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Average rates on long-term mortgages continue to fall to new record lows, as the key 30-year loan dropped below 3% for the first time in 50 years. The stagnant economic recovery in the face of the coronavirus pandemic is keeping inflation tamped down despite pent-up homebuying demand. Mortgage buyer Freddie Mac says the average rate on the 30-year home loan fell this week to 2.98% from 3.03% last week. These are the lowest levels since Freddie Mac began tracking averages in 1971. The rate averaged 3.81% a year ago.In their update, Freddie Mac says the low rates has led to increased homebuyer demand. Meanwhile, according to the Mortgage Bankers Association, refinancing applications increased recently, about 12 percent in the last week. However, Freddie Mac warns that with an increase in coronavirus cases, the economy can stagnate and cause temporary job layoffs to possibly become permanent. The average rate on the 15-year fixed-rate mortgage declined to 2.48% from 2.51%, from last week. 1008

As more and more states legalize marijuana, a Colorado family and Mothers Against Drunk Driving (MADD) want people to know about the devastating consequences of driving while high.Amanda Hill loved all things animal. The 24-year-old had landed a coveted internship at the Denver Zoo and was well on her way to becoming a vet tech.“She was like an animal whisperer,” said Amanda’s mother, Denise Hill. “She loved animals. Animals made her feel better. She didn’t always get along with humans as she did with animals.”The two were extremely close. Denise says on a sunny June day near Denver, Colorado, the two worked in the garage until Amanda had to leave for an appointment.“I’m thankful that when she left, I gave her a hug and told her I loved her,” said Denise.Then, she got a phone call.“I picked the phone up and instead, it was that phone call that every parent dreads,” said the mother.On a road that Amanda travels all the time, and in the middle of the afternoon, she was hit head on.“And the impact was such that the sheriff who showed up later said its typically not survivable at the level they recorded,” Denise said.While the medical staff worked to save her life, they let Ed and Denise Hill have a few moments with their daughter.“We got those precious few seconds to tell her we loved her,” said Denise. “The last thing I told her was you’re going to be okay.”Amanda didn't make it. Two years later, her parents are keeping her memory alive, fighting for tougher laws for people who drive while high on marijuana. They believe the sentence that was handed down to the driver who caused the accident that killed their daughter was too lenient.“There’s so much that’s not understood about driving high, how long it stays in your system, what effect it truly has,” said Denise.Helen Witty, National President of Mothers Against Drunk Driving, said “I think the frightening thing is that almost half of Americans think it's okay to drive after smoking marijuana even in the first two hours.”Witty also lost her 16-year-old daughter in an accident. That driver was also drinking. And had smoked marijuana.“When she died so violently and suddenly, I always would say, my daughter would be saying, mother say something. Do something. Not mom, mother.”A new study sponsored by MADD and dedicated to Amanda Hill found that 26% of people surveyed think that driving after marijuana consumption is "not too concerning" and more than 40% of parents and grandparents reported never discussing the subject.“The legalization happened before the data is out there,” said Witty. “The data is actually that it’s different for every person”Ed and Denise Hill say they are proof of what one decision can do to a family. Amanda's loss is a painful void that they feel every day."The first thing you have to do is decide whether you want to live anymore and if you make the decision to live, then you have to decide how you’re going to live,” said Denise. “Are you going to just get through each day or is there going to be some kind of meaning in your life?”The meaning is in her memory – a life cut too short, a death that was entirely preventable. 3154

BALBOA PARK, Calif (KGTV) - A sign near Christmas nativity displays at Balboa Park is causing some stir. It says that religion is a myth and that heaven, hell, angels, devils and gods do not exist.The Freedom From Religion Foundation put up the sign earlier this month. It's one of several similar displays they placed around the country during the holiday season.A statement from the group says they put the displays together to, "celebrate free-thought and to ensure representation of the growing number of secular Americans."The FFRF says they went through the legal permitting process with the city to put the sign in place. Members say it's about freedom of speech and the separation of church and state, not a war on Christmas."If the city is going to allow space for free expression, it has to allow space for free expression for everyone," says Steve Trunk, an FFRF member in San Diego.In addition to the sign, the group put up a small "nativity" scene of their own. It features America's Founding Fathers and the Statue of Liberty looking down at a "baby" Bill of Rights. The group says it's part of their holiday celebration, honoring the day when the Bill of Rights was adopted, December 15, 1971."That's our holiday," says Trunk,But some people in the park say it's the wrong way to send a message of freedom."It's a little bit on the selfish side," says Diane Sherwood, a University Heights resident who walks through the park and enjoys seeing the Christmas decorations. "If they don't want to come here and see all these things, they certainly don't have to. But to come here and object to them when other people enjoy it isn't right.""This doesn't speak to our shared humanity," says Jamie Edmonds, who lives in San Diego. "This speaks to polarization, division, squaring off people into different camps.""I object to the nativity stuff because I feel it's very partisan and doesn't belong on public land, says Leslie Edmonds. But, she adds that the FFRF display is "equally egregious," saying she'd rather see positive messages of inclusion."Say that all are welcome here," she says. "That would be a step to take all those beliefs and widen it out to make people more aware."The FFRF says they stand by their sign, and it will be up in Balboa Park as long as the Christmas decorations are there."Our thing as an organization is religious freedom," says Trunk. "That includes the freedom not to be religious." 2434

