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SACRAMENTO (AP) — California on Thursday temporarily banned insurance companies from dropping customers in areas affected by more than a dozen recent blazes, invoking a new law for the first time as homeowners in the wildfire-plagued state struggle to find coverage while carriers seek to shed risk.The order from Insurance Commissioner Ricardo Lara will last for one year, and it only covers people who live inside or next to the perimeter of 16 different wildfires that burned across the state in October. The Department of Insurance estimates the moratorium will affect 800,000 policies covering millions of people in portions of Los Angeles and Riverside counties in Southern California and Sonoma County in the northern part of the state.The move comes as regulators are aggressively trying to assist homeowners in wildfire-prone areas who say they are being pushed out of the commercial insurance market as climate change makes fires larger and more frequent.RELATED: Cal Fire: Acres burned across the state is much lower in 2019 than 2018Seven of the 10 most destructive wildfires in California history have happened in the last five years — including 2018′s Camp Fire, which destroyed roughly 19,000 buildings and killed 85 people in and around the Northern California town of Paradise. That blaze alone generated more than billion in insurance claims, according to the Department of Insurance.Since 2015, state officials say insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data does not include information on how many people were able to find coverage elsewhere or at what price.One of those homeowners is Sean Coffey, who said he and his wife have struggled to maintain fire insurance on their home in Oakland.“The pattern repeated itself almost every year since we bought our house. We would have (coverage) for 10 months. In the fall, we would get a notice we are being dropped,” he said.RELATED: Study: Alien grasses are making more frequent US wildfiresCoffey now buys fire insurance from the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to sell policies to people who can’t buy them through no fault of their own. He must purchase a second policy to cover risks other than fire.FAIR Plan policies in wildfire-prone areas have grown an average of 8% each year since 2016, according to the Department of Insurance. Last month, Lara ordered the FAIR Plan to begin selling comprehensive policies next year that cover more than just fire damage. FAIR Plan Association President Anneliese Jivan called that order “a misguided approach,” saying it will make all of the plans more expensive.Lara has the authority to order the moratorium under a bill he authored while in the state Senate last year that was signed into law by former Gov. Jerry Brown. The law took effect in January, and this is the first time regulators have used it.In addition to ordering the moratorium, Lara called on insurance companies to voluntarily stop dropping customers solely because of wildfire risk.RELATED: Bigger, longer blackouts could lie ahead in California“I believe everyone in the state deserves this same breathing room,” Lara said.A spokeswoman for the American Property Casualty Insurance Association did not immediately respond to a request for comment.While state officials rush to assist homeowners, a new report from California Auditor Elaine Howle said the state did not do enough to protect non-English speaking, elderly and other vulnerable residents during three of the state’s most devastating fires in recent years.The audit covered Butte County, site of 2018′s Camp fire, plus the 2017 Thomas Fire that burned more than 281,000 acres in Ventura County and 2017 fires in Sonoma County that killed 24 people. The audit found none of the three counties had assessed its residents to determine who might need extra help and whether resources were available to help such people, such as transportation, during a natural disaster.The audit also scolds the state oversight agency, the Governor’s Office of Emergency Services, for failing to assist counties in developing such plans and reviewing any plans in place.Howle says it was impossible to determine whether lives could have been saved “if the counties had planned differently or more fully implemented the best practices”her office recommends in the report.” But she noted that “inadequate plans and insufficient planning are proven contributors to failure.” 4561

S.T.E.M. is an acronym for Science, Technology, Engineering and Mathematics.  The demand for skilled workers in science, technology, engineering, and math fields (STEM) is closely linked to global competitiveness. Using creativity and innovation to address these challenges is critical to meeting this demand of skilled workers.San Diego is considered one of the world’s most innovative metropolitan areas, and ranks #2 for producing the greatest number of patents in the nation.  STEM learning matters. Get inspired – use your imagination, creativity and be part of the future of San Diego.  STEM Students who explore technology and engineering solutions may be more likely to appropriately apply the concepts of mathematics to understand and address real life issues and solve problems or challenges. The principles of STEM may help to drive life success personally and professionally.High School ProgramsMotivating the most creative minds and preparing the next generation of “stem” leaders goes beyond the courses typically offered in California high schools. That’s why California state summer school for mathematics and science was created to explore advanced stem topics and provide opportunities for talented students STATEWIDE.COSMOS is an intensive four-week summer residential program for students who have demonstrated an aptitude for academic and professional careers in science, technology, engineering and mathematics (STEM) subjects. Talented and motivated students completing grades 8-12 have the opportunity to work with renowned faculty, researchers and scientists in state-of-the-art facilities, while exploring advanced STEM topics far beyond the courses usually offered in California high schools. Through challenging curricula that are both hands-on and lab intensive, COSMOS fosters its students’ interests, skills, and awareness of educational and career options in STEM fields.COSMOS is offered at the four sites: UC Davis, UC Santa Cruz, UC Irvine, and UC San Diego, simultaneously.  The Statewide Office is located at UC Davis.  Middle School Programs 2117

