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Get ready to pay a little more for Pampers, Charmin, Bounty, and Puffs.Procter & Gamble said on Tuesday that it was in the process of raising Pampers' prices in North America by 4 percent. P&G also began notifying retailers this week that it would increase the average prices of Bounty, Charmin, and Puffs by 5 percent.P&G is raising prices because commodity and transportation cost pressures are intensifying. The hikes to Bounty and Charmin will go into effect in late October, and Puffs will become more expensive beginning early next year.These products are significant sales drivers and market share leaders for P&G.Food companies, such as Coke, Boston Beer, Hershey, and Tyson Foods, have announced price increases in recent weeks, but P&G's move will serve as a test for how willing Americans are to pay up for big household brands. The strategy could leave the company vulnerable to low-cost competitors or pushback from retail partners. Walmart was P&G's biggest buyer in 2017, accounting for 16% of its billion in sales."There is uncertainty and will be volatility with these pricing moves. They will negatively impact consumption. We'll have to adjust as we go and as we learn," Chief Financial Officer Jon Moeller told analysts on Tuesday.Pampers is P&G's largest brand, with annual sales of above billion. Last year, Bounty had more than a 40% global share of the paper towel market, and Charmin had more than a 25% share of toilet paper sales.The company expects the price increases to weigh on sales at first, but turn around shortly after.Shipping costs have spiked as demand for goods accelerates and the United States faces a shortage of truck drivers. "The transportation market, particularly in the [United States], has presented us with some challenges," he added.P&G said the two factors were outsized components in the baby, fabric, and home care cost structure.Pulp, which is made from trees, is the primary ingredient in Bounty, Puffs and Charmin, and a major material in Pampers.Since 2016, market prices for hardwood pulp have risen 60% and 20% for softwood. P&G sources both types from the United States and Canada and uses them to make tissue papers and diapers.Growing global demand, particularly in China, and tight supply have pushed up prices, said Arnaud Franco, a senior analyst at the Pulp and Paper Products Council.The Trump administration has placed 10% on tariffs on Canadian paper and Canada responded by enacting 10 perecent levies on several paper products, including toilet paper. But Franco said tariffs were not currently impacting prices.If China, however, decided to put tariffs on market pulp, US producers could get hurt, Franco said.P&G's biggest competitor is feeling the pinch too. Kimberly-Clark, the maker of Kleenex, Scott, and Huggies, said commodity costs last quarter were a "a drag of 0 million...primarily due to higher pulp costs and, secondarily, inflation in other raw materials."Canadian company Kruger Products announced last week that it was raising tissue prices in that country beginning in October to "offset unprecedented and sustained cost increases on input materials and freight." Kruger said pulp costs were up 23 percent since last year.P&G is also raising prices as it looks for ways to recoup lower prices in other major categories.The company's operating profit margin last quarter shrank more than 2 percentage points from last year in part because it dropped price tags on brands including Gillette razors, Crest toothpaste, and Luvs diapers. 3585

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

HAMPTON ROADS, Va. – Sitting in a classroom with a teacher and friends is what Ryan, a high school senior in North Carolina, misses.“He has mentioned how much he misses just being in the school,” said Ryan’s mom Dr. Jonna Bobzien.Ryan started virtual learning this week.This past school year, Bobzien said Ryan struggled with online learning.“It was very different,” she said. “It was asynchronous online, just a lot of watching pre-recorded information and he really struggled with that, because there is no sense of interaction, nothing really to hold the attention of the learner.”This academic year, however, he seems to be thriving.“This year, I find him, even though it’s only the first week, more excited,” said Bobzien. “His classes allow them to use avatars, so he can sit there and rock when he’s concentrating.”Ryan has autism and ADHD, so focusing his attention and sitting still for long periods can be difficult.Ryan is not unique. Many children, who are learning virtually are facing the same mundane challenge.“Just sitting in front of a computer listening to your teacher talk or watching a video can be a little less entertaining as far as value or attention-getting,” Bobzien said.Dr. Bobzien is not only a mom, but she also chairs the Communication Disorders and Special Ed Department at ODU. Additionally, she is an associate professor in special ed at the university.According to Bobzien, establishing a workspace for your child to call their own can make a difference.“Helping them to feel like they’re in that real classroom setting,” she said. “In a classroom, teachers are skilled at minimizing distraction…. When we’re at home, it can be more difficult.”Wearing headphones can help students block out distractions.Bobzien said it’s key to establish a routine and structure with some flexibility as parents navigate the role of mom and dad and teacher. She said it’s also essential to redirect a child’s attention rather than reprimand him.“Students with attention difficulties, also students with autism, they crave predictability and routine,” she said. “When you’re a virtual learner you have the opportunity to engage in some of those maybe unusual behaviors like rocking or spinning a pen that help you to focus without that sense of being pointed out.”Though Ryan’s senior year isn’t what he was expecting, there may be an upside to learning online for him and others who shy away from public attention.“With parents, may actually see, in some cases, improvements,” Bobzien said. “Sometimes, students who do have difficulties don’t like being under the spotlight as much.”Antoinette DelBel first reported this story at WTKR in Norfolk, Virginia. 2685

