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Life after graduation is always an unknown. But the coronavirus pandemic has added even more uncertainty for the nearly 4 million students expected to receive college degrees in 2019-20, according to the National Center for Education Statistics.“I feel like when you graduate, you go out into the real world,” says Stephanie Fallon, 23, who graduated in May from Temple University in Philadelphia. But this world “almost doesn’t feel real,” she says.Even though the real world has changed, the challenges most new graduates face haven’t. Here’s what the class of 2020 can do to answer three essential post-graduation questions during the ongoing pandemic.Can you get a job?The job market looked strong for 2020 graduates before the economy took a hit from the coronavirus. A survey in fall 2019 by the National Association of Colleges and Employers projected a 5.8% increase in hiring over the previous year.Of course, much has changed.“What [graduates] are facing now is just a horrendous market,” says Edwin Koc, director of research, public policy and legislative affairs for NACE. “There really isn’t any other way to put it.”A survey in 2018 from the recruitment agency Randstad found that the average job search lasts five months. Koc says it may take more time — and effort — to land a job in the current market. Here are some ways to improve your situation:Be persistent with potential employers but understand if they can’t give you a quick answer.Look to your college career center for help, like connecting you with alumni at companies that are hiring.Consider transitional work or opportunities outside your desired field.Fallon, for example, plans to pursue a career in nonprofit work. While she currently has a part-time job with a national nonprofit foundation, she’s also working two nanny jobs.Can you get an apartment?Many students live at home after graduation: Investment broker TD Ameritrade found in a 2019 survey that roughly half of college graduates plan to move back in with their parents.You may have already taken this step when your college closed its campus this spring. But that doesn’t mean you’ll want to live at home indefinitely — or be able to.For example, you may need to relocate for a job. Although a June 2020 poll from NACE found that 66% of employers plan to start new graduate hires remotely, you may need to find a place while still social distancing.“The industry has adapted,” says Meena Ziabari, chief operating officer and principal broker for Next Step Realty, a Manhattan-based real estate firm that helps new grads find apartments in New York City. “You should not be afraid of renting virtually.”Choosing an apartment without seeing it in person may be unnerving. What if you arrive to find no hot water, a pest problem or an entire bait-and-switch?“Do you get landlords who are a little funny or shady? Absolutely,” Ziabari says. But she adds there are laws in New York City on things like an apartment lacking heat — or a kitchen.To help avoid undesirable outcomes, consider hiring a real estate broker. You may have to pay a broker’s fees; in New York City, these can cost you as much as 15% of a year’s rent, for example. But their relationships with landlords could make that cost worth it.If you don’t want to pay a broker’s fee or can’t afford to, Ziabari recommends having a trustworthy person who can check out places to live for you in person.How will you repay student loans?Roughly two-thirds of the class of 2018 graduated with student debt, according to most recent information from the Institute for College Access and Success. Those graduates owed an average of ,200.If you have student loans, there’s some breathing room: Most come with a six-month grace period.“Go ahead and take advantage of not having to pay,” says Tara Unverzagt, a certified financial planner and founder of South Bay Financial Partners in Torrance, California.But don’t avoid your student loans altogether — find out how much you owe, then explore repayment options with a tool like the federal government’s loan simulator. Options tied to your income could give you breathing room once repayment starts.Unverzagt says your top financial priority now should be starting an easily accessible emergency fund. And if money is tight, understand your cash flow — and avoid the urge to rely on credit cards.“That is a slippery slope into never-never land of debt,” Unverzagt says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat Is a Student Loan Grace Period?Income-Driven Repayment: Is It Right for You?How to Get Your First ApartmentRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4716

LITTLE ROCK, Ark. (AP) — One in every five state and federal prisoners in the United States has tested positive for the coronavirus, a rate more than four times as high as the general population. In some states, more than half of prisoners have been infected, according to data collected by The Associated Press and The Marshall Project. As the pandemic enters its 10th month — and as the first Americans begin to receive a long-awaited COVID-19 vaccine — at least 275,000 prisoners have been infected and more than 1,700 have died. New cases in prisons this week reached their highest level since testing began in the spring, far outstripping previous peaks in April and August.“That number is a vast undercount,” said Homer Venters, the former chief medical officer at New York’s Rikers Island jail complex.Venters has conducted more than a dozen court-ordered COVID-19 prison inspections around the country. “I still encounter prisons and jails where, when people get sick, not only are they not tested but they don’t receive care. So they get much sicker than need be,” he said. 1090

