay this forward. I went on the website for the San Diego Food Bank and donated. I thought, wow, I can’t just let this stop here, I can’t. I need to do that, he triggered this desire in me to pay this forward.” Yezarski hopes the young man realizes the power of his generosity. “I would want to tell him ‘you’re awesome’, you are just an amazing person and just thank you because you started something that really touched a lot of people,” she said. 1848

SAN DIEGO (KGTV) — A San Diego man said he paid a contractor thousands of dollars to fix his sister’s house, but the work was never completed, and the place was left in shambles.After the contractor and crew walked out, he realized he may have hired someone who isn’t licensed.“There are holes everywhere in the house,” John Petrou said.Petrou has lived in the Clairemont area house for more than a decade. It’s technically his sister’s house, but it’s where his family calls home.Petrou told Team 10 investigator Adam Racusin he wanted to fix the place up and had a budget of around ,000.Petrou said he hired F