濮阳东方医院看男科非常便宜濮阳东方医院看妇科很靠谱,濮阳东方医院男科割包皮收费便宜,濮阳东方医院男科治疗阳痿评价很高,濮阳东方医院看阳痿非常可靠,濮阳东方男科技术很靠谱,濮阳东方医院治早泄评价非常好,濮阳东方医院挂号电话

President Donald Trump will meet with North Korean leader Kim Jong Un by May, the South Korean national security adviser announced Thursday at the White House.Kim told the South Koreans "he is committed to denuclearization" and pledged North Korea will "refrain from any further nuclear or missile tests" South Korean national security adviser Chung Eui-Yong said Thursday from the White House.Kim also told the South Koreans he understands that the US and South Korea will move forward with their joint military exercises later this year."He expressed his eagerness to meet President Trump as soon as possible," Chung said. 632

PUTNAM COUNTY, Fla. – Florida has recorded its youngest death from COVID-19, a 9-year-old girl.Kimora Lynum died last Saturday in Putnam County, a community located between Jacksonville and Orlando.Her family says Kimmie had no underlying health conditions when she developed a very high fever.Relatives say Kimmie was taken to the hospital for treatment, but was sent home. The child collapsed a short time later and died after her heart failed.Her family has no idea how or where Kimmie contracted coronavirus. Her grief-stricken mother says the child was healthy, stayed home all summer and she had no contact with anyone who had COVID-19.The 9-year-old is the fifth child in Florida to die from the virus. More than 400,000 cases of coronavirus have been confirmed in the state, according to a tally by Johns Hopkins University. 840

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

Remember when we used to make plans? It was so long ago now you may not remember, but we actually used to start booking our holiday travel in the summer before prices rose to unaffordable levels. That’s right: We could predict what the world would be like months in advance back then.Times have certainly changed; now, some travelers are starting to wonder whether and how to plan for the holidays. Does it make sense to buy plane tickets? What about using points and miles? And what are the chances of a second (or is it third?) wave of the pandemic?I’ve spent the last few months wading through COVID-19 travel policies, spreadsheets full of airfare and hotel data and other boring industry effluvia so you don’t have to. And I’ve got a few nuggets of advice for anyone thinking about booking holiday travel.For starters: Why rush?Should I book now?Years of conditioning have taught us all the perils of waiting until the last minute. But if you haven’t noticed, this year is not like the others, and travel demand is unlikely to reach normal no matter what happens in the next few months.In other words: You shouldn’t feel any rush to book travel until you’re ready.In fact, you might end up paying more if you book in advance rather than closer to your travel dates. Recently, I analyzed a bunch of hotel price data and found that the cost of booking the same room dropped dramatically when booking 15 days in advance, compared to booking four months in advance.That is, the same rooms cost an average of 7 when booked within 15 days compared to 2 when booked four months in advance. And while this trend might not hold into the winter or through the holidays, it’s certainly a good indication that you’re unlikely to save money by booking hotel rooms now.The trend isn’t quite as dramatic for airfare, though it’s possibly more remarkable, since booking within 15 days has historically been a recipe for getting fleeced.Which airline should I fly?This one’s easier: Delta.We performed a big analysis of airline policies in response to COVID-19 and found that Delta had the best overall rating, with Southwest and Alaska hot on its heels.I won’t bore you with all the details here, but some of the factors we took into consideration include:Mask policy enforcement.Blocking seats and limiting capacity.Offering flexible change and cancellation policies.This last bit is especially important when booking holiday travel this year: Make sure the tickets you purchase can be changed or canceled without incurring a fee. This has gotten significantly easier with various COVID-19 waivers and four major airlines, including Delta, all announcing the elimination of most change fees. Be aware of restrictions that remain around basic economy fares.What about points and miles?Hotel points and airline miles can usually offer good workarounds for sky-high holiday prices. Notice that pesky “usually.” Since cash prices are so low, using points and miles is unlikely to offer better than average value this year.That doesn’t mean you shouldn’t use miles, just that you won’t get especially good bang for your buck from them right now.Will it be safe?That’s the trillion-dollar question, isn’t it? I’m no epidemiologist, so I’m reluctant to wade into these waters, but there is something important to keep in mind: Where are you planning to travel in December?The Institute for Health Metrics and Evaluation at the University of Washington offers public projections for the pandemic broken down by country and state. These reveal some pretty startlingly different scenarios for different parts of the country.For example, the daily per capita infection rate in California is projected to rise from 42.6 per 100,000 today to 155 per 100,000 by December. New York state in December is projected at 30 per 100,000, up from the current 4.4. Utah’s rate is expected to skyrocket to 179 per 100,000 from today’s 13.5.Of course, these are only projections, and nobody knows what will actually happen by December, but it’s good to keep in mind when planning travel. You don’t want to go from a relatively safe spot into a hot zone (or a hot zone into a safe spot, for that matter).In fact, for everyone’s sake, my personal take is that we should all err on the side of staying home.More From NerdWalletAnalysis: How Have Hotel Prices Changed in 2020 vs. 2019?How to Plan Holiday Travel for Maximum Flexibility in 2020Why Won’t the FAA Require Masks?Sam Kemmis is a writer at NerdWallet. Email: skemmis@nerdwallet.com. Twitter: @samsambutdif. 4542