LARGO, Fla. — A Largo teen is being hailed a hero for his quick thinking and calm demeanor, two things paramedics say were crucial in saving his dad's life.In August, then 18-year-old Zachary Musgrave reacted in seconds after his dad had a major heart attack in the basement of the family's home."I was pretty terrified. I just held myself together the best I could," Musgrave said.Musgrave quickly dialed 911 an got through to 911 telecommunicator Matthew Albright, who coached him through performing CPR for the very first time."He was cool, calm and collected and followed directions to do exactly what he needed to do," Albright said.For seven minutes, Musgrave performed CPR on his dad before paramedics arrived. It's something first responders say saved his dad's life.Niesa Jones was one of the first Sunstar Paramedics to arrive on the scene."That's absolutely what happened," she said. "His son saved his life. We helped."David Musgrave, Zachary's father, was rushed to Largo Medical Center, and just nine days after his heart attack, he was cleared to come home. Paramedics called his recovery a miracle because he came into the hospital under cardiac arrest with a 100% blockage in his left anterior descending artery — what some refer to as a "widowmaker heart attack.""I looked at his charts and it's truly a miracle that the man is walking," said Patti Squires, the Associate Chief Nursing Officer at Largo Medical Center.David Musgrave says his son has become his hero."I'm so proud of him. If it wasn't for him starting the process, I probably wouldn't be here," he said."I'm just thankful that I was there and I was able to save my dad. I'm just happy he's here with us today," Zachary Musgrave said.On Wednesday, David Musgrave and his four children met the first responders that helped keep him alive.Alana Morris, one of the first Largo Firefighter paramedics to arrive on the scene, said the ceremony was touching."To actually have a patient come back and thank us for what we did and to see him alive was just a great experience. There are no words to describe that," Morris said.Now, the Musgrave family's story is inspiring a new mission to save lives.On Nov. 3 at noon, Largo Medical Center will offer free hands-only CPR training online, which will be open to everyone. The training can be found on Largo Medical Center's Facebook page and will be broadcast live.The hands-only training is especially crucial as COVID-19 concerns continue to impact Floridians' daily lives and local medical leaders say not everyone may be comfortable performing mouth-to-mouth."I think that everybody should learn CPR because that's what saved my life," David Musgrave said.This story was originally published by Sarah Hollenbeck on WFTS in Tampa, Florida. 2774

LAS VEGAS — The world's largest consumer electronic show, CES, has canceled the in-person portion of its 2021 convention.The annual convention brings more than 150,000 people and hundreds of millions of dollars to Las Vegas every year.The organizers of CES had announced in early June that it was planning to hold an in-person event with numerous restrictions and precautions.Several people who attended the 2020 CES in Las Vegas told Scripps station KTNV that they believe they contracted COVID-19 at the convention, which was held between Jan. 7 and Jan. 10.Although the "CES flu" has been common for many years, attendees described feeling far worse than in past years. At least one attendee in 2020 later tested positive for the coronavirus antibodies.Additionally, several hundred Las Vegas union members involved in the show reported flu-like symptoms between December and February.Previous CET attendess received the following email on Tuesday mroning: 967

LITTLE LAKE, Calif. (KGTV) — A 5.0-magnitude earthquake was reported just outside Ridgecrest, Calif., Thursday.The quake struck about 25 miles north of Ridgecrest, Calif., just before 2 p.m. The earthquake had a depth of about one and a half miles deep, according to the U.S. Geological Survey.According to the USGS' "Did You Feel It?" map, shaking could be felt from as far away as San Diego and Coronado. Responses were also reported from Las Vegas, Nev., the map showed.No injuries or damages to structures were immediately reported.Ridegcrest was hit by a 7.1-magnitude earthquake on July 5. Several aftershocks and earthquakes have been recorded in the region during the month following the massive shakeup. 720