HENDERSONVILLE, Tenn. — A Merrol Hyde Magnet High School senior recalled what she saw in the hallway after a chemical flash fire occurred during a science experiment.Sophia Sisler said she was in the hallway working on an art display Wednesday morning when she heard screaming."A student started coming downstairs into the nurse's office. They were crying and shaking, kind of freaking out a little bit and some of them had soot on them. They were really red, they had red spots on their faces and arms and that sort of thing," she recalled.Sisler would soon learn about the chemical accident that caused a Science teacher and 11 other students to be sent to hospitals. Several suffered second degree burns."A couple had open blisters on their legs already. I think they were all just really panicked from what happened," she said.Sisler said the science department has done the science experiment in the past without any problems. After the accident, she said teachers escorted those exposed to the nurse’s office until emergency crews arrived."They were clinging onto the teachers really and they were crying and they were terrified," she said.She wanted people on social media not to blame the teacher for this accident. It's something that has been done in the past. "He looked them all in the eye while he was actively burning and holding his burn spot and saying 'it’s going to be OK, you’re going to be OK' and he got them all out of the room unbelievably fast and he put all of the students before his own life," Sisler said.The senior said she hopes all the students and teacher fully recover. 1655

Globally, population sizes of mammals, fish, birds, reptiles and amphibians declined an average of 68% between 1970 and 2016, according to a new report from the World Wildlife Fund.WWF says populations in Latin America and the Caribbean have fared worst, with an average decline of 94%. Researchers also found that global freshwater species have also been disproportionately impacted, declining 84% on average.“Why does this matter? It matters because biodiversity is fundamental to human life on Earth, and the evidence is unequivocal – it is being destroyed by us at a rate unprecedented in history,” the Living Planet Report 2020 says. You will find more infographics at StatistaWWF says these drastic species population trends signal a fundamentally broken relationship between humans and the natural world. The organization says the consequences can be catastrophic and points to COVID-19 pandemic as proof.“As humanity’s footprint expands into once-wild places, we’re devastating species populations. But we’re also exacerbating climate change and increasing the risk of zoonotic diseases like COVID-19,” wrote WWF-US President and CEO Carter Roberts. “We cannot shield humanity from the impacts of environmental destruction. It’s time to restore our broken relationship with nature for the benefit of species and people alike.”The report points to one underlying cause for the deterioration of nature and decline in species populations: humanity. It claims people are now using more of the Earth’s resources than can possibly be replenished, which has a disastrous impact on biodiversity.Researchers believe the change in land use is the most direct driver for loss of biodiversity, particularly the conversion of habitats into agricultural systems. The report says climate change will become an important driver of biodiversity loss in the coming decades.All hope is not lost though. The report says modelling predicts that the declining trends can be flattened and reversed with urgent and unprecedented actions. These actions include transforming food production and consumption, aggressive movement to tackle climate change, and investments that conserve, protect and restore nature.Overall, the report urges world leaders to treat biodiversity conservation as a non-negotiable and strategic investment to preserve human health, wealth and security.“While the trends are alarming, there is reason to remain optimistic,” said WWF Global Chief Scientist Rebecca Shaw. “Young generations are becoming acutely aware of the link between planetary health and their own futures, and they are demanding action from our leaders. We must support them in their fight for a just and sustainable planet.” 2710

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