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Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

MORGAN HILL, Calif. -- Authorities are investigating what exactly caused a plane to land on the freeway in the Bay Area Sunday morning, according to The Mercury News. The plane landed on Highway 101 near Morgan Hill around 11 a.m. The plane blocked one lane of the highway before authorities were able to tow it away.The Federal Aviation Administration said engine failure caused the emergency landing.Only the pilot was onboard and was uninjured, authorities confirmed. The plane was also undamaged.pic.twitter.com/fuRH7IQTWz— Charlene Nunes (@CharleneNunes) February 18, 2018 585

NATO is considering a recent request by a UK member of parliament and chair of the foreign affairs committee to name the alliance's new billion-dollar headquarters building in Brussels in honor of the late US Sen. John McCain.NATO spokesperson Oana Lungescu told CNN that the request had been received by NATO Secretary General Jens Stoltenberg and "will be considered carefully."McCain was long seen as a leading voice in advocating for the transatlantic alliance, champing the expansion of NATO membership to other countries in Europe."He will be remembered ?both in Europe and North America for his courage and character, and as a strong supporter of NATO," Stoltenberg wrote following his passing. 709

MLB and the MLBPA jointly announced on Friday that 31 players tested positive for COVID-19 this week amid the first round of tests as players resume training ahead of this year’s shortened season.Teams began working out this week at ballparks across the US as the coronavirus-shortened season is slated to get underway in three weeks. As part of MLB’s plan to resume, players and support staff will be frequently tested for the virus.But MLB is unique insofar that other major team sports in the US are planning on resuming play in hub cities instead of traveling from city to city. Both the MLS and NBA will play out of Orlando, Florida, while the NHL will resume in the near future at two yet-to-be determined hubs..All told, MLB said it conducted 3,185 samples, with 1.2% coming back positive. In addition to 31 players testing positive, seven staff members also had a positive COVID-19 result.Nineteen of MLB’s 30 teams had at least one player or staff member test positive for the virus 999

Missouri Attorney General Josh Hawley has opened a criminal investigation in the duck boat accident that killed 17 people on a lake near Branson.The investigation into the July 19 tragedy at Table Rock Lake is being conducted under the Missouri Merchandising Practices Act, according to Mary Comptom, a spokeswoman for Hawley."We are working with investigators to determine the facts and whether any criminal charges are appropriate," she said in a statement.Word of the investigation comes days after the filing of a wrongful death lawsuit seeking 0 million in damages from the operator of the duck boat. When the Ride the Ducks Branson amphibious vessel started sinking July 19, the canopy entrapped the passengers and dragged them to the bottom of the lake, attorney Robert Mongeluzzi told reporters Monday. 821

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