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Tattoos can tell you a lot about who a person is.“It’s been quite a journey for the tattoos I have," said Arno Michaelis.Michaelis still has one left from the person he says he used to be.As a teenager in the late 80s, Michaelis was a founding member of what became the largest racist skinhead gang in the world. He was also the front man for a white power metal band.“At one point, I had a swastika on this middle finger, specifically if people want to get in my face and they’re hostile to me I can show it to them," he said.Back then, he preached hate and white supremacy. It's an ideology believed to have grown 55 percent since 2017 in the US, according to the Southern Poverty Law Center."Believe that white people are different than everyone else, superior than everyone else, threatened by everyone else," Michaelis says of what he once believed.For seven years, it's who Michaelis was, but today, he says he’s a changed man."I’ve since had the swastika removed. It was covered up with this tattoo ‘Love Wins,’" he said.He says he woke up when in 1994, he was a single father."It hit me. Death or prison was going to take me from my daughter,” he recalled.Today, he uses who he was to pull others from that hate.Michaelis’ has now been telling his story for a decade and has written two books called "Gift of our Wounds" and "My Life After Hate."He works with organizations like Serve 2 Unite and Parents for Peace. He tells students about how he left his life of hate behind and works to help those at risk of going down the same path he did.“Today, I intentionally practice a story that says human beings have more in common than they do different," he said. "With that story, defining my relationship with the world, it’s a life where everywhere I go, I see family.”Michaelis plans to remove to cover his last remaining racist tattoo. Unlike ink that can be covered, he says the issues our society now faces must be confronted.“I think right now, this movement of Black Lives Matter, is really catalyzing, not just in the US, but around the world,” he said. “It’s a beautiful thing that people are waking up to the suffering that race has caused our fellow human beings.” 2190

Statistics released by the U.S. Consumer Product Safety Commission on Friday claimed that 10,000 Americans were injured from firework mishaps in 2019, resulting in 12 fatalities.The agency says that 73% of the incidents occurred between June 21 and July 21. While seemingly more harmless than other fireworks, sparklers accounted for a plurality of the injuries, resulting in 900 injuries, half of those were from children under the age of 5.The CSPC said that fireworks killed at least 12 Americans in 2019, several of the deaths happened when victims held and ignited fireworks.With many local firework shows canceled or postponed this summer, there is concern over even more mishaps occurring this summer."Many Americans will not get to see the grand, professional fireworks displays this 4th of July given the cancellations of public celebrations and stay-at-home orders across the country. As an alternative, people are purchasing their own fireworks in an effort to recreate that tradition at home," said CPSC Commissioner Dana Baiocco. "The need for safety awareness regarding fireworks is greater than ever," she said, "and anyone who plans to use consumer fireworks this year should review and follow CPSC's simple safety tips to prevent injuries and incidents."The CSPC issued the following tips for a safe celebration:Never allow young children to play with, or ignite, fireworks, including sparklers. Sparklers burn at temperatures of about 2,000 degrees Fahrenheit—hot enough to melt some metals.Keep a bucket of water or a garden hose handy, in case of fire or other mishap.Light fireworks one at a time, then move away quickly.Never try to relight or handle malfunctioning fireworks. Soak them with water and throw them away.Never place any part of your body directly over a fireworks device when lighting the fuse. Move to a safe distance immediately after lighting fireworks.Never point or throw fireworks (including sparklers) at anyone.After fireworks complete their burning, douse the spent device with plenty of water from a bucket or hose before discarding the device to prevent a trash fire.Make sure fireworks are legal in your area, and only purchase fireworks that are labeled for consumer (not professional) use.For more fireworks safety tips, visit www.cpsc.gov/fireworks. 2308

The "Queen of Soul" is in hospice care at her home, a source close to the singer told CNN's Don Lemon.Word of Aretha Franklin, 76, being gravely ill was first reported by Showbiz 411.Showbiz 411's Roger Friedman told CNN: "She has a great family, she's surrounded by love, and the world is sending prayers. All further announcements will be made by her family. We just want to send love and prayers."The soul singer has been dogged by reports of failing health for years and appeared frail in recent photos, but she has kept her struggles private.In February of 2017, Franklin announced that she would stop touring, but she continued to book concerts. Earlier this year, she canceled a pair of performances, including at the New Orleans Jazz Fest, on doctor's orders, according to Rolling Stone. In 2010, she was forced to cancel to scheduled performances due to fractured ribs and abdominal pain.Franklin's career spans six decades. She got her start singing gospel music in a Detroit church where her father was the minister. In 1960, she signed with her first major record label. By 1968, Franklin was an established soul chart-topper with hits like "Respect," "Chain of Fools" and "(You Make Me Feel Like) A Natural Woman."That same year she was tapped to sing at the funeral of?Dr. Martin Luther King, Jr. where she performed a stirring rendition of "Precious Lord, Take My Hand."Franklin was the first woman to be inducted into the Rock and Roll Hall of Fame, in 1987 -- a year before the Beatles were inducted. In 1994, at age 52, she became the youngest at that time to receive a?Kennedy Center Honor. Franklin has 44 Grammy?nominations and 18 wins. She has performed at the inaugurations of three presidents: Jimmy Carter, Bill Clinton and Barack Obama. President George W. Bush awarded her the Presidential Medal of Freedom in 2005.Franklin's last album, "A Brand New Me," released in 2017, remixed her vintage vocals with newly recorded arrangements.Franklin's last known performance?was at a private gala for the Elton John AIDS Foundation last November. 2149

Thanks to @blackdoctor_org for asking this question. And, for Dr. Fauci for now making it likely impossible to enforce “Kizzmekia” cause everyone now knows he’s allowed to say “Kizzy”. Haha ?? https://t.co/AUsDNN7hVh pic.twitter.com/c4xIvqtLXg— KizzyPhD (@KizzyPhD) December 10, 2020 297

The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be <云转化_句子> if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103