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Back-to-school shopping is an expensive chore. And if you shop local sales, it’s a chore you’ll share with thousands of other parents in the vicinity. If it’s big savings you’re after when you brave the crowds, sales flyers won’t cut it. You’ve got to get creative.“Back-to-school shopping can put a big strain on family budgets, but planning ahead to take advantage of discounts, setting a budget, and only buying what your child actually needs helps your dollar go a lot farther,” says NerdWallet personal finance expert Kimberly Palmer.Going beyond the sales flyers in your savings efforts may take a bit more work, but it can pay off for your pocketbook and peace of mind.?More: How to save money: short and long term strategies 745

AUSTIN, Texas (AP) — Oscar-winning actor Matthew McConaughey will join the University of Texas as a professor who this fall will teach in the university's Department of Radio-Television-Film.McConaughey has been a visiting instructor at the flagship campus in Austin since 2015 and the university said in a statement Wednesday that the appointment recognizes his "outstanding work as a teacher and mentor."He will continue teaching a Script to Screen film production class for which he developed the course curriculum.The university says McConaughey is respected for his "willingness to work with students beyond the classroom."McConaughey earned a film degree from the school in 1993. He's appeared in more than 50 films, including "Dazed and Confused," ''The Wolf of Wall Street" and "Dallas Buyers Club," for which he won an Oscar and Golden Globe for his leading role. 880

As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844

As the debate over voting by mail continues, President Donald Trump told a North Carolina news outlet that voters should test election safeguards by voting both in person and via mail, something which could cause voters legal issues.Trump has expressed doubt in mail-in voting during the 2020 election cycle, claiming that mail-in voting is prone to fraud. But many states, some of which are led by Republicans, are ramping up mail-in voting efforts. Proponents of mail-in voting say that it is a safer alternative than in-person voting given the coronavirus pandemic.The president, speaking to a reporter from WECT, said he wanted voters to test the state’s safeguards.“So let them send it in and let them go vote, and if their system’s as good as they say it is, then obviously they won’t be able to vote,” Trump told WECT. “If it isn’t tabulated, they’ll be able to vote. So that’s the way it is. And that’s what they should do.”In North Carolina, it is a Class I felony to vote twice. The National Conference of State Legislatures has a list of laws pertaining to “double voting” on its website. Voting twice in an election is illegal across the US.Meanwhile on Wednesday, US Attorney General William Barr said that voting by mail is “playing with fire.”“We're a very closely divided country here,” Barr told CNN’s Wolf Blitzer. “And if people have to have confidence in the results of the election and the legitimacy of the government and people trying to change the rules to this, to this methodology, which as a matter of logic is very open to fraud and coercion, is reckless and dangerous. And the people are playing with fire."While there is scant evidence of widespread voting fraud in past elections, there are questions on the US Postal Service’s ability to return ballots in time to be tabulated.In Florida, Volusia County Elections said more than 1,000 ballots that should have been counted for last month’s primary did not arrive on time. There were 1,281 ballots postmarked the day before Election Day, but election officials received them too late to be counted.The USPS has experienced some service disruptions as some sorting machines have been removed from some post offices. While this had an impact on last month’s primary, the USPS slowdown has also caused slowdowns for essential items such as medicines and paychecks. 2350

ASSISI, Italy (AP) — A 15-year-old Italian computer whiz who died of leukemia in 2006 has moved a step closer to possible sainthood with his beatification in the town of Assisi. Carlo Acutis is the youngest contemporary person to be beatified. He follows two Portuguese shepherd children living in the early 1900s who were proclaimed Catholic saints in 2017. Already touted as the “patron saint of the internet,” Acutis created a website to catalog miracles and took care of websites for Catholic organizations. While still in elementary school, Acutis taught himself to code using a university computer science textbook, and then how to edit videos and create animation. The cardinal who beatified him said he used the internet “in service of the Gospel.” 764

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