Researchers from Florida Atlantic University released a video on Tuesday that shows how droplets disperse into the air from a person’s mouth.The researchers used different kinds of masks to analyze the disbursement of the droplets. The researchers also showed that without a mask, six feet of distance might not be enough to avoid infection.The FAU team tested a single-layer bandana-style covering, a homemade mask that was stitched using two-layers of cotton quilting fabric consisting of 70 threads per inch, and a non-sterile cone-style mask that is available in most pharmacies. The team used a mannequin, Laser lights and synthetic fog to help visualize the spread of the droplet from a cough..The researchers said that stitched quilted cotton masks worked the best in the simulation, with droplets from emulated coughs traveling just 2.5 inches from the mask. By comparison, without a mask, the droplets moved more than 8 feet, with some droplets traveling up to 12 feet during a heavy cough. The researchers also noted that the droplets remained suspended in midair for up to three minutes in the simulated environment.“We found that although the unobstructed turbulent jets were observed to travel up to 12 feet, a large majority of the ejected droplets fell to the ground by this point,” said Dhanak. “Importantly, both the number and concentration of the droplets will decrease with increasing distance, which is the fundamental rationale behind social-distancing.”FAU said that droplets from a cough traveled 3 feet, 7 inches from a bandana; 1 foot, 3 inches from a folded handkerchief; and 8 inches from a cone-style mask.“Preliminary results from our experiment reveal that significant concentrations of small particles from a turbulent jet such as from a heavy cough/sneeze can linger in still air for more than one minute. It only took the particles a couple of seconds to travel 3 feet; in about 12 seconds it reached 6 feet and in about 41 seconds it reached around 9 feet,” said Siddhartha Verma, an assistant professor in FAU’s Department of Ocean and Mechanical Engineering.Last week, the University of Washington’s Institute for Health Metrics and Evaluation projected that 33,000 American lives would be saved between now and October 1 by near universal wearing of masks.Last month, a study in the Lancet found that the use of masks and respirators by those infected with the virus reduced the risk of spreading the infection by 85%. The authors analyzed data that showed that N95 respirators in healthcare settings were up to 96% effective. Other masks were found to be 77% effective.The CDC issued guidance in April to recommend mask wearing while in public, which has become a requirement to enter retail establishments in more than a dozen states.The CDC's guidance stressed several points: That wearing a face covering is not a substitute for social distancing, and that the public should not use medical or surgical masks. The recommendations suggest the public should use fabric or cloth that covers the mouth and nose.To view FAU's video, click here. Justin Boggs is a writer for the E.W. Scripps National Desk. Follow him on Twitter @jjboggs or on Facebook . 3198