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SAN DIEGO — The economic fallout from the novel coronavirus is leading to increased opportunities to buy a home or refinance one currently owned. Freddie Mac reported Thursday that the average rate for a 30-year fixed mortgage was 3.29 percent, the lowest in its 50-year history.That's down from 4.41 percent one year earlier. With the new, lower rate, a household with a 0,000 mortgage would save about 0 on their monthly payments. "Anytime there's any sort of any big natural disaster, war threat, that type of thing, the Wall Street money seeks safe havens, and that tends to drive rates down," said Scott Harmes, a senior loan officer at C2 Financial Corp. Harmes said the phones have been ringing off the hook since the rates fell, including for people inquiring to refinance. He said refinances should be evaluated on a case-by-case basis, depending on how much a household owes, how much longer the loan will last, and how long they plan to stay in their home. For those in the market to buy, the lower rates come just as San Diego will enter the spring peak homebuying season. Realtor Michelle Silverman said the higher rates could make the market tighter, but that homes still need to be priced appropriately."A seller can't be greedy," said Silverman, of Coldwell Banker. "If you have a greedy seller, the house is going to stay on the market. If the property is priced right, you're going to get multiple offers, maybe even go above list price, and it will move. It will sell."The rate drop comes after the Federal Reserve lowered its key Federal Funds Rate by 0.5 percent earlier this week in an emergency action. CoreLogic reports that the median home price in the county was 5,000 in January, up 7.9 percent from one-year earlier. 1762

SAN BERNARDINO, Calif. (KGTV) -- Prosecutors said Monday that a California man killed his business partner and his family out of greed, according to the Associated Press. Prosecutor Sean Daugherty told jurors that Charles Ray Merritt wrote checks totaling more than ,000 on his partner’s QuickBooks account after the family disappeared. The comments came during opening statements in the trial for the alleged murders of Joseph McStay, Summer McStay and their three and four-year-old sons. Prosecutors also say that, while being questioned about the family’s disappearance just days after they went missing, Merritt kept referring to Joseph in the past tense.Outside the courtroom, defense attorney Rajan Maline said Merritt’s livelihood depended on McStay being alive. The McStays disappeared from their Fallbrook home in early February 2010. Days after they were last seen, the family’s SUV was found abandoned at a strip mall parking lot in San Ysidro.RELATED: Trial set to begin in McStay family murder caseIn 2013, the bodies of the family members were found in the Mojave Desert, near Victorville. Prosecutors said the family died from blunt-force trauma to their heads. Authorities found a sledgehammer, believed to be the murder weapon, in one of the graves.According to court documents, investigators believe Summer McStay may have been raped before she was killed. Merritt was arrested in connection with the killings in November 2014 after sufficient evidence linking him to the case, including DNA, was discovered.Authorities alleged Merritt killed the family members inside their home and then buried them in the desert. Merritt also tried to paint over the crime scene, according to authorities.During Monday’s opening statements, jurors in the San Bernardino County courtroom are expected to hear a tape of Merritt being questioned by investigators.Merritt, 61, has pleaded not guilty to charges of murder and is being held without bail.Prosecutors are seeking the death penalty in the case. 2017

SAN DIEGO (AP/KGTV) — During the pandemic, Corinne Lam and her stylist husband saw the income from their San Diego hair salon slashed by two-thirds while they struggled with unpaid medical bills and an uncertain future. Now, the 36-year-old said her phone is ringing off the hook with customers seeking appointments as she prepares to reopen her doors. California Gov. Gavin Newsom said Friday hair salons, barbershops, and nail salons can resume operations and Lam's already booked out at least three weeks. RELATED: Several San Diego County businesses to reopen indoors with limits under new guidanceSalotto Salon is one of many businesses walloped by the whiplash of closings and reopenings and seemingly ever-changing guidance and rules about how to keep workers and customers safe from the coronavirus.Under San Diego County's current tier, "substantial" spread, many businesses are allowed to reopen starting Aug. 31 with indoor modifications, including capacity limits and safety precautions. Hair salons, barbershops, and nail salons did not have any capacity limits noted in the state's new guidance.In order for San Diego County to move up a tier, it must stay in tier two for at least three weeks. Then to move up, it must meet the next tier's criteria for two consecutive weeks. If the county's metrics worsen for two consecutive weeks, it will be moved to a more restrictive tier.RELATED: San Diego County reports six new community outbreaks in food processing, business settings"This time what we hope will happen, but it relies on people's behavior, is that as we are opening up 25% or 50% of capacity, not full 100%," county public health officer Dr. Wilma Wooten said on Friday. "As we see issues people should also be clear that we will shut down entities if they are not following the guidelines and if there are particularly outbreaks occurring as a result of not following those non-pharmaceutical strategies."California's full guidance for each business sector can be read online here.Amy Taxin, of the Associated Press, contributed to this report. 2078

