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The Mega Millions jackpot was a record-breaking .6 billion on oct. 23, and people across the country bought tickets in droves.Those behind the counter selling the lottery tickets say they heard it all from their customers.“If they win, they’ll buy us a new car or a new house,” said Francine Barela of promises she hears from customers at King Soopers in Denver, Colorado.Some people even promised to give a million dollars to the person who sold them the ticket.“You wonder are they really gonna come back? Are they gonna keep their word? But I don't really care whether they do,” Barela said. “Just be nice to know you sold the winning ticket!”Barela and co-worker Eva Bogue handle hundreds of tickets a day, but they rarely play themselves. That is until the jackpot is record-breaking.“The jackpots so big that you gotta take your chances with it,” Barela says.Would they keep their jobs?Bogue quickly replies, “No.” 940

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623

The Pentagon has denied Syrian claims the US attacked a Homs air base Sunday, hours after President Donald Trump tweeted "Animal Assad" would have a "big price to pay" for an alleged chemical weapons attack in the city of Douma.The state-run Syrian Arab News Agency claimed Syrian air defenses shot down eight missiles fired at the T-4 airbase early Monday morning local time, in an attack which killed and injured an unspecified number of people.The base, located in a strategic position between the cities of Homs and Palmyra in Syria's west, has been a key staging ground for Syrian and Russian aircraft during the war. 630

The Pentagon is preparing to send about 5,000 additional active duty troops to support border authorities' efforts to stop Central American migrants bound for the US, according to a defense official and an official familiar with the current plan.The announcement comes days before midterm elections in which President Donald Trump has repeatedly warned of dangers related to immigration and of specific but unsubstantiated threats posed by the migrants, who are still weeks away from the US border.Trump tweeted Monday that the group of Central Americans includes "gang members and some very bad people."The tweet to the President's 55.5 million followers came just two days after a man with virulently anti-immigrant views, who referred to immigrant "invasions," killed 11 people in a Pittsburgh synagogue."Please go back," Trump tweeted Monday to the migrants, who are some 900 miles away from the border and moving at a pace of 20 to 30 miles a day. "You will not be admitted into the United States unless you go through the legal process. This is an invasion of our Country and our Military is waiting for you!"The migrants are seeking asylum, which can be applied for only once someone seeking protection from persecution or fleeing violence in their home country is inside another country or is at the border."Operation Faithful Patriot" is expected to start on November 5 and last until December 15, the defense official said. The current plan is to send the additional active duty troops to Brownsville, Texas, Nogales, Arizona and likely near San Diego, California.Asked Monday whether the administration was considering closing the southern border, White House spokeswoman Sarah Sanders said, "we have a number of options on the table and we're exploring those."The official said that while no final decision has been made, the commander of Northern Command, which will oversee the operation, has the authority to preposition forces. The troops will be deployed from Fort Bragg in North Carolina, Fort Campbell and Fort Knox in Kentucky and Fort Hood in Texas.The official added that verbal orders went out this past weekend to some units and additional written orders are starting Monday. The official added that some troops were already moving and that their number could increase or decrease as needs are assessed.Last week, CNN reported that the US could send 800 or more troops to the border.Trump has said migrant groups will be a central issue of the campaign and has repeatedly linked them to Democrats. He threatened to cut off aid to Central American countries that allow the estimated 6,500 people fleeing Honduras, Guatemala and El Salvador to continue moving north.The officials emphasized the troops will be at the border to support civil authorities and that they are not expected to come into any contact with migrants. If the troops carry arms, it will be solely for self defense, the officials said.Last week, Homeland Security Secretary Kirstjen Nielsen told Fox News that her agency had asked for defense department help to "bolster our capabilities" in an effort to avoid a repeat of clashes on the Guatemalan-Mexican border between some of the northbound migrants and Mexican troops.Specifically, she said DHS has asked for air, engineering, logistics and planning support as well as vehicle barriers and "ways in which we can protect my officers and agents as well as the ports of entry themselves."This deployment is separate from an ongoing National Guard effort to support border authorities with technical assistance. There are approximately 4,000 personnel authorized for that mission, but only 2,100 are currently in place, according to the Pentagon.Asked why the President felt to compelled to send additional troops to do essentially the same thing, Sanders told reporters Monday that the "President's number one job and number one priority is protecting the safety" of Americans.The-CNN-Wire 3941

The iconic couch potato characters of Beavis and Butt-head are returning with new episodes, in a deal with creator Mike Judge and Comedy Central. Joining another 90s spin-off on the cable channel.Originally launched in 1993 on MTV, “Beavis and Butt-head” rose to popularity with its satire and stream-of-consciousness dialogue. The show tackled social issues at the time including teen obesity, workers’ rights and media trends.Comedy Central has ordered two seasons of the reimagined series, which will be, according to them, “relatable to both new and old fans – Gen X parents and their Gen Z kids.”“It seemed like the time was right to get stupid again,” said Judge in a statement from Comedy Central.Judge will write, produce and provide voice over for both characters. It’s a return to animated series for Judge, who created “King of the Hill”, “Silicon Valley”, and movies “Office Space” and “Idiocracy”.“We are thrilled to be working with Mike Judge and the great team at 3 Arts again as we double down on Adult Animation at Comedy Central” says Chris McCarthy, President of Entertainment & Youth Group. “Beavis and Butt-Head were a defining voice of a generation, and we can’t wait to watch as they navigate the treacherous waters of a world light-years from their own.”The new “Beavis and Butt-head” joins another reimagined 90s series, “Jodie”, a spin-off of MTV’s “Daria”.Creator and head writer Grace Edwards will be back on the new series, focused on Jodie Landon, one of Daria’s friends from high school. Tracee Ellis Ross will voice the character that will satirize workplace culture.“With themes of empowerment along gender and racial lines, explorations of privilege, and a wicked sense of humor, “Jodie” will shine a light on the personal and professional issues young Black women face today,” said a statement from Comedy Central.No launch dates have been named for either series at this time. 1924

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