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While a half-point increase doesn’t have a major impact on the monthly payment, the added cost does add up over time. On a 30-year loan for 0,000, the monthly payment would be nearly more at a 4.5% interest rate than at a 4% interest rate. That adds up to more than ,000 over 30 years. 300

"You have to understand that when a man that powerful — he is almost like God in my business — when he would come up that close and say that, the first thing that goes through your mind is 'What?!'

Wow had been in financial trouble, they had attempted to merge with Icelandair which failed, says Quest. "They'd attempted to do a deal to somehow sort of share and cooperate with Iceland which failed. The writing was on the wall but Wow just continued to let people book."It's an impossible situation when an airline is about to go bust [...] It's always horrific when it does this."3. Consider your backup planIt might sound extreme, but having an alternative plan of action is worthwhile, when you can.Be aware of what other airlines fly the route you're taking and bookmark the pages on your phone so you can pounce on the last seats if something happens.Of course, this isn't much use in so far as you'll still have to cough up for the new tickets — but keep scrolling for tips on that front.DURING1. Don't assume other airlines will help -- but check all the sameOther airlines have no responsibility to honor tickets on failed airlines. These carriers might be able to step up, but it's best to assume you'll get no discounts.If you're on the phone with the airline representative or lining up at the airport info desk, remember to be as polite and friendly as possible.Yes, you're worried and angry, but being anything other than pleasant won't get you anywhere.In the case of Wow Air, Icelandair is offering a discount fare for stranded passengers, given the circumstances.The fares are only available for passengers who have already embarked on their journey and have a return fare booked between March 28 and April 11, 2019.For trips to and from Europe fares are and for trips to and from North America it's 0. For those traveling from Europe to North America or vice versa via Iceland's Keflavík International Airport it's 0.For more information on how to claim these flights, see 1803

When officers arrived, they found an unresponsive man near the bridge. Police said life-saving efforts were initiated and the man was transported to a hospital. 161

With enormous pain and insurmountable grief the team of TVN television is experiencing the loss of our beloved colleague, Victoria Marinova, TVN said in a statement. "Therefore we ask for sympathy for the sorrow of relatives and colleagues. A bow in her memory!"The Committee to Protect Journalists called on Bulgarian authorities to conduct a "rigorous, thorough investigation" into the killing."CPJ is shocked by the barbaric murder of journalist Victoria Marinova," said CPJ European Union Representative Tom Gibson in Brussels. "Bulgarian authorities must employ all efforts and resources to carry out an exhaustive inquiry and bring to justice those responsible."The organization added in its statement that Marinova's last broadcast was an interview with Romanian journalist Attila Biro and a Bulgarian colleague, Dimitar Stoyanov, who were looking into allegations of fraud involving EU funds.CPJ reported that the two reporters were detained by Bulgarian police in September.Bulgarian Prime Minister Boyko Borisov said he is confident "it's a matter of time" before investigators uncover the culprit, according to state media.Ruse Regional Prosecutor Georgi Georgiev told state media that Marinova's mobile phone, car keys, glasses and part of her clothing were missing when her body was found.Harlem Desir, media freedom representative for the Organization for Security and Cooperation in Europe's (OSCE) condemned the killing on Twitter, saying that he would closely follow the investigation.Three journalists have been killed in the EU this year. Caruana Galizia was killed in a car bombing in October in Malta and Jan Kuciak was murdered in Slovakia in February.Bulgaria was ranked 111 out of 180 countries in the Reporters Without Borders world press freedom index this year, lower than any other EU member. 1820

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