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BRANSON, Mo. – Tourist destinations across America have a busy season and an off-season. During the off-season, the economy tends to slow down. That holds true for a couple months each year in Branson, Missouri – a place known as a family-friendly town usually filled with visitors in the parks, lakes, and shops. “We are at about a six week standstill after the first of the year,” said Lynn Berry with the Branson Lakes Area Chamber of Commerce and Visitors Bureau. The rest of the time, Branson welcomes 9 million visitors a year. When the town’s busy season slows down, nonprofit Christian Action Ministries speeds up. “Right now is the height of our season at Christian Action Ministries and dealing with food insecurity,” said Kevin Huddleston, the executive director with Christian Action Ministries.The organization helps feed the community. “Primarily to help people get through the off-season months,” he said. Huddleston said during the summer they see around 100 households a day. During this time of the year, that number is about 150. The population of Branson floats around 12,000 people for perspective. Each day, people line up before the doors open.“If it wasn’t for places like this, I’d go hungry most of the time,” Art said. Art is one of the people who came down to get food, something people can do once a month from this nonprofit. The process starts with some basic questions about your job, household and cooking abilities. Then they are allowed to pick two breads while the volunteers pack a larger bag accordingly.“Most of the people you see here wouldn’t eat if it wasn’t for places like this,” Art said. Art currently lives out of his car. “Construction or I work in restaurants, I’ll wash dishes, you know anything. Usually in the summer I try to work two jobs so I can save up for the time off,” he said. “Most tourism jobs are more of an entry-level position, a lot of them are part-time,” Huddleston said. “These jobs really aren’t intended for family breadwinners.” This is a situation Branson and other tourism-focused towns face.“Branson is kind of a perfect storm of tourism and poverty,” said Bryan Stallings, the executive director at Elevate Branson. The nonprofit helps people learn job skills. “Low paying wages, seasonal unemployment, no transportation system and no affordable housing,” Stallings explained. “It’s kind of created this perfect storm for poverty.” As people with low incomes looked to find other places to live, weekly rate motels flourished. But recently, there’s been trouble there too.“Over 40 of these motels we’ve seen about 16 of them close,” Stallings said. “Which is putting a squeeze on places to live for folks.” He said the town is 1,300 units short on affordable housing units. “One of the things we are trying to work with particularly is moving people out of hotel and motel rooms that have been serving as their apartment,” Lynn Berry said. She said while she sees a lot of people draw unemployment this time of year, Branson is doing better. “Truly back in the day, you could shoot a cannon down Main Street after October 31, and not hit anyone until about April 1,” she said. Local restaurants like Big D’s BBQ have come up with solutions to help maintain business in the winter. “We do [pull] back our schedule to some extent, we do close one day of the week here in the restaurant,” said Dana Peterson, the owner Big D’s BBQ. They feed up to a couple thousand people a day in the summer. During the winter, that number is in the hundreds. “It’s our core group of people that maintain the full employment, not our seasonal help when staff is at full capacity,” he said.Lynn said they’ve brought in more museums and other activities to do in town during bad weather or the parks off seasons, to help create more interest in coming to Branson during the winter. “Museums were probably the biggest hit for us,” she said.Branson continues to look for ways to make the town more year round, and keep people working. “It’s going to take all of us working together in our community to solve some of these issues,” Stallings said. 4120

Justin Paperny has a unique career, one he helped invent after stock fraud landed him in federal prison a decade ago. "I made a lot of bad decisions, including lying to the FBI; I lied to my family, lied to my lawyers,” he says.Now, he's a self-described prison coach, teaching criminals the ropes of prison life. His expertise includes everything from how to get the best job in prison to living "under the radar," and doing it all safely.His clients usually include white collar defendants, doctors, lawyers, executives, he says. However, his new client is one of the major players in the college admission scandal. Paperny starts his work early in the legal process. "What we helped them do is obtain the shorter sentence, in the most favorable prison, and we do that by telling the judge who they are through their own efforts,” Paperny says. “Lawyers are great, but they aren’t paid to say great things about their clients.” Paperny does something some find more valuable later. He helps those about to walk the halls of prison have an easier time while serving time."There's a social order you have to understand that includes not speaking too loudly on the phone. Whenever you change clothes, you go into a shower stall because [they] don't want to see you naked. Not cutting the line to go to the chow hall. Every time you use the restroom, you wash your hands because you may go touch the handle to the TV room, and if you don't, you're going to get reprimanded and embarrassed in 40-50-60 people,” Paperny says. Another thing Paperny suggests is not having to associate with prison staff more than you need to. “Why? Something happened. You go complain to a guard. Twenty minutes later, that guard is searching someone's locker and another prisoner may say, ‘wasn't that the new prisoner talking to that guard?’” Paperny says.Most of Paperny’s clients have cash to pay the cost, which can be anywhere from ,000 to ,000. But some spend much less to learn the inside track of things like what type of food will be served and what are the showers like. Brian Cisco hired Paperny for ,000. Cisco turns himself in on April 16 for a two- year sentence after growing weed in Tennessee, where it’s not legal even at the state level. To critics who say Paperny is helping the rich essentially avoid the full punishment of prison, Paperny argues that isn’t the case. "We're not trying to buy them out of jail early,” he explains. “Let me tell you what we're trying to do. We're trying to show the judge that they are more than some bad decisions they made." Paperny says prison is neither as bad nor as good as some people think, but it is survivable. He says assaults don't happen like in the movies. Prison should be a time to think about making victims whole, taking responsibility and preparing for life after barbed wire, he says. "I hope that anyone who may be embroiled in the criminal justice system recognizes just because you go to prison, doesn't mean your life stops,” Paperny says. “Doesn't mean that it has to end. There's a whole lot that you can do there, and I want people to know that growth and better opportunities are possible." 3174

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682

TAMPA, Fla. -- With a mandatory mask order underway in the city of Tampa, Will Rivera made sure every customer covered up when inside GNC on South Howard Avenue. "You can’t keep social distancing inside the store because it’s a very small location, it’s not possible. You have more than two, three customers in there, it’s definitely not possible so the safest thing to do is wear a mask," said Rivera. Rivera said he was fired last week for turning away customers not wearing face coverings. Rivera says his district manager stepped in, stating they would not lose sales over the mask mandate. "This is a store founded on health and wellness and it seems like there’s no care of health and wellness of individuals that come into the store, other than profit," said Rivera. After several attempts, GNC has yet to return any calls or emails seeking comment about Rivera's termination or corporate mask policy. This comes as the supplement and vitamin chain announced it has declared bankruptcy and plans to close 800 stores. Rivera's attorney, Jason Woodside, sent the following statement: "Florida's Private Whistleblower Statute provides broad protection for employees who object to, or refuse to participate in, any activity, policy, or practice of an employer which is in violation of a law, rule, or regulation. Given the recent "face covering" laws enacted to ensure public safety, Mr. Rivera believes his termination was unlawful and we are reviewing the best course of action to seek redress." This article was written by Ryan Smith for WFTS. 1589

Arnold Schwarzenegger took to Twitter Friday to thank the Cleveland Clinic after he underwent a successful heart surgery.Schwarzenegger said surgeons replaced his aortic valve, which accompanies a pulmonary valve he had replaced in a previous surgery.The former Governor of California, "Terminator" star and bodybuilder said he feels fantastic and shared photos of himself touring the city of Cleveland.“I feel fantastic and have already been walking the streets of Cleveland enjoying your amazing statues. Thank you to every doc and nurse on my team!” Schwarzenegger wrote. Thanks to the team at the Cleveland Clinic, I have a new aortic valve to go along with my new pulmonary valve from my last surgery. I feel fantastic and have already been walking the streets of Cleveland enjoying your amazing statues. Thank you to every doc and nurse on my team! pic.twitter.com/hmIbsEMHtA— Arnold (@Schwarzenegger) October 23, 2020Schwarzenegger’s last open-heart surgery was in 2018 at Cedars-Sinai Hospital in Los Angeles.This article was written by Camryn Justice for WEWS. 1096