SACRAMENTO, Calif. (AP) — California lawmakers and Gov. Gavin Newsom broadly agree on a proposed 3 billion state budget that would spend more on immigrants and the poor by expanding tax credits, health care and child care.But they're still debating how far those program expansions should go and how best to pay for them.They're now in the final days of negotiations ahead of a June 15 deadline for lawmakers to approve the budget or stop getting paid.California law requires legislation to be in print for 72 hours before lawmakers take a vote, which means any deal would have to be struck by Wednesday.TAX CREDITNewsom wants to spend roughly 0 million to expand a tax credit program for low-income people with children under the age of 6. The program is known as the earned income tax credit, but Newsom prefers to call it a "cost-of-living refund."His plan would increase the credit to ,000 a year and allow more people to access it. He wants the state to pay it out on a monthly basis, something no state has won federal approval to do.He acknowledged it might not happen this year if California can't win approval from the Trump administration.The Senate and Assembly want to expand the credit even further by allowing people living in the country illegally to claim it. Newsom has suggested that would be too expensive.TAX LAW CHANGESTo pay for a tax credit expansion, Newsom wants California to adopt some of the changes to the federal tax code signed in 2017 by President Donald Trump. California is one of three states that haven't yet conformed.Newsom wants to generate about billion a year through changes that would mostly raise taxes on businesses. Lawmakers have not included the changes in their version of the budget and want to use existing tax dollars to cover the expanded program. State officials have predicted a surplus of .5 billion.Changing the tax code would require a two-thirds vote in each chamber, and many lawmakers are skittish to approve a tax increase.Newsom tried to ease those concerns by getting the head of the California Taxpayers Association to publicly declare his organization is neutral on the proposal.HEALTH CARE FOR IMMIGRANTSCalifornia Democrats say they want to reduce the state's uninsured rate to zero, a goal that would require opening Medicaid — the joint federal and state health insurance program for the poor and disabled — to people living in the country illegally.Newsom's proposal would do that for adults 19 to 25. The state Senate went a step further and expanded the plan to include people 65 and older.Newsom opposes the Senate plan, saying it puts too much pressure on the general fund.INDIVIDUAL MANDATENewsom wants to spend nearly 0 million to make California the first state to expand subsidies for premiums under the federal health care law to people who make at least six times the U.S. poverty level.That would make a family of four earning up to 0,600 a year eligible for help.To pay for it, Newsom wants to tax people who don't have health insurance.The Senate wants to double Newsom's proposed spending to expand subsidies for people making less than twice the federal poverty limit. They already get help from the federal government and the state Senate's proposal would also give them state dollars.The Senate proposal also calls for keeping the tax on the uninsured, but it does not tie that money to subsidies.HEALTH PROVIDER TAXA health provider tax would affect companies that manage the California Medicaid program. Those companies, called managed care organizations, pay a tax for every person they enroll.The tax could bring the state about .8 billion next year, but it's set to expire June 30.California would need permission from the Trump administration to extend the tax. Newsom is not sure that will happen, so he did not include the money in his budget proposal. The state Senate and Assembly did.DRINKING WATERActivists say more than 1 million Californians don't have clean drinking water.Newsom wants to impose a 95-cent tax on most monthly residential water bills, as well as fees on dairies, animal farms and fertilizer sellers, to help water districts pay for improvements and boost supplies.The Senate has rejected the tax that Newsom estimates would generate 4 million a year. The Senate does want to clean up water systems and would use existing money to do it.The Assembly says lawmakers should delay action until later in the year.DIAPER AND TAMPON TAXNewsom and the Senate want to exempt diapers, tampons and other menstrual hygiene products from the state sales tax for two years. Assembly lawmakers say the tax exemption should last a decade.PAID FAMILY LEAVENewsom and the Senate want to expand paid family leave from six weeks to eight weeks, beginning July 1, 2020. The Assembly did not put the expansion in its budget proposal, preferring to debate the issue later this year. 4911

