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Taylor Swift did something bad for the opening of the 2018 American Music Awards Tuesday night.The singer, who just wrapped the North American leg of her "Reputation" tour, kicked off the show with her single, "I Did Something Bad."Dressed in a sequined one-piece, Swift strutted the stage with her dancers to the delight of the audience.And, of course, there was a giant snake -- an emblem Swift has made her own after #TaylorSwiftIsASnake became a thing a few years ago as a diss against the singer.Tuesday marked Swift's first live awards show performance in three years.The superstar made headlines in recent days after she endorsed Tennessee Democrats Phil Bredesen and Jim Cooper and encouraged her followers to register to vote.Swift said that while she had been "reluctant" to voice her political opinions in the past, "due to several events in my life and in the world in the past two years, I feel very differently about that now.""I always have and always will cast my vote based on which candidate will protect and fight for the human rights I believe we all deserve in this country," Swift said. "I believe in the fight for LGBTQ rights, and that any form of discrimination based on sexual orientation or gender is WRONG. "Vote.org?reported that voter registration spiked after Swift's posting. 1320

Starbucks says it has developed a solution to block customers from viewing pornography on its free public Wi-Fi.The coffee giant originally promised to block pron sites in 2016 as soon as it developed a system to block graphic sites. Starbucks has not divulged details on how its content filtering system will work.According to Business Insider, Starbucks' policy change comes after a petition issued by an internet safety group Enough Is Enough garnered 26,000 signatures. The group's CEO, Donna Rice Hughes, claims that by allowing unfiltered Wi-Fi, Starbucks was "keeping the doors wide open for convicted sex offenders and others to fly under the radar from law enforcement and use free, public Wi-Fi services to access illegal child porn and hard-core pornography."Starbucks said in a statement to The Verge that “While it rarely occurs, the use of Starbucks public Wi-Fi to view illegal or egregious content is not, nor has it ever been permitted...We have identified a solution to prevent this content from being viewed within our stores and we will begin introducing it to our US locations in 2019.”According to Enough Is Enough, Starbucks was lagging behind other restaurant chains like McDonald's and Subway, both of which banned pornography on their Wi-Fi networks in 2016.Alex Hider is a writer for the E.W. Scripps National Desk. Follow him on Twitter @alexhider. 1399

TAMPA, Fla. — Within one month, someone splashed four cars with an acid-like liquid in busy Tampa parking lots.Deputies are not sure if the incidents are related. The most recent happened in a shared parking lot near the AMC Veterans movie theater and Starbucks off Anderson Road.The scenario is the same in all of these situations. Some sort of corrosive liquid is poured onto the doors of the cars which damages paint, metal and plastic on the car.Two panels on Gary Schaff’s 2015 white Mercedes had to be repainted. He was parked in the lot off Anderson Road two nights in a row as he and his family caught up on the latest Marvel movies at AMC."When we came out to the car which was a little bit of a walk away from the theater, it looked as if there was almost shaving cream or foam on the side of the car,” Schaff said. "We're like, what is that?”As his family got closer, they realized the white paint had bubbled up. By the time they got home a lot of it had flaked off and exposed the metal underneath. "I don't even know what I would say to someone who thinks it’s a good idea to do something like that,” Schaff said. "What does it accomplish exactly?"Hillsborough County deputies say a 2007 BMW was vandalized the same way in a Publix parking lot off N. Dale Mabry on April 11 and a 2017 Porsche SUV was damaged by a corrosive liquid in the Heath Integrated parking lot on April 23. All three attacked occurred within a few miles of each other. The Tampa Police Department responded to a 2011 Audi with similar damage at International Mall on April 15."It's just to me a completely random thing, and it's really hard to prevent,” Schaff said. "Have insurance on your car."While Schaff must pay a 0 deductible, his insurance company will cover the rest of the amount needed to repair the damage.He asked the movie theater about security cameras but believe the ones on the building catch the area of the parking lot his car was in."I hope the person gets caught, and brought to whatever justice there would be from this and learns a lesson not to do this,” said Schaff.Scripps station WFTS in Tampa reached out to the property owners of this parking lot to see what type of security they have and is waiting to get an official response. 2387

