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Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856

New Englanders hit by this weekend's nor'easter will barely have time to clean up before another storm could strike this week.While the deadly nor'easter has moved offshore, high tides are expected Sunday on the New England coast."Winds are likely to remain an issue through Monday, during which there's a shot at a coating to 2" of snow late Sunday into Sunday night," the National Weather Service in Boston said in a tweet.The agency said the next nor'easter could strike Wednesday and Thursday, bringing heavy snow, strong winds and high waves to much of southern New England.Latest developments 611

NEW YORK — A wealthy benefactor of the disgraced leader of an upstate New York self-improvement group has been sentenced to more than six years in prison in connection with a federal sex slave case.Seagram’s liquor fortune heiress Clare Bronfman appeared in federal court Wednesday in Brooklyn, where a judge handed her an 81-month prison sentence. She was immediately taken into custody to begin her sentence. Bronfman's lawyers wanted her to get only three years of probation, but prosecutors said she deserves five years behind bars for her support of Keith Raniere.Raniere was convicted of charges last year accusing him of turning some of his followers into sex slaves branded with his initials.Raniere is known as the leader of the group NXIVM. Prosecutors say the organization operated like a cult, in which members formed a secret sorority comprised of brainwashed female “slaves” who were forced to have sex with Raniere.Long affiliated with NXIVM, Bronfman reportedly provided millions of dollars to bankroll Raniere and his program of self-improvement classes and paid for lawyers to defend the group against a lawsuit filed by critics.Last year, Bronfman admitted in a guilty plea that she harbored someone who was living in the U.S. illegally for “labor and services.” She also claimed to have committed credit card fraud on behalf of Raniere.Bronfman’s lawyers argued that she deserved leniency because she didn’t have direct involvement with the most disturbing allegations in the case, but prosecutors said she deserved severe punishment because Raniere likely couldn’t have gotten away with what he did without her. 1640

NEW YORK (AP) — President Donald Trump's son Eric is willing to comply with a subpoena to testify in a New York investigation into the family's businesses, but only after the November election. Trump lawyers argued in a Thursday court filing that Eric Trump's "extreme travel schedule" related to his father's re-election campaign prevented earlier testifying in Attorney General Letitia James' civil probe. They said they also want "to avoid the use of his deposition attendance for political purposes." According to NBC News, James issued a statement on Thursday saying that "no one is above the law."A message seeking comment was left with James' office. James, a Democrat, went to court last month to compel Eric Trump and other business associates to testify and turn over documents as part of an investigation into whether Trump's company lied about asset values in order to get loans or tax benefits.Trump agreed to testify in July, but backed out two days prior, NBC News reported. 997

No one likes to step in the "you-know-what" that dogs leave behind. Thanks to science, some Wisconsin apartment complexes are finding out exactly what dog, and what owner is responsible for those unattended piles. "It resolved issues immediately," said Ed Muisenga, the property manager at Prairie Grass Living in Pewaukee. He says they implemented the dog DNA policy from the beginning. It's built into their pet policy so when dogs move in, their cheeks are swabbed and their DNA stored in a registry through the company PooPrints Wisconsin.Then if Muisenga finds any waste that hasn't been picked up, they can send it to a lab to be tested, and eventually matched to one of the resident's dogs. "A lot of people thought it was a cool idea, I do too," he said. "It was kind of something I thought was funny in the beginning but it made a lot of sense." Diane and Frank Busateri don't live in a complex with this policy but nearby. They said most dog owners in their community are responsible. "It's kind of weird," said Diane. "I think it's unnecessary if people are willing to cooperate with each other," added Frank. If the DNA test proves an owner didn't pick up their dog's poop, the Prairie Grass Living complex imposes a fee that's between 0 and 0. But for the most part, the policy leads to more accountability, according to Anna Schloesser, the owner of PooPrints Wisconsin. She says they have 60 properties in the state using this service and most property owners have reported very little issue with waste left behind. "You have 'he said she said' and you can't figure out who did it," she said. "This is just an easy way to pinpoint where it came from and solve the problem."The company says some municipalities are even considering implementing a similar policy, so waste left behind in parks or other public places could also be tracked.  1942