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Mortgage rates have risen about half a percentage point since September. What does that mean for you if you’re buying a home now or plan to buy one soon?For starters, don’t panic.When you’re buying a home, the mortgage rate matters, but it shouldn’t monopolize your attention, says Robert Frick, corporate economist for Navy Federal Credit Union. “You shouldn’t focus on the rate and let that scare you into making a hasty decision about buying a house,” he says.How rising rates affect your monthly payment 520

NASHVILLE, Tenn. — The National Museum of African American Music is finally set to open next year.The grand opening was delayed this summer due to several pandemic setbacks, but a new date has been set for January 18, which is Martin Luther King Jr. Day. Museum President and CEO Henry Hicks says it's going to be a very special day as NMAAM has been in the works for 22 years. Hicks says museum leaders were excited to open in the summer of this year, but the pandemic made it tough. Construction material was delayed, and they had to implement social distancing requirements for crews working.There are still some finishing touches being made on the museum but overall it’s ready for Nashvillians and tourists alike. Hicks says the museum will be a place that connects all generations and all walks of life through music.“Nashville is Music City and that really got its start with the Fisk Jubilee Singers. It evolved through an era of R&B and jazz being very prominent in the city and of course country music and I think the city has a job of embracing that country or Music City heritage," said Hicks. "This museum just really builds upon that.”NMAAM members will be the first ones to get access, but the following weekend, it will open to the general public. COVID-19 restrictions will remain in place. This story was originally published by Aaron Cantrell at WTVF. 1382

MoviePass, the struggling movie subscription service, will limit customers to three movies per month.The company is trying to burn less cash so it can stay in business.Under the previous plan, customers could see one movie per day in theaters. The change to three movies per month takes effect August 15. MoviePass says 85% of its customers already see no more than three per month.The company also announced Monday that it will keep the monthly subscription price at .99. It is backing away from a plan, announced just last week, to raise the price to .99.MoviePass CEO Mitch Lowe described the change in an interview earlier Monday with The Wall Street Journal.The stock of MoviePass's parent company, Helios and Matheson, closed last Friday at just 7 cents.The-CNN-Wire 785

Monday is National French Fry Day, so several restaurants are giving away french fries to help you celebrate!Here is a list of places that are celebrating the holiday:Beef 'O' Brady's: With a purchase, you'll receive a free basket of fries.BurgerFi: If you order in-store a regular-sized French fries, you'll receive double cheeseburgers at half-price on Monday. Starting Tuesday and ending July 17, if you download the BurgerFi app, you'll get free regular-sized fries with any purchase ordered on the app.Burger King: Get the app and you can get large fries for . Carl’s Jr.: If you are a subscriber of Carl's Jr. newsletter, check your inbox because you received an email with a coupon. Purchase a Thickburger on Monday and you'll get free large fries.Checkers: Order any size French fries for . Farmer Boys: Order anything off the menu after 2 p.m. and you'll get fries for . Deal only good on Monday.Fatburger: Order anything or more on Postmates Monday through July 19 and receive a free order of Skinny or Fat Fries.Hardee's: The company emailed you a coupon if you are a newsletter subscriber that gives you free large fries with the purchase of a Thickburger. KFC: The fast-food chain is offering French fries for 30 cents with any purchase. McDonald's: Use the app to receive a free order of medium fries.Rally's: For , you can get a small, medium, or large order of fries. Want them for free? Purchase anything when you sign-up for their Flavorhood program.Smashburger: Order any double burger and get a free side of Smash Fries.Steak 'n Shake: Several of their locations are giving away a small order of fries, but only for a limited time.Taco John's: Find a deal for free small orders of Potato Olés on their app. Wendy's: Order through your phone and you'll receive off an order of large fries.White Castle: Use this coupon and can get a free small French fries in-restaurant, online, or app.If you are not into eating french fries but still want to participate in the holiday, you can enter the contests below to win some very cool prizes to mark the occasion:Heinz and Great American Takeout: Post a photo on Instagram or Twitter of your ketchup art creation using the hashtags #TheGreatAmericanTakeout and #Sweepstakes and you could win ,869! To enter on Instagram, use the tag @thegreatamericantakeout. For Twitter use the tag @TheGATakeout. 50 runners-up will get to use on to-go orders. Idaho Potato Commission: You can win a 0 Visa gift card, an air fryer, or other prizes. To win, you can enter the contest by clicking here. 2582

Millions of small, black cerith snails cover one area of Fort De Soto Beach, Florida, stunning wildlife lovers. The shellfish, known as cerith snails, cover nearly the entire length of the beach. Robert Neff snapped several pictures of the bizarre event. “I grew up in Florida and I’ve never seen anything like this. It was amazing to see,” he said.What makes this so odd is Cerith snails don’t typically wash up onto land. They’re usually along the bottom of the ocean in flat reefs or hiding in coral reefs where the temperature is warm. The snails are in an area off the south end of the parking lot at Fort DeSoto’s North beach, which borders the bird sanctuary. Neff said the low tide exposed the snails over the weekend, and many are still at the beach. His photographs, along with video taken by Mark Freels of See Through Adventures, have been widely shared across social media. One former research assistant from the Georgia Sea Turtle Center said it's possible the snails came to the shallow waters because they found food, which was washed up by recent hurricanes, on the beach. Freels said it was a very strange and magnificent sight.“My job is to take people on kayak adventures and you never know what you’ll find. This was very interesting to see,” he said. 1330

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