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It was America's retailer, long before Amazon. But now Sears is filing Chapter 11 bankruptcy and closing another 140 stores — in addition to well over 1,000 stores the past five years.While the company will remain in business, longtime customers are a bit nervous, wondering about warranties for all those appliances they bought, as well as Shop Your Way reward points and gift cards.Sears shoppers like Cleo Pennington have a lot of questions about the bankruptcy."I'm very sad. Very, very sad," she said.So we checked the fine print in the Sears announcement to get answers.Q: Are all stores closing? A: Sears says no, and insists it plans to emerge from bankruptcy a stronger, leaner company.Q: What if you have a gift card? A: They are still valid, but any time a store files for bankruptcy, you may want to use them as soon as possible, just to be safe.Q: What about Shop Your Way rewards?  A: They are still valid at remaining Sears and Kmart stores.Q: Will appliance warranties be honored? A: Sears says it will honor them as long as it remains in business. That includes extended protection plans and full home warranties. However, Business Insider says if the chain decides to liquidate next year, then warranties could become worthless.Q: Where can you still find Kenmore appliances?A: In remaining Sears stores, at Sears.com, and on Amazon. More than just an appliance storeBut Sears wasn't just where moms and dads shopped. Tens of millions of children looked forward every Christmas to The Wish Book, filled with dozens and dozens of toys.Cheryl Ayers remembers it well, "It was a big deal when that catalog would come in the mail every Christmas and we would go through it with a pen and circle what we wanted Santa to bring," she said.Back in the 1920s and 1930s, Sears even sold houses, which today are still dotting neighborhoods across the country.But the houses went away after World War II, while Amazon, Target, and Walmart took the toy business, and Best Buy, Home Depot, and Lowe's took the appliance business.Sears will continue to sell Kenmore appliances in remaining stores and online, but Cheryl Ayers says it's not the same."This is the end of a dynasty and it's sad," she said.Sears will still have 600 stores remaining, and a website.But with big-name brands like Whirlpool pulling out, no one is sure how much longer remaining stores can survive. Business Insider worries some prospective customers may now be afraid to purchase a major Sears appliance, wondering about the future.________________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com  2838

INDIANAPOLIS — A member of Congress has introduced a bill taking aim at protesters. The "Support Peaceful Protest Act," introduced by Indiana Rep. Jim Banks, would ban protesters convicted on crimes such as violence, looting, or vandalism from federal unemployment assistance. It was introduced on August 28, following several nights of demonstrations in Kenosha, Wisconsin. Protesters would also be held financially liable for the cost of federal policing.In a press release, Banks said:"Antifa thugs are descending on suffering communities, disrupting peaceful protests and leaving violence, looting and vandalism in their wake. They turned Milwaukee, Seattle and Portland into warzones, and now they're moving the chaos to Kenosha, Wisconsin. Who knows which community is next?"The bill is not expected to move in Congress. While the 0 federal boost to unemployment ended in July, some states, including Indiana, have opted in to an extra 0 in federal assistance. This story originally reported by Konah Williams on wrtv.com. 1043

INDIANAPOLIS -- A Cincinnati pastor will face trial by a council of church leaders in Indianapolis on Friday to determine whether his marriage to a man makes him unfit to be a United Methodist minister.Rev. David Meredith has served as the pastor of the Clifton United Methodist Church in Cincinnati as an openly gay man since 2012. More than a decade prior, in October 1998, the church became a so-called “reconciling congregation” that welcomes “all persons, regardless of sexual orientation,” according to its website.In 2016, though, Meredith’s sexual orientation became an issue for some members of his church after he married his long-time partner, Jim Schlachter.Rev. David Meredith, a @UMChurch pastor out of Cincinnati, will face a trial by church bishops in Indianapolis tomorrow over whether his marriage to a man disqualifies him from being an ordained UMC minister. (Photo via @WCPO) pic.twitter.com/MFYhAiGtAI— Jordan Fischer (@Jordan_RTV6) March 8, 2018 976

Ivanka Trump last year often used a personal email account to discuss or relay official White House business, according to emails released Monday by nonpartisan watchdog group.According to emails released by American Oversight, Trump used her personal account through much of 2017 to email Cabinet officials, White House aides and her assistants. The Presidential Records Act requires all official White House communications and records be preserved.The Washington Post was first to report on the emails. The White House had no comment on Ivanka Trump's email practices.Trump's usage of a private email account will bring comparisons to former Secretary of State Hillary Clinton, whose usage of a private email server instead of a government email account during her time in office was a central part of President Donald Trump's campaign against her in 2016. Trump's supporters often chanted -- and still do, on occasion -- "Lock her up!" at the mention of Clinton, and President Trump has frequently accused Clinton of receiving special treatment because she was not charged for skirting the Presidential Records Act with her email practices.Peter Mirijanian, the spokesperson for Ivanka Trump's attorney and ethics counsel, said in a statement, "Like most people, before entering into government service, Ms. Trump used a private email. When she entered the government, she was given a government email account for official use. While transitioning into government, until the White House  provided her the same guidance they had to others who started before she did, Ms. Trump sometimes used her private account, almost always for logistics and scheduling concerning her family."Some advisers to President Donald Trump were alarmed when they heard this news, the Post reports, because of the similarities to Clinton's email use. Trump has called Clinton "Crooked Hillary" for using a personal email account when she was secretary of state.Mirijanian sought to draw a specific contrast between Ivanka Trump's personal email usage and Clinton's, by noting that she did not have the server set up in her home or office."To address misinformation being peddled about Ms. Trump's personal email, she did not create a private server in her house or office, there was never classified information transmitted,  the account was never transferred or housed at Trump Organization, no emails were ever deleted, and the emails have been retained in the official account in conformity with records preservation laws and rules," Mirijanian's statement continues.White House officials were first made aware of Ivanka Trump's email usage through American Oversight's lawsuit. 2679

