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People understandably fear tax audits, but audits actually aren’t that common: Of all the tax returns filed in 2015, the IRS examined just 0.7% the following fiscal year. Nonetheless, we’ve all had “what-are-the-odds” experiences in life. So if you’re worrying about an audit, here are a few things that tend to get the IRS’ attention, according to tax pros. 371

Paul Manafort, President Donald Trump's former campaign chairman, secretly met several times with WikiLeaks founder Julian Assange inside the Ecuadorian embassy in London, including around the time he was made a top figure in the Trump campaign, The Guardian reported Tuesday. The Guardian, citing sources, said Manafort met with Assange in 2013, 2015 and in the spring of 2016, around the time he joined Trump's campaign.Both WikiLeaks and Manafort feature prominently in special counsel Robert Mueller's investigation into Russian meddling in the 2016 election. In a court filing on Monday, Mueller accused Manafort of lying to investigators after agreeing to cooperate with the special counsel's office.The newspaper said it is unclear "why Manafort wanted to see Assange and what was discussed."Citing a "well-placed source," The Guardian reported that Manafort met with Assange around March 2016, just months before WikiLeaks released Democratic emails believed to be stolen by Russian intelligence officers.Manafort, the newspaper reported, denied having any involvement in the hack. His lawyers declined to answer the Guardian's questions about the visits and have not responded to CNN's inquiries.WikiLeaks denied the report shortly after it was published."Remember this day when the Guardian permitted a serial fabricator to totally destroy the paper's reputation. ??@wikileaks? is willing to bet the Guardian a million dollars and its editor's head that Manafort never met Assange."The newspaper also reported that an internal document written by Ecuador's intelligence agency and seen by The Guardian contains Manafort's name on a list of "well-known" guests at the embassy in 2013. The list, according to the newspaper, also mentions "Russians."For more than a year now, Manafort has been at the heart of several unresolved threads of the Mueller investigation. He had been in the room for the Trump Tower meeting with Russians who touted they had incriminating information about Hillary Clinton; and he had allegedly offered private briefings on the campaign to a Russian oligarch to whom he was indebted, according to The Washington Post.Manafort pleaded guilty to conspiracy and witness tampering on September 14, almost a year after he was first charged and following his conviction by a jury in a separate but related case on eight tax and banking crimes. 2380

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

PACIFIC BEACH, Calif. (KGTV) - Neighbors report gas thieves are targeting Pacific Beach drivers.Neighbor Jaden Perez said she parked her car around 10 p.m. Monday night and when she came out Tuesday morning around 6:30 a.m. she notices her car wasn't how she left it, "the gas it was left open and then the cap was hanging out and I was like that was kind of weird."When she turned on her car, she noticed the gauge read 1/2 tank instead of the three-quarters she had the night before."It ruined my day and it was something that was petty," she said, frustrated. "I hear about people, their paint getting messed with, them getting broken in, and I'm in a nicer neighborhood and then that happened, I was just really bummed.""I think there's people who are not working period that are trying to just burglarize and steal and get whatever they want," neighbor David Como said. He wants the police to step in and make their presence known. He said for now, neighbors will keep an eye out.Jaden posted on Nextdoor to a roaring response, "I've had a lot of comments on my own post on Nextdoor lots of people saying hey you know this has happened to me too and so I was like, 'Oh my joke is truth!' Someone might be stealing gas because it's so expensive."Gas prices rose 20 cents a gallon compared to last week, 55 cents compared to last month.Jaden isn't taking any chances, she's ordered a gas cap lock and asked her friends to move her car so anyone casing the neighborhood doesn't strike again."We're not being kind to one another that's, c'mon, that's just shady," she hopes the police don't have to get involved and the crime stops.10News spoke with San Diego Police and they said they are not aware of any of these crimes. Anyone can call the non-emergency line and ask for a courtesy patrol at 619-531-2000. 1818

PINE VALLEY, Calif. (KGTV) - A suspected human smuggler was sentenced to 30 months in prison for barreling through a Border Patrol checkpoint, narrowly missing vehicles and severely injuring a border agent.Jorge Garcia-Osornio, 28, of Michoacán, Mexico, was charged with transporting certain aliens and aiding and abetting from the Nov. 14, 2017 incident.Border officials said Garcia was illegally in the U.S. when he approached a Pine Valley border checkpoint with two illegal immigrants hidden in the floor of his vehicle. As he neared the line of cars waiting, Garcia made an illegal U-turn and began driving in the opposite direction on the freeway, officials said.RELATED: Border Patrol tests body cameras in East San Diego CountyAgents began to pursue Garcia before he made another U-turn and headed back toward the checkpoint at speeds reaching 100 miles per hour.As he reached the checkpoint, officials said Garcia narrowly missed two vehicles and a border agent, and blasted through a metal sign, sending debris in all directions.“In committing his criminal act, Garcia not only placed the lives of those he smuggled in grave danger, but seriously injured a Border Patrol agent in the process,” Chief Patrol Agent Rodney S. Scott.RELATED: Border Patrol agent arrested in North San Diego County on drug, weapons chargesThat debris severely injured a nearby agent, who likened the blow to being "hit with a baseball bat." The agent was taken to a nearby hospital for treatment and has yet to return to duty.Garcia continued on for another three and a half miles at high speeds before exited a freeway and crashing into a hillside. One of the undocumented immigrants hiding in the vehicle told agents he "feared for his life."Garcia was arrested nearby after ditching his crashed vehicle. As part of his plea deal, he admitted to charges of driving the wrong way, using a dangerous weapon, and seriously injuring a border agent, among other charges.RELATED: Mother arrested by border agents in viral video released, reunited with familyThe man was expecting to earn between ,400 to ,000 for transporting each undocumented immigrant.“This defendant had no regard for the safety of his passengers, other drivers on the freeway or agents at the checkpoint,” U.S. Attorney Adam Braverman said in a release. “It’s a miracle no one died in this incident. Smugglers operate in a world where immigrants are just dollar signs, not people. 2527