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Racially charged protests across the world recently have sparked curiosity about racism and black history. It's created a demand some book stores weren't necessarily prepared for."On June 1 was the day that our internet sales just blew up," Debra Johnson with Matter Design Studio and Shop said. "Every black author title we had was sold out in about two hours."Debra Johnson and Rick Griffith are partners in running Matter Design Studio in Denver, Colorado."Matter was founded in 1999," Griffith said.In 2017, they decided to start selling books, but not just any books fill their store."Every book on these shelves has in some way changed our lives, or changed the lives of our children, or participated in our lives," Griffith said.On this day, they had just received boxes of books, mostly for online orders."Almost immediately when George Floyd was murdered, we had increased demand in books on anti-racist action," Griffith said. "Then it started rolling into demand on other topics as well that were related."The books were on anti-racism, racism, black history, and white rage, among other topics."It's like science. Learning about blackness is like science. You might understand some general principles, and you might even experience some things like gravity, but how many people can explain gravity? They can experience it, but they can't explain it. And race kind of works like that," he explained.As protests took place across the world, many were urged and inspired to educate themselves on the issues that led to the unrest. Stories about America's history of racism were shared across social media, as well as lists of books on Black history, books by Black authors, and where to find Black-owned bookstores."This is a similar phenomenon to I think what happened in the 1960s and 70's that I wrote about, and also in the early 1990's which is when there are intense periods of protest," Joshua Clark Davis, an Assistant Professor of History at the University of Baltimore said. "That fuels a drive by a lot of people, especially a lot of white people, who say I need to learn more about racism. I need to learn more about black culture."Davis is a historian. He wrote a book on the rise and fall of activist entrepreneurs, where he discusses the role Black-owned bookstores play, not just in Black history, but in American history."Going all the way back to the very first African American bookstore, which was in New York in the 1850's I believe, owned by a man named David Ruggles. He was an abolitionist," he said. "Black bookstores have always had a very tight connection with social movements, with activist movements. I think that's what we're seeing now.""We are activists by nature," Griffith said.From "vote" posters to sharing personal experiences through social media, Griffith and Johnson have always been involved."We've always been very tied into activism and our community," Johnson said.While fulfilling online orders, which helped them get by while shops were closed due to the coronavirus, the events that unfolded in May and June hit home for both of them."When George Floyd was murdered, not only did my black family have a great deal of trauma, we had to figure out how to heal. How they could heal," Johnson said."In some ways, it feels very normal for us to be in this struggle. In a very real way with a lot more people. And I love that there are a lot more people to work with, so many human beings who want the same thing. I think it's possible we can make some change," Griffith said. 3535

Rep. Alexandria Ocasio-Cortez won her first bid for reelection to the U.S. House of Representatives on Tuesday in New York's 14th congressional district.Ocasio-Cortez defeated Republican John C. Cummings and Michelle Caruso-Cabrera of the Serve America Movement party.The Associated Press called the race at 10:08 p.m. ET.Supporters never considered the race to be competitive, yet Ocasio-Cortez and Cummings both fundraised aggressively.According to the New York Times, Cummings raised roughly .6 million. Which, according to Open Secrets, a research group that tracks money in politics, made the race the second most expensive House race in the country.According to campaigns' fundraising reports filed with the Federal Election Commission, Ocasio-Cortez raised more than million throughout the campaign. Caruso-Cabrera raised more than .3 million.Along with Ocasio-Cortez, Reps. Ilhan Omar of Minnesota, Rashida Tlaib of Michigan, and Ayanna Pressley of Massachusetts, known as the Squad, were also reelected, USA Today reported. 1048

Rep. Claudia Tenney, an upstate New York Republican who is up for re-election in one of the most competitive congressional districts in America, told a radio host in Albany that Democrats are more prone to be mass shooters.Speaking to host Fred Dicker on WGDJ radio, Tenney was discussing the shooting in Parkland, Florida that left 17 people dead when she made the remark."It's interesting that so many of these people that commit the mass murders end up being Democrats," Tenney said. "But the media doesn't talk about that."  546

Quibi, a streaming service specializing in short-length videos, is reportedly shutting down, according to multiple reports.The Wall Street Journal first reported the news Wednesday morning, citing people familiar with the matter. They explain the service had trouble nearly from the moment it launched in April, facing low viewership and low download numbers during a global pandemic.Quibi was once seen as having a lot of potential, raising .75 billion in capital. It focused on mobile devices and short-length videos.Jeffrey Katzenberg, one of the founders of the company, is a former Disney executive who started DreamWorks, and helped raise that money for Quibi by partnering with most of the major Hollywood studios, Google, Alibab, among others, according to The Information.Meg Whitman was Quibi’s CEO.No word on what will happen to the content reportedly under production for Quibi. 900

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495