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The federal agency that oversees the financial condition of U.S. banks says it will offer voluntary early retirement to about 20% of its 5,800 employees.Agency officials say the early retirements could create a more highly skilled workforce with the goal of attracting employees with a new set of skills.The Federal Deposit Insurance Corp. announced the move Thursday, saying it isn’t designed to reduce its budget or the total size of the workforce. About 42% of the current workforce is eligible for retirement within five years, the FDIC says. A wave of potential retirements could sap the agency’s institutional knowledge, especially during a crisis, the FDIC’s inspector general said in a recent report.In addition, the FDIC plans to close a handful of field offices, and to relocate and consolidate others. No staff involved in examining banks will be affected, the agency says.“This program will enhance our agility, preparedness and technological transformation,” FDIC Chair Jelena McWilliams said in a statement. It’s part of the agency’s strategy to “further reduce layers of management and acquire new skill sets,” she said.Sen. Sherrod Brown of Ohio, the senior Democrat on the Senate Banking Committee, questioned the approach of phasing out veteran employees and said it could hurt the FDIC’s ability to deal with another financial crisis. “If the FDIC chair were interested in increasing the agency’s capability to respond to a crisis, she would be focused on hiring and training a new generation of workers, not encouraging experienced and senior staff to rush to the exit,” Brown said. “Let’s be clear –- no matter how Chair McWilliams tries to spin it, reducing FDIC’s workforce will make us less prepared for a financial downturn.”During the 2008-09 financial crisis and the following years, the FDIC closed hundreds of failed U.S. banks and transferred their loans and deposits to other, healthy banks. Bank failures reached a peak of 157 in 2010. With the new plan, the FDIC is looking build up its staff engaged in inspecting banks, and in specialized information technology, computer science and data management. Officials declined to estimate what portion of the employees being offered early retirement is expected to take it. They include executive managers as well as administrative staff at FDIC headquarters in Washington and in the field. The union representing FDIC employees said it’s concerned about employees having enough time to adequately assess their options and make informed decisions. Employees who accept the offer must leave by June 6. Under terms of the offer, most of the employees who choose to leave or retire will receive six months of salary.The union, the National Treasury Employees Union, said it will negotiate with the agency on the office closures and consolidations to prevent involuntary relocations of employees to another FDIC office and allow them to continue to inspect banks in their areas.“We also intend to closely examine the FDIC’s justification for these decisions, and our union will raise concerns if we feel the moves are unwarranted or harmful to FDIC’s ability to accomplish its mission,” NTEU President Tony Reardon said in a statement.In addition to monitoring the banks’ condition, the FDIC was established during the Great Depression to insure deposits of banks that fail. It guarantees deposits up to 0,000 per account. 3411

The Federal Reserve on Wednesday voted to raise interest rates despite new signs of economic softening and weeks of market volatility.Central bankers unanimously agreed under Chairman Jerome Powell to lift the federal funds rate, which controls the cost of mortgages, credit cards and other borrowing, to a range of 2.25% and 2.5%.Interest rates have increased seven times since President Donald Trump took office. Four of those increases have been under Powell.The policy decision comes even as Trump called on the Fed to move cautiously "before they make yet another mistake," shortly before policy makers began their two-day policy-setting meeting in Washington on Tuesday. 688

The man who police say is seen on video dropping off rice cookers Friday in downtown New York was taken into custody early Saturday morning, a law enforcement source with knowledge of the investigation said.Three rice cookers, initially described as suspicious devices, were discovered Friday morning in Manhattan, prompting a brief scare and causing delays during the busy morning subway commute. All the devices were ultimately deemed safe.The man was found unconscious around 2 a.m. ET at an address in the Bronx and is hospitalized, the source said. He was taken into custody on a previous bench warrant unrelated to Friday's incident and has not been charged in connection with the rice cookers, the source said.The "individual has been located and the investigation continues," NYPD Chief of Detectives 821

The Dallas apartment complex that suffered damage from a crane collapse has been deemed "totally unusable," and residents will be refunded their security deposits and June rent.Two days after the tragic accident that left one woman, 29-year-old Kiersten Smith, dead, officials told residents they will be allowed back in to retrieve their belongings, but they will no longer be able to reoccupy their apartments.According to Dallas Fire-Rescue, apartment complex management will arrange for moving trucks to facilitate the move.Greystar, the apartment management company, is meeting with City of Dallas officials to determine the safest options to remove the personal belongings and vehicles of all the residents, according to a letter issued to residents Tuesday.No determination has been made regarding the removal of the crane from the property, according to DFR. Three people remain in the hospital.Sunday's tragedy marked the ninth crane accident death in North Texas since 2012, CNN affiliate KTVT reported. From 2011 to 2015, Texas had about four times more crane-related deaths than any other state.'It just sliced through the building'Abbey Kearney, who lived in the Dallas apartment complex, said the disaster happened quickly."It was like a sunny, beautiful day and people were at the pool," she said. "And then it just got dark very quickly, and the wind picked up something fierce. It got dark, and it was over in a matter of seconds."She saw three umbrellas shoot straight up into the air. All the pool furniture flew into the pool.Then she saw the crane plummet."It just sliced through the building ... like a hot knife through butter," Kearney said. "It went from the fifth floor to, from what I can tell, the third floor."Concrete floors of the parking garage ripped like paper. Rows of vehicles fell several stories below and lay heaped in a mangled mess."There were cars that were vertical," she said. 1932

The creator of the Labradoodle cross-breed has said he inadvertently unleashed a "Frankenstein('s) monster."Wally Conron, 90, who worked for Guide Dogs Victoria in Australia when he bred the first Labrador-Poodle cross in 1989, spoke of his regrets at having begun a trend for designer breeds on an ABC podcast."I opened a Pandora's box and released a Frankenstein('s) monster," he said.His "big regret" is that his invention paved the way for "unethical, ruthless people" to breed the dogs without thinking of the health of their offspring.According to Conron, the majority of Labradoodles are "either crazy or have a hereditary problem," with healthy examples of the breed "few and far between."He believes that people have now gone too far with cross-breeding, which can increase a dog's risk of congenital disease, particularly down the generations. On the podcast, he laid particular scorn on the new Rottweiler-Poodle hybrid, known as a Rottle or a Rottie-Poo.Conron's original purpose in crossing a Labrador with a standard Poodle (which has a non-shedding coat) had been to provide a guide dog for a blind woman in Hawaii whose husband was allergic to dogs.The resulting litter of three was small, but one of the puppies did not trigger the husband's allergies and was sent to Hawaii to be her guide dog.As no one wanted the two remaining puppies, Conron asked the PR department at his work to spread the message of this new breed. Labradoodles quickly became popular in Australia and further afield.Now, designer breeds have become widespread -- but so has criticism of the consequences. Labradoodles, for example, can develop health problems common to Labrador Retrievers and Poodles such as hip dysplasia and eye disease.Colin Tennant, a British expert on dog behaviour with 45 years of experience in the industry, told CNN: "In essence, you are blindly breeding and altering genetics of the line without foreknowledge."Although Tennant said he doesn't have a problem with cross-breeding in general, he noted that breeders should pay more attention to dog's health.One example, he said, was the Bichon Frise, whose eyes water. "It must be in agony all the time," he explained. "They breed the face flat so they look humanoid because we find that attractive, with no consideration for the permutations we are producing with regards the dog's welfare or health." 2383

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