SACRAMENTO, Calif. (AP) — An attorney and immigrant rights activist is the first person living in the U.S. illegally to be named to a statewide appointment in the nation's most populous state, California's Senate leader announced Wednesday.The Senate Rules Committee appointed Lizbeth Mateo to be an adviser on college access and financial aid. Senate President Pro Tem Kevin de Leon framed the decision as a rebuke of Republican President Donald Trump's immigration policies.As a member of the Student Opportunity and Access Program Project Grant Advisory Committee, Mateo will advise the California Student Aid Commission to help low-income and marginalized people attend college. The position is not paid.The Senate Rules committee, which oversees such appointments, does not have a record of ever before confirming a person living in the country illegally to a statewide position, according to de Leon's office.Matteo, 33, was born in Mexico and moved to California with her parents at age 14. She was the first person in her family to earn a college degree."I hope to be able to draw from my own experiences as an undocumented, first generation college graduate," she said in a statement. "I have no doubt that California can do more for all underrepresented students, especially in regions with low college participation rates, and I appreciate the opportunity to be able to help in any way I can."De Leon announced Mateo's appointment the day after Trump visited California to view prototypes of his proposed border wall and a week after the U.S. Justice Department sued the state over policies that limit cooperation with federal immigration authorities. Democrats who run California government, including de Leon, vehemently oppose the wall and Trump's conservative stance on immigration.Matteo's appointment comes as the U.S. Congress is struggling to reach an agreement about the Deferred Action for Childhood Arrivals program, which grants temporary protected status to people living in the country illegally who came to the U.S. as children. The program's future is uncertain after Trump attempted to cancel it last year and tasked Congress with reauthorizing it.Although she isn't a DACA recipient herself, Mateo has been a vocal advocate of the program.Assemblyman Travis Allen, a Republican from Huntington Beach, criticized the appointment."This is an insult to every California citizen and legal resident," he said in a statement. "The California Democratic Party now prioritizes illegal immigrants over California citizens."But De Leon said Mateo embodies California values."Ms. Mateo is a courageous, determined and intelligent young woman who at great personal risk has dedicated herself to fight for those seeking their rightful place in this country," he said in a statement. 2806

SACRAMENTO, Calif. (AP) — Athletes at California colleges could hire agents and sign endorsement deals under a bill the state Legislature sent to the governor on Wednesday, setting up a potential confrontation with the NCAA that could jeopardize the athletic futures of powerhouse programs like USC, UCLA and Stanford.Gov. Gavin Newsom has not said whether he will sign it. But the NCAA Board Of Governors is already urging him not to, sending him a letter Wednesday saying the bill "would erase the critical distinction between college and professional athletics" and would have drastic consequences for California's colleges and universities."Because it gives those schools an unfair recruiting advantage, (it) would result in them eventually being unable to compete in NCAA competitions," the letter said. "These outcomes are untenable and would negatively impact more than 24,000 California student-athletes across three divisions."Newsom has 30 days to either sign the bill, veto it or let it become law without his signature.The bill would allow student-athletes to hire agents and be paid for the use of their names, images or likenesses. It would stop California universities and the NCAA from banning athletes that take the money. If it becomes law, it would take effect Jan. 1, 2023."I'm sick of being leveraged by the NCAA on the backs of athletes who have the right to their own likeness and image, this is about fairness," Assemblywoman Sydney Kamlager-Dove, a Los Angeles Democrat, said Monday.The Senate voted 39-0 to pass the bill, which has the endorsement of NBA superstar LeBron James, who skipped college and went directly to the NBA before the league changed its rules to require players to be at least one year removed from high school before entering the draft. But the bill could impact James' 14-year-old son, who is a closely watched basketball prospect in Los Angeles.The NCAA is the governing body for college sports. But membership is voluntary. Athletes can get valuable scholarships, but the NCAA has long banned paying athletes to preserve the academic missions of colleges and universities. But college sports have since morphed into a multibillion-dollar industry, igniting a debate over the fairness of not paying the industry's most visible labor force.Earlier this year, NCAA President Mark Emmert told lawmakers that passing the bill would be premature, noting the NCAA has a committee — led by Ohio State athletic director Gene Smith and Big East Commissioner Val Ackerman — that is exploring the issue. Their report is due in October.The NCAA committee has already said it won't endorse a plan to pay athletes as if they were employees, but they could ease limits on endorsement deals for athletes. The NCAA already lets athletes accept money in some instances. Tennis players can accept up to ,000 in prize money and Olympians can accept winnings from their competitions.The bill still puts some restrictions on athletes, such as forbidding them from signing endorsement deals that conflict with their school's existing contracts.Republican Assemblyman Jim Patterson of Fresno was the only lawmaker to speak against the bill, though he did not cast a vote. He said allowing athletes to make money could make universities in rural areas less competitive because there could be fewer sponsorship opportunities in the area.But other lawmakers argued banning college athletes from being paid was a violation of their freedoms."Playing college sports should not have to come at the cost of personal liberty, dignity, self-expression or any other value this legislature is charged with protecting," said Republican Assemblyman Kevin Kiley of Rocklin. "Let's send a loud and clear message to the NCAA."But in and around California, schools and conferences believe this legislation might not be the best solution.The Pac-12, which includes Southern California, UCLA, Stanford and Cal, issued a statement Wednesday reiterating its previous stance — asking the California Legislature to delay the debate until the NCAA announces formal proposals."We all want to protect and support our student-athletes, and the Pac-12 has played a leadership role in national reforms for student-athletes over the past years," the statement said. "The question is what's the best way to continue to support our student-athletes. We think having more information and informed views will be helpful."J.D. Wicker, the athletic director at San Diego State, a Mountain West Conference member, agreed, saying "California weighing in on this complicates that.""I think the frustration for me is that they probably don't truly understand the NCAA and how we work as a governing body," Wicker said. "Again, it's schools across 50 states and it's all of us working together, whereas the state of California will only harm California schools." 4858

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