Starter credit cards, aimed at those who are new to credit, have been around since at least the 1970s — and they used to be much easier to qualify for.Card issuers once were able to lure young adults, particularly students, with a variety of incentives that federal regulations now prohibit under the Credit Card Act of 2009.“When you started college prior to the Card Act, you could get a Frisbee and a credit card at the same time, or a chance to win a computer and a credit card,” said Rod Griffin, senior director of public education and advocacy at Experian, a credit reporting agency.Credit card eligibility requirements are stiffer now, especially amid the COVID-19-related downturn, as banks tighten lending standards to mitigate risk. It all adds up to more obstacles for those seeking to start the clock on their credit history. About 20% of the U.S. adult population doesn’t have a scorable credit file with the three major credit bureaus, according to a report by the Consumer Financial Protection Bureau.Still, qualifying for a starter card is not impossible, and more options exist today.Eligibility for starter credit cardsThe same CFPB report also notes that credit cards are the most common way to establish a credit file for all income levels and age groups.But age matters in terms of your eligibility for a starter card.IF YOU’RE UNDER 21Applicants generally have to be 18 to apply for a credit card on their own. Applicants under 21 can only report independent personal income, including regular allowances. If you’re a student, you may also report scholarships and grants.“I got the Discover student credit card on the first try,” said Karumi Narasaki, a 20-year-old student based in Indiana and creator of the YouTube channel Rumi’s Life. When she applied for the card, she says she included part-time income from two jobs and school aid received to cover books, rent and food.IF YOU’RE OVER 21Once you turn 21, income restrictions loosen slightly. You can include any income to which you have reasonable access, such as the income of a partner or a spouse, for instance. Income is still a necessary requirement to demonstrate your ability to make payments on borrowed amounts. Other requirements may also exist, depending on the card.If you can’t meet the income requirement at any age, a co-signer could help you build credit with a credit card. You’ll get your own credit card and account, but the co-signer assumes responsibility for the bill if you can’t pay it. Not many issuers allow co-signers on credit card applications these days, but there are still some that do.Types of starter cardsThe ideal starter card should have no annual fee and report your payment history to the three major credit bureaus: TransUnion, Equifax and Experian. These bureaus compile the credit reports that form the basis of your credit scores.Creditors review your credit scores to determine the likelihood that you’ll pay them back. A good FICO credit score of 690 or higher can make it easier to get an apartment, set up utilities and access better interest rates on credit cards or loans, for example.Starter card options may include:AUTHORIZED-USER CARDSCredit cards for authorized users are tied to a primary cardholder’s account. You are issued a card with your name on it, but the primary cardholder is responsible for making the payments. If that person uses his or her credit card wisely, it could reflect well on your own credit history, but double-check with your issuer.“It’s still recommended if you’re going to become an authorized user that you ask the lender if they actually report the account for you,” Griffin said. “If they don’t, it’s not going to help you build a credit history.”SECURED CARDSSecured credit cards are easier to qualify for because they require a cash deposit as collateral, reducing the risk to the issuer. The deposit amount usually determines your credit limit.With a good payment history, you eventually get your deposit back when you close the account or upgrade to a traditional “unsecured” credit card with the same issuer.STUDENT CREDIT CARDSStudent credit cards may require enrollment at a college or university. They also may require that you have at least some existing credit history. You can find exceptions, though.Some student cards may even pack helpful, student-friendly features like waived late payment fees or incentives. Rewards on student cards are uncommon, but some options exist.“I also considered applying for a secured card initially, until I found out there’s a Discover card,” Narasaki said. “It had cash back, which is unlike any of the other cards that I looked up, so I thought it was a pretty beneficial card and it had a lot of perks.”ALTERNATIVE-UNDERWRITING CARDSAlternative-underwriting credit cards have joined the market in recent years with some game-changing approaches. Most of these cards don’t charge a security deposit, and many can use factors other than the traditional FICO scoring model to assess your creditworthiness.If you don’t have a credit history, issuers of these cards may instead look at your employment, income, spending or savings to determine your ability to pay. As a result, they may require government-issued documents, bank account information, employment verification requirements and other details as part of the application process.In some cases, you may not even need a Social Security number to apply, which is helpful for newcomers to the U.S. who have limited options.Starter card alternativesEven with more starter card options on the market, the eligibility requirements may still leave some applicants out. But credit cards aren’t the only way to build a credit history. Some services make it possible to report certain bill payments to the credit bureaus to establish a credit file.For instance, rent-reporting services can record rent payments on credit reports for a fee. Experian Boost records cell phone and utility payments on Experian credit reports for free.You can also consider applying for a credit builder loan.More From NerdWalletIf Credit Card Relief’s a No-Go, Check Out Debt ManagementFor Homeowners, Saving a Down Payment Is Only the Start6 Great Recession Money Lessons That Still Apply TodayMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 6346

Tesla has picked the Austin, Texas, area as the site for its largest auto assembly plant employing at least 5,000 workers.Governor Greg Abbott made the announcement on Wednesday. "Tesla is one of the most exciting and innovative companies in the world, and we are proud to welcome its team to the State of Texas," said Governor Abbott. "Texas has the best workforce in the nation and we’ve built an economic environment that allows companies like Tesla to innovate and succeed. Tesla’s Gigafactory Texas will keep the Texas economy the strongest in the nation and will create thousands of jobs for hard-working Texans. I look forward to the tremendous benefits that Tesla's investment will bring to Central Texas and to the entire state."The move will generate over billion in capital investment.The company will build on a 2,100-acre tract in Travis County and will get more than million in tax breaks from the county and a local school district. The new factory will build Tesla's upcoming Cybertruck pickup. It also will be a second U.S. factory for the Model Y small SUV. The region that's home to the University of Texas at Austin and tech companies such as Dell Inc., was a candidate all along. But Tulsa, Oklahoma, showed up on the shortlist in mid-May. Tesla doesn't have a lot of time to get the factory running. The company says on its website that the Cybertruck will be available starting late next year. 1431