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Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492

Tom Wolfe, the innovative journalist and author who wrote such best-selling masterpieces as "The Bonfire of the Vanities" and "The Right Stuff" has passed away.Wolfe, 88, had been hospitalized with an infection and died Monday, according to his agent Lynn Nesbit.Wolfe started as a reporter at the Springfield (Massachusetts) Union before moving onto the Washington Post. He moved to New York in 1962 to join the New York Herald-Tribune and remained in the city for the rest of his life. 495

Thursday's NBA Playoff showdown between the Golden State Warriors and Houston Rockets was a pivotal game, one that could decide who advances to the NBA Finals. But the NBA Finals and basketball were not on people's minds for a few brief minutes before tip-off. Instead, last week's mass shooting at Santa Fe High School in Texas dominated the thoughts of those in attendance as the Rockets welcomed survivors from last week's mass shooting, which killed eight students and two teachers. Graduates from Santa Fe High School, along with the town's first responders, were in attendance and honored in a pregame ceremony. There was also a moment of silence in memory of the 10 people who lost their lives.  735

Transgender members of the military will be able to re-enlist for service while President Donald Trump's directive barring transgender recruits is under review, the Pentagon has confirmed."Transgender service members whose term of service expires while the interim guidance is in effect, may, at the service member's request, re-enlist under existing procedures," US Army Col. Rob Manning, a Department of Defense spokesman, told reporters Friday. "Current transgender service members will continue serve throughout the military and continue to receive necessary medical treatment as prescribed by their medical provider in accordance with the Military Health System guidance."This is the first time the Pentagon has explicitly acknowledged that transgender service members will be able to re-enlist while it reviews Trump's ban on transgender recruits. 861

TIJUANA, Mexico (AP) — The woman crawled under first, squeezing face down through a gap dug under the border fence. The space is only a few inches high, and her feet kicked dust into the air as she wiggled. Next was her 3-year-old daughter, dressed in a pink sweat suit, pushed through to the California side on her back and feet first by a man who stayed in Mexico.The mother anxiously urged them on. "Hurry," she said. "I'm right here. It doesn't matter if you get dirty."Fifteen seconds later, the mother and daughter from Honduras were together in the U.S. And soon a U.S. Border Protection agent approached on an all-terrain vehicle to take them away in custody.U.S. Customs and Border Protection said Tuesday that the San Diego sector has experienced a "slight uptick" in families entering the U.S. illegally and turning themselves in to agents since the caravan of Central American migrants arrived in Tijuana two weeks ago.Thousands of migrants on the Mexico side of the border are living in crowded tent cities in Tijuana after a grueling weekslong journey through Mexico on foot and hitching rides with the goal of applying for asylum in the U.S. Frustrated with the long wait to apply, with the U.S. processing 100 requests at most each day, some migrants are trying to cross over clandestinely.Rachel Rivera, 19, told The Associated Press that Honduras had become unlivable. Moments before flattening herself under the fence, she said she was slipping through to the U.S. in an attempt to "give a better life" to her daughter Charlot.An AP video journalist also witnessed more than two dozen migrants scale a fence between Mexico and the U.S. on Monday evening. Once across, entire families raised their hands before border patrol agents who arrived swiftly in white trucks.It's unclear where the families were taken from there.On a typical day before the caravan arrived in Tijuana, U.S. border patrol agents in the San Diego area detained about 120 or so people trying to cross the border illegally from Mexico.President Donald Trump issued a proclamation in November suspending asylum rights for people who try to cross into the U.S. illegally. Rights groups question the legality of that proclamation.U.S. Customs and Border Protection spokesman Ralph DeSio said the U.S. was trying to deter illegal crossings by issuing the proclamation.The U.S. has an established process for asylum seekers to present themselves in an "orderly" manner at a port of entry, DeSio told AP via email. "When people choose to ignore that process, they put themselves in danger and, in the case of families, they choose to put the lives of their children at risk."Trump took to Twitter again Tuesday to drum up support for a better border wall, arguing that the expense would be less than the U.S. incurs each year due to illegal immigration.People mainly from Honduras but also from El Salvador and Guatemala formed the caravan to Tijuana, seeking safety in numbers while crossing Mexico to avoid criminals and the fees demanded by the gangs that prey on migrants. Dozens of the migrants have told AP they are fleeing poverty and searching for a better life, while many also tell of harrowing violence and death threats back home.Margarita Lopez, a migrant from Honduras, said she would definitely jump the fence to the U.S. if she got the chance. But in the meantime, Lopez stood in line Tuesday to request a humanitarian visa from Mexican officials that would allow her to live and work in Mexico for a year.Standing nearby, Luis Fernando Vazquez, a migrant from Guatemala, said he won't make a run for the border."I'm not like that," he said. "I prefer to work, to behave well, here." 3691