AURORA, Colo. — Amid renewed calls for justice, Colorado Gov. Jared Polis announced Wednesday that he is looking into what his office can do to respond to the death of Elijah McClain, a 23-year-old Black man who died following an interaction with Aurora police last August.“I am hearing from many Coloradans who have expressed concerns with the investigation of Elijah McClain’s death. As a result, I have instructed my legal council [sic] to examine what the state can do and we are assessing next steps,” Polis said in a tweet Wednesday afternoon.Over the past couple of weeks, interest in the case has grown both locally and nationally. People from Colorado State Rep. Leslie Herod to U.S. Sen. Elizabeth Warren, Ellen Degeneres and Martin Luther King Jr.’s daughter, Bernice King, have made calls for justice in the case and a renewed investigation into what happened that night and if officers should face punishment. A Change.org petition calling for justice has been signed more than 2.3 million times as of Wednesday afternoon.At the same time, pressure from the Aurora City Council to complete a search for a new independent investigator into McClain’s death by next month is mounting.A letter from Council Member Curtis Gardner to Aurora’s City Manager Jim Twombly urged Twombly to have the recommendations for a new third-party investigator ready to present by July 16, the date of Aurora’s Public Safety Policy Committee’s next meeting.As @AuroraGov's Public Safety policy committee, we sent the following letter to the City Manager requesting his recommendations for individuals to complete the independent investigation into the death of #ElijahMcClain at our July 16 meeting.@AllisonHiltz @LawsonForAurora pic.twitter.com/10ri9YoLn3— Curtis Gardner (@CurtisForAurora) June 24, 2020 Mayor Mike Coffman on Wednesday afternoon called for a special City Council meeting on July 6 to vote on whether or not to authorize an independent investigation in the case, with a second vote on who will conduct the investigation. The call came after the letter from the Public Safety, Court, and Civil Service Policy Committee. A release from the city said that the committee will bring the proposal forward to the full council at the July 6 meeting."We need to bring closure to this tragic incident by making sure every aspect of it is thoroughly investigated," Coffman said in a statement."Trust is already eroded—delaying action will only cause further strain in our community," said Allison Hiltz, the chair of the Public Safety, Court, and Civil Service Policy Committee.The independent investigation has been fraught with controversy since many council members felt the original outside probe, led by a Connecticut-based attorney with ties to law enforcement, was not independent enough. That contract was terminated June 10 and Mayor Mike Coffman said in a tweet that “another individual will be selected by the Mayor and the City Council.”Calls for an independent and external review in McClain’s August 2019 death have been ongoing since it happened, and the officers involved in his death did not face criminal charges and were found not to have violated department policies. The city has since changed department policies directly in the wake of McClain's death after calls for further investigation.McClain suffered a heart attack on the way to a hospital after the Aug. 24 incident, which happened in the 1900 block of Billings Street. Officers had responded to a call about a suspicious man wearing a ski mask and waving his arms. When they arrived, they contacted McClain, who they claimed resisted when the officers tried to detain him, police said.A struggle ensued, and a responding officer requested that a paramedic give McClain a dose of ketamine "due to the level of physical force applied while restraining the subject and his agitated mental state," officials said.But in the department's review of the incident earlier this year, the board found that the officers "had a lawful reason to contact Mr. McClain."The board also found that the force applied by officers — which included a carotid control hold — during the incident was "within policy and consistent with training."The carotid hold has since been banned by the department.The Adams County Coroner conducted the autopsy on McClain and ruled that the manner of his death was "undetermined," saying it could not determine whether his death was an accident, due to natural causes or a homicide.District Attorney Dave Young said Wednesday his office received more than 1,700 voicemails on Tuesday alone about the McClain case.He says he has to make a decision based on evidence and that a jury would find compelling beyond a reasonable doubt.“Understand that my role is limited to determine whether or not a criminal violation occurred. I am not indicating that the actions of the police department were appropriate. That's the role of the Aurora Police Department,” Young said.KMGH confirmed Wednesday the officers involved are all still currently employed by the Aurora Police Department.Young says the attacks have gotten personal and are overwhelming his office from doing their job of serving victims of crime.He encourages those sending emails to read his decision. Young said if new evidence comes to light in the case, he would reconsider.“The emails, the voicemails, the attacks on Facebook — not only to me, but my family — is not evidence that can be used in a court,” Young said.KMGH's Robert Garrison, Jessica Porter and Blair Miller contributed to this report. 5563

As the opioid crisis continues to damage communities across the country, new mapping technology is helping family members of victims cope by allowing them to crowdsource an interactive memorial.The "Celebrating Lost Loved Ones" map, created a couple of months ago, now marks the lives of thousands people lost to opioids. The map was created by engineer Jeremiah Lindemann and allows users to add photos and short stories of loved ones who have passed away, including the place of their passing.The goal of the map is to create a place to honor and respect overdose victims across the United States."(We want a map) that emphasizes the human toll behind the opioid crisis with a visual record of the victims it is leaving behind," Lindemann said. 764

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