In many rural communities, entire cities often rely on one business to support the economy, and when those businesses leave, it leaves the community devastated.For the town of Luke, Maryland, its paper mill went out of business last summer, and the deep financial impact is being felt by families and businesses throughout the region.“I could hear that mill day and night, sitting right here. You knew everything was alright. Listen up there now,” said former mill worker Paul Coleman, while looking out the window towards what used to be the noisy mill. “Pretty quiet, isn’t it? Pretty quiet. That’s eerie."Yet, it’s the silence that now haunts Coleman every day. “I had no sights, no goals on retiring. I would’ve kept on working as long as I could,” said the father of four daughters.For nearly 30 years, he worked alongside hundreds of people inside the Luke Paper Mill. He did several jobs over the years, but much of his time was spent as an electrician.“All my family has worked in there,” said Coleman. “The mill was the lifeblood of the community."The mill is nestled into the hills on the Maryland-West Virginia border. For the small towns around it, this big business was really the only business.“Everything was centered around that paper mill,” said Coleman.But last summer, this electrician got the news he couldn’t believe.“He said, ‘The mill’s closing.’ I thought he was kidding,” Coleman recalled. The closure was real, and almost immediately, his unemployment benefits fell short, and eventually, they stopped.“I thank God I had my 401K, which I had to dip into, so we’ve had to live off of that,” he said.Still, the bills piled up, especially the health insurance bills. “Reality is what it is. I know no one is going to want to hire a 62-year-old electrician,” said Coleman.On his fridge are several magnets from the Caribbean islands the family vacationed to over the years. We asked him about those trips, to which he replied, “Anything like that—it’s out of the question. You have to live within your means."The most painful adjustment to Coleman is not having what he needs for his daughter, who is disabled.The family was just able to fix their handicapped van, so they could bring his 21-year-old daughter home from weeks in the hospital. But now, more problems for this dedicated father.“My chairlift is broken down,” said Coleman. "That’s the chair lift we use to get her up and down the steps. I called the guy today and it’ll be ,000 to put a new one in. Where am I gonna get that?”So, each day, he gets to work, fixing what he can.“I don’t claim to be the best of anything,” said Coleman. “I’m not the best electrician, but you don’t have to be, you just have to keep moving regardless of what you’re dealt.”At the height of its operation, the mill employed more than 2,000 people. As technology increased and production decreased, fewer people were needed inside the mill, but even still, when the mill shut its doors, 700 people were left without jobs. That loss extended far past the mill—the entire community felt the pain of this closure.“It went from seven days a week to not really knowing what you’re doing tomorrow,” said Richard Moran, a man born and raised in Allegany County and who supplied coal to the mill for decades. “Lucky to get a 40 hour week now."Moran was forced to lay off dozens of workers when the mill shut down. Months later, his family’s legacy is hanging on by a thread.“Right now, we’re doing odd jobs basically, whatever we can pick up on the side,” he said.He’s not only lost income, he’s lost the future he dreamed of. “I know my kids won’t stick around here," he said. "There’s nothing for them here.”Coleman is worried for the future, too. “I think there’s just an attitude of hopelessness and helplessness that’s here,” he said.Both men agree that attitude is easily fueled by no new jobs and no way to relocate for most living in this rural community.“That’s not an option for me. This is my home, my entire family’s here,” said Coleman, as his granddaughter and two of his daughters all sat in the next room over.The United Steel Workers Local Union President Gregory Harvey said these struggles are only the beginning.“Unemployment ran out, insurance ran out, so now it impacts the area," he said. "Now, there’s people not spending money like they were spending money before."He’s working to get as many of his members and neighbors employed as he can, but the jobs in town are low-paying.“These guys were used to making ,000 a year, and now they’re making ,000. That’s a hit,” said Harvey, a third-generation paper maker himself.Still, the community holds onto hope that this closure isn’t the end. “My hope is that somebody buys this mill and reopens it back up, and if I get the opportunity to go back and work in a heartbeat, do I have to be an electrician? No. I’d go back and shovel a ditch or anything, whatever it took,” said Coleman about wanting to continue providing for his family.His plea like so many of his neighbors: a call to someone—to anyone—to rescue this town and these families.“You’re not investing in concrete. You’re not investing in these buildings. You’re investing in a workforce like no other,” said Harvey. 5223

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