SAN DIEGO - (KGTV) Southern California's recent earthquakes have demand for emergency supply kits skyrocketing. Ready America is a manufacturing company in Vista. The company sells disaster supplies and emergency kits to big box stores like Home Depot and Lowes. They are also sold on Amazon."Once people feel it, then it's real, and it's going to happen to me, and with Thursday's 6.4, there was a lot of demand. With the 7.1, which is the largest earthquake in 20 years, the demand has been unprecedented," said Jeff Primes, President of Ready America. The disaster kits include food and water with a five-year shelf life, a manually operated charging station, light sticks, first aid necessities, and more. There's even a pet carrier with emergency supplies for a dog or cat."From a one person three-day kit that starts at about retail, all the way to a four-person retail deluxe kit for about 0," said Primes.The company is also home to the Big Shaker Earthquake Simulator. It's used to show people what a 6.8 magnitude earthquake feels like and the damage it can do. "You really want to get under something sturdy, you want to get under a table such as this you want to drop, cover your head and neck and hold onto that table so that table doesn't jump around on you," said Trevyn Reese of Ready America. Reese said, resist the urge to run to your children."If you do need to get to your child quickly, it's recommended you get down on your hands and knees and crawl during an earthquake. Trying to run to your child right away is gonna start throwing you against all the hallways. There will be things falling down on you that can potentially cause harm, especially broken glass," said Reese.Another misconception, Reese says, is to run outside."It could potentially be harmful cause you don't always see those items that are around you," said Reese. The company also sells earthquake fasteners and putty to keep furniture and decorative items attached to the wall, so they don't become projectiles. 2022

SAN DIEGO (CNS) -- A 76-year-old woman who died on May 24 is the first local fatality of e-cigarette or vaping-associated lung injury, the San Diego County Health and Human Services Agency announced Thursday.Three vaping-associated lung injuries in young adults were confirmed in recent weeks and are the first reports of the lung illness in San Diego County since 2019.All the newly reported local cases tested negative for the novel coronavirus, which causes COVID-19, and all reported recently vaping products containing THC.The California Department of Public Health recently recognized new reports of confirmed lung-injury cases in persons vaping THC-containing products in April, after no cases had been reported since February.Since July 2019, a total of 52 EVALI cases have been reported in San Diego County residents. All patients had to be hospitalized."While our community is understandably focused on COVID-19, it is important to remember that lung injury from vaping is still a major public health concern," said Dr. Wilma Wooten, county public health officer. "People who vape, especially those using THC-containing products, are urged to stop."In January, the San Diego County Board of Supervisors voted to restrict the sale of flavored smoking products and e-cigarette and vaping devices in the county's unincorporated areas. These restrictions were proposed as a response to the e-cigarette- or vaping-associated lung injury cases in the county and across the country. Enforcement of these restrictions will begin July 1.THC-containing e-cigarette or vaping products, particularly obtained from informal sources, are linked to most e-cigarette or vaping, lung injury cases. Vitamin E acetate has also been strongly linked to the outbreak and has been found in product samples from patients and in patient lung fluid samples.The Centers for Disease Control and Prevention recommends that people not use THC-containing e-cigarettes or vaping products obtained from informal sources such as friends, family, pop-up shops or online sellers. Additionally, the CDC says that youth, young adults and pregnant women should never use e- cigarette or vaping products. 2182