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Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541

The American Academy of Pediatrics is clarifying their stance on reopening schools this fall, pushing for science-based decisions and calling on Congress to provide necessary federal funding for campuses to reopen safely.The AAP, joining together with the American Federation of Teachers (AFT), National Education Association (NEA) and AASA, The School Superintendents Association, said they share the desire to welcome children back to schools this fall, however safety concerns must be considered.“Returning to school is important for the healthy development and well-being of children, but we must pursue re-opening in a way that is safe for all students, teachers and staff. Science should drive decision-making on safely reopening schools. Public health agencies must make recommendations based on evidence, not politics,” the statement reads.They go on to say a one-size-fits-all approach is not appropriate, given the nature of the pandemic across the country. 975

Talking to a wide range of Black voters Tuesday in South Carolina, the big topic on everyone’s mind is racial tension.“I kind of feel like it’s a lot going on. It’s kind of scary, now that I have kids. So I’m just hoping after today, a little changes,” a voter said.Mika Gadsden says she was born to Jim Crow refugees. She is now a political activist and says she recently asked her father if the racial tension we’re seeing today is similar to what he experienced decades ago. His answer was not what Gadsden expected.“He actually surprised me and said that this is unlike some of things he saw growing up. So I said ‘Pops, you’ve seen the clan in action’ and he said ‘yes, but that was typically under the shadow of night. You didn’t know who, what, when or where’. He feels as though it’s more brazen now,” Gadsden explained.Trudy Grant is a senior consultant for the Conference of National Black Churches. She’s actually been organizing drivers to get people to the polls Tuesday.She says what happened to George Floyd and so many other innocent people of color really impacted the political views of the Black community this election season.“That happened in the front of the world. So it’s not as if we’re making up that there’s police brutality. We don’t have to make it up. You all saw it. And so I think that has made the difference. It has opened the eyes of not only the Black community, but also everyone around the world,” Grant said.A majority of the Black community we spoke to is in favor of a Biden-Harris win. But there is a group of Black conservatives who are rallying behind Trump, like Charleston community leader Johnathan Thrower.“He’s been one of the only Republican presidents that have talked straight to Black America,” Thrower said. “I’d be nervous if Biden becomes president. One of the things I’d be nervous about is how will be handle the economy during COVID. That’s going to be my major concern.” Thrower says he believes limited government and fewer taxes benefits people of color. 2025

Students ordering books online have the chance to get a high percentage off textbook rentals and to sign up for free trials.Offers.com says opting for digital purchases or rentals can reduce costs. It suggests trying Textbooks.com for up to 90 percent off textbook rentals, or signing up for a free trial at Chegg for purchasing books online.Other college saving tips from Offers.com: 412

Students at a school in N.W. Baltimore got quite the treat, and the internet can't get enough of it.Last week during a Black Heritage Program at Gwynns Falls Elementary principal Nikomar Mosley performed a vibrant step routine for his student body. Mosley is a member of historical black fraternity Omega Psi Phi, which traditionally performs step routines as part of the black